People's Bank · Fixed Deposit
Rates as of 2026-07-20 · 23 days ago
Minimum deposit
Not published. Check peoplesbank.lk
Early withdrawal
Not published. Check peoplesbank.lk
Auto-renewal
Not published. Check peoplesbank.lk
Senior bonus
Senior rate card available
| Payout | 1 month | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|
At maturity Interest compounds to the end — highest effective return. | 6.96%coupon 6.75% 0.00% | 7.45%coupon 7.25% 0.00% |
AER history
LKR at-maturity AER by tenor over time. It thickens as we capture more.
AER (Annual Effective Rate) is compounding-normalised, so payout cadences compare fairly. Sparklines show movement over the past year; a flat or single-point line means the rate hasn't changed since tracking began.
FD interest is subject to withholding tax and deposits are covered by Sri Lanka's statutory deposit-insurance scheme. Both are uniform across licensed banks and change with policy, so confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before applying.