DAMRO — Up to 36 Month Extended Settlement Plans

Eligible Card Categories: All DFCC Credit Cards (Excluding Corporate & Business Credit Cards). Easy Payment Plan Setup Fee and Transaction Limits — 12 Months Plan: Minimum Transaction Value Rs. 25,000/-, Maximum Transaction Value Rs. 1,000,000/-, P.M Processing Fee 0%, Setup Fee Rs. 2,500/-. 24 Months Plan: Minimum Transaction Value Rs. 100,000/-, Maximum Transaction Value Rs. 1,000,000/-, P.M Processing Fee 0%, Setup Fee Rs. 4,000/-.

Valid on all HNB Credit Cards except Corporate, Business and Fuel Cards. Single/multiple purchase(s) allowed; transaction value must be Rs.10,000 to Rs.1 million and within available balance/authorized limit. Purchases must be made during the promotional period and converted to an EPP within 5 calendar days of the transaction date via HNB Call Centre (011 2462 462) or the HNB EPP webpage. Transactions made within 5 days of the billing cycle end are converted only in the next billing period, and the statement amount must be settled as billed until then; the installment plan takes effect from the next billing cycle. Transactions performed by depositing funds over the credit limit are not eligible. Total bill must be settled via HNB credit card(s). Offer cannot be exchanged for cash or combined with other promotions.

Valid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for Gift Vouchers & non-discountable items. Cannot be combined with other existing offers. Minimum bill value must exceed Rs. 5,000/-. Instalment amounts are non-refundable and instalment period cannot be varied once approved. Instalment plan details cannot be changed once submitted; part acceleration not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General Terms & Conditions of Sampath Bank PLC and D R Industries (Pvt) Ltd apply. Bank's decision final in case of dispute; Bank reserves right to modify or change the Terms & Conditions.