Annual Effective Rates (AER) across Sri Lankan banks โ compounding-normalised, so monthly-payout and at-maturity rates compare apples-to-apples. Every rate shows its trend; pick a goal, tap a column to sort, or compare directly. We re-fetch daily at 10:30 AM LKT.
4 banks ยท USD ยท At maturity ยท latest as of 2026-06-10
| Bank | 1 month | 2 months | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|---|
3.50%โ | โ | 4.00%โ | 4.25%โ | 4.50%โ | 4.40%coupon 4.50%โ | 4.40%coupon 4.60%โ | 4.44%coupon 4.75%โ | 4.56%coupon 5.00%โ | |
3.82%coupon 3.75% 0.00% | โ | 4.32%coupon 4.25% 0.00% | 4.55% 0.00% | 4.50% 0.00% | 3.92%coupon 4.00% 0.00% | 3.85%coupon 4.00% 0.00% | 3.78%coupon 4.00% 0.00% | 3.71%coupon 4.00% 0.00% | |
3.25% 0.00% | โ | 3.75% 0.00% | 4.00% 0.00% | 4.25% 0.00% | 4.40%coupon 4.50% 0.00% | 4.54%coupon 4.75% 0.00% | โ | 4.56%coupon 5.00% 0.00% | |
2.53%โ | โ | 3.29%โ | 3.79%โ | 4.00%โ | 3.92%coupon 4.00%โ | 4.31%coupon 4.50%โ | 4.44%coupon 4.75%โ | 4.56%coupon 5.00%โ |
Showing AER for the standard adult-retail FD. Tap any column header to sort (tap again to reverse). Sparklines show each rate's movement over the past year (a flat or single-point line means the rate hasn't changed since we started tracking). Click a bank to see its full term structure, payout options, and a link to the bank's own page.
Tax & insurance:FD interest is subject to withholding tax and balances are covered by Sri Lanka's deposit-insurance scheme up to a statutory limit โ both are the same across licensed banks and change with policy, so confirm the current figures with the bank or the IRD. FCY FDs may require minimum balance / KYC checks at the bank's discretion.