Nations Trust Bank American Express Credit Cardholders can convert eligible transactions above LKR 50,000 into 6 or 12 month 0% interest installment plans across a wide range of categories (Automobile, Overseas Transactions, Education, Insurance, Travel, Mobile Phone Partners, Jewellery, Homecare & Electronics, Hospitals, Banquet Hall Reservation). Conversion is either via Call Centre (0114414141) or at the merchant outlet depending on category, with some merchants attracting a LKR 2,500 processing fee.
- Min spend
- Rs. 50,000
- Valid
- Until Sep 30, 2026
- Eligible networks
- Amex
- Valid at (37)
- Raja Jewellers, Vogue Jewellers, Ravi Jewellers, Colombo Jewellery Stores, Chatham Luxury Watches, DINIDU, Abans, Damro, Singhagiri, Dinapala Group, Arpico Super Centre, Seetha Holdings, Asiri Health, Nawaloka Hospital, Durdans Hospital, Kings Hospital Colombo, Hemas Hospital, Ninewells Hospitals, Joseph Fraser Memorial Hospital, Cinnamon Hotels & Resorts, Mount Lavinia Hotel, Hilton Colombo Residences, Dialog Axiata, ONEI, Luxury X, Greenware Mobile, Tiesh, Singer Sri Lanka, Lanka Wall Tile, Hayleys Fentons, JKOA, Francium, GNEXT Communications Retail, SLIC Insurance, Sri Lanka Airlines, SLT-Mobitel, Idealz
- Categories
- automobile, education, insurance, travel, electronics, jewellery, health, hotel
ConditionsApplies to all Nations Trust Bank American Express Credit Cards. Only Point-of-Sale (POS) transactions eligible; airline transactions excluded from Travel Agent ESP conversions. Minimum single transaction value LKR 50,000. Cardmember must inform Call Centre within 30 days of transaction date to convert (for Call & Convert categories) or convert directly at merchant outlet (for outlet-conversion categories). A processing fee of LKR 2,500 applies for: Automobile (all merchants), Overseas Transactions, Education, Other Insurance Providers, Other Travel Agents, Dialog, John Keells Office Automation/GNEXT Sri Lanka/Greenware Mobile/LuxuryX, Francium (Apple Asia)/ONEi/Idealz, Ravi Jewellers/Tiesh/Colombo Jewellery Stores/Chatham Luxury Watches/DINIDU Jewellery, Arpico Furniture/Seetha Holdings/Lanka Wall Tile, and all Hospitals. No processing fee for: Sri Lanka Insurance, Sri Lankan Airlines, Sri Lanka Telecom/SLT Mobitel, Raja Jewellers/Vogue Jewellers, Abans/Damro/Singer/Sisil World/Singhagiri/Dinapala, Hayleys Fentons Solar/Abans Solar, and Banquet Hall Reservation venues. Personal-nature transactions only. Bank may reject non-compliant requests at its sole discretion. Total transaction amount blocked within existing credit limit, reduced as installments are repaid. Interest applies on due balance if only partial statement value settled. Early settlement fees apply per Bank Tariff. Outstanding installments become immediately due if card is terminated/cancelled/suspended. General credit card T&Cs continue to apply.
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