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Seylan · Fixed Deposit
Rates as of 2026-06-04 · 6 days ago · Benefit terms as of 2026-06-08
Minimum deposit
Not published — check seylan.lk
Early withdrawal
Not published — check seylan.lk
Auto-renewal
Automatic renewals on fixed deposit ensure better return for your investment.
Senior bonus
Senior rate card available
Who can open
Sri Lankan citizens of 18 years and above
Product features
- ·Term periods available: 2, 3, 6, 12, 24, 36, 48 and 60 months (5 years)
- ·Interest payable monthly, annually or at maturity depending on investment period
- ·Manage deposits online via Internet & Mobile Banking
- ·e-statements and SMS alerts for renewals available
- ·Credit card facility against the Fixed Deposit
- ·Instant loan/overdraft against the Fixed Deposit
- ·Option to nominate a beneficiary
| Payout | 2 months | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|
At maturity Interest compounds to the end — highest effective return. | 7.74%coupon 7.50%— | 8.77%coupon 8.50%— | 8.94%coupon 8.75%— | 9.00%— | 10.45%coupon 11.00%— | 9.97%coupon 11.00%— | 9.54%coupon 11.00%— | 10.20%coupon 12.50%— |
Monthly payout Interest paid out monthly — steady income, slightly lower AER. | — | — | — | 8.84%coupon 8.50%— | 9.92%coupon 9.50%— | 9.38%coupon 9.00%— | 9.11%coupon 8.75%— | 9.11%coupon 8.75%— |
Senior · maturity Senior-citizen rate card, interest at maturity. | 7.74%coupon 7.50%— | 8.77%coupon 8.50%— | 8.94%coupon 8.75%— | 9.50%— | 10.91%coupon 11.50%— | 10.38%coupon 11.50%— | — | — |
References
- Product detailsprimary ↗·seylan.lk·updated 2 days ago
- Rates page ↗·seylan.lk·updated 3 hr ago
AER (Annual Effective Rate) is compounding-normalised, so payout cadences compare fairly. Sparklines show movement over the past year; a flat or single-point line means the rate hasn't changed since tracking began.
FD interest is subject to withholding tax and deposits are covered by Sri Lanka's statutory deposit-insurance scheme — both are uniform across licensed banks and change with policy, so confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before applying.