Seylan · Fixed Deposit
Rates as of 2026-07-22 · 2 mo ago (stale) · Benefit terms as of 2026-08-18
Minimum deposit
Not published. Check seylan.lk
Early withdrawal
Not published. Check seylan.lk
Auto-renewal
Automatic renewals on fixed deposit ensure better return for your investment.
Senior bonus
Enjoy additional interest rate & benefits in Senior Citizen Fixed Deposits.
Who can open
Sri Lankan citizens of 18 years and above
Product features
- ·Freedom to select fixed term period from 2, 3, 6, 12, 24, 36, 48 and 60 months (5 years)
- ·Interest could be earned monthly, annually or at maturity depending on the investment period
- ·Place and manage deposits online via Internet & Mobile Banking
- ·Register for e-statements & SMS alerts for renewals
- ·Credit Card facility against the Fixed Deposit
- ·Instant loan/overdraft against the Fixed Deposit
- ·Option to nominate a beneficiary
| Payout | 2 months | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|
At maturity Interest compounds to the end — highest effective return. | 8.54%coupon 8.25% +10.34% | 9.31%coupon 9.00% +6.16% | 9.99%coupon 9.75% |
AER history
LKR at-maturity AER by tenor over time. It thickens as we capture more.
References
- Product detailsprimary ↗·seylan.lk·updated 4 days ago
- Rates page ↗·seylan.lk·updated 12 hr ago
AER (Annual Effective Rate) is compounding-normalised, so payout cadences compare fairly. Sparklines show movement over the past year; a flat or single-point line means the rate hasn't changed since tracking began.
FD interest is subject to withholding tax and deposits are covered by Sri Lanka's statutory deposit-insurance scheme. Both are uniform across licensed banks and change with policy, so confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before applying.