Sri Lanka

Fixed Deposit Rates

Annual Effective Rates (AER) across Sri Lankan banks, compounding-normalised so monthly-payout and at-maturity rates compare on the same basis. Every rate shows its trend. Pick a goal, tap a column to sort, or compare directly. We re-fetch daily at 10:30 AM LKT.

Alert me when FD rates change ✓ After inflation(CCPI 5.50%)

Showing real returns — each AER minus CCPI inflation of 5.50% (the latest CBSL reading). A rate at or below inflation means your money loses purchasing power. The nominal rate is shown beneath each cell.

Highest 1-year rate

Max return, 1-year term

Monthly income

Interest paid out monthly

Senior citizen

Senior-citizen rate cards

Short-term parking

Best 1–3 month rates

Foreign currency

USD / GBP / EUR deposits

CurrencyLKR USD EUR GBP JPY AUD CAD CHF SGD NZD HKD CNY SEK NOK DKK

Min depositAny ≤ Rs 100K ≤ Rs 500K ≤ Rs 1M ≤ Rs 5M

ActiveCurrency: SEK After inflation (CCPI 5.50%)Clear all

2banks · SEK · At maturity · latest as of 2026-06-10

Bank	1 month	2 months	3 months	6 months	1 year	2 years	3 years	4 years	5 years
HNB 3 mo ago min Rs 25K Source	—	—	-5.25%nominal 0.25%—	-5.10%nominal 0.40%—	-5.00%nominal 0.50%—	—	—	—	—
Sampath 15 days ago min Rs 25K Source	-5.30%nominal 0.20% 0.00%	—	-5.20%nominal 0.30% 0.00%	-5.10%nominal 0.40% 0.00%	-5.00%nominal 0.50% 0.00%	—	—	—	—

Showing AER (Annual Effective Rate) for the standard adult-retail FD. Hover any rate for the maths behind it, or see the full methodology for worked sums (coupon vs AER, per-payout cadences, simple-interest annualisation). Tap any column header to sort. Sparklines show each rate's movement; click a bank for its full term structure.

Tax & insurance:FD interest is subject to withholding tax and balances are covered by Sri Lanka's deposit-insurance scheme up to a statutory limit. Both are the same across licensed banks and change with policy, so confirm the current figures with the bank or the IRD. FCY FDs may require minimum balance / KYC checks at the bank's discretion.