NSB loan rates

The full rate card — every term, fixed vs floating, and the better rates for preferred customers. Lower is better; your actual rate depends on amount, term, security and the bank's credit assessment.

3 hr agoBank rate page

Consumer loans

Personal

11.50% p.a.

Term	Fixed	Trend
5 years	11.50%	no trend—

Housing

11.00–14.00% p.a.

Term	Fixed	From	Trend
10 years	14.00%	11.00%	no trend—

Education

11.50% p.a.

Term	Fixed	Trend
10 years	11.50%	no trend—

Vehicle

13.00–13.50% p.a.

Term	Fixed	From	Trend
5 years	13.50%	13.00%	no trend—

Rates are the bank's published figures, re-fetched daily. Foreign-currency and other specialised facilities a bank publishes outside its standard card are not all shown here yet. Always confirm the rate, fees and basis (fixed vs floating, flat vs effective) with the bank before applying. See the methodology.