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← All loan rates

NTB loan rates

The full rate card β€” every term, fixed vs floating, and the better rates for preferred customers. Lower is better; your actual rate depends on amount, term, security and the bank's credit assessment.

22 days agoBank rate page

Consumer loans

Personal

13.90–16.25% p.a.
TermFixedFromTrend
1 year14.40%13.90%
no trendβ€”
5 years15.40%14.90%
no trendβ€”
7 years16.25%15.75%
no trendβ€”

Housing

13.50–15.25% p.a.
TermFixedFromTrend
1 year14.00%13.50%
no trendβ€”
5 years15.25%14.75%
no trendβ€”

Business lending

Loan against property

15.25–15.75% p.a.
TermFixedFromTrend
5 years15.75%15.25%
no trendβ€”

Rates are the bank's published figures, re-fetched daily. Foreign-currency and other specialised facilities a bank publishes outside its standard card are not all shown here yet. Always confirm the rate, fees and basis (fixed vs floating, flat vs effective) with the bank before applying. See the methodology.