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Sri Lanka

Fixed Deposit Rates

Annual Effective Rates (AER) across Sri Lankan banks, compounding-normalised so monthly-payout and at-maturity rates compare on the same basis. Every rate shows its trend. Pick a goal, tap a column to sort, or compare directly. We re-fetch daily at 10:30 AM LKT.

Showing real returns β€” each AER minus CCPI inflation of 5.50% (the latest CBSL reading). A rate at or below inflation means your money loses purchasing power. The nominal rate is shown beneath each cell.

3banks Β· NZD Β· At maturity Β· latest as of 2026-06-25

Bank1 month2 months3 months6 months1 year2 years3 years4 years5 years
HNB
3 mo ago
min Rs 25K
β€”β€”
-4.00%nominal 1.50%β€”
-3.75%nominal 1.75%β€”
-3.25%nominal 2.25%β€”
β€”β€”β€”β€”
Sampath
15 days ago
min Rs 25K
-4.25%nominal 1.25% 0.00%
β€”
-4.00%nominal 1.50% 0.00%
-3.50%nominal 2.00% 0.00%
-3.00%nominal 2.50% 0.00%
β€”β€”β€”β€”
NDB
6 hr ago
min Rs 10K
-3.48%nominal 2.02% 0.00%
β€”
-2.47%nominal 3.03% 0.00%
-2.22%nominal 3.28% 0.00%
-2.00%nominal 3.50% 0.00%
β€”β€”β€”β€”

Showing AER (Annual Effective Rate) for the standard adult-retail FD. Hover any rate for the maths behind it, or see the full methodology for worked sums (coupon vs AER, per-payout cadences, simple-interest annualisation). Tap any column header to sort. Sparklines show each rate's movement; click a bank for its full term structure.

Tax & insurance:FD interest is subject to withholding tax and balances are covered by Sri Lanka's deposit-insurance scheme up to a statutory limit. Both are the same across licensed banks and change with policy, so confirm the current figures with the bank or the IRD. FCY FDs may require minimum balance / KYC checks at the bank's discretion.