Rates as of 2026-10-12 Β· 12 hr ago
| Payout | 1 month | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|
At maturity Interest compounds to the end β highest effective return. | 8.30%coupon 8.00% 0.00% | 9.31%coupon 9.00% |
LKR at-maturity AER by tenor over time. It thickens as we capture more.
AER (Annual Effective Rate) is compounding-normalised, so payout cadences compare fairly. Sparklines show movement over the past year; a flat or single-point line means the rate hasn't changed since tracking began.
FD interest is subject to withholding tax and deposits are covered by Sri Lanka's statutory deposit-insurance scheme. Both are uniform across licensed banks and change with policy, so confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before applying.
9.99%coupon 9.75% 0.00% |
10.00% 0.00% |
10.45%coupon 11.00% 0.00% |
9.96%coupon 11.00% 0.00% |
9.54%coupon 11.00% 0.00% |
9.34%coupon 11.25% 0.00% |
Monthly payout Interest paid out monthly β steady income, slightly lower AER. | 8.30%coupon 8.00% 0.00% | β | 9.98%coupon 9.55% 0.00% | 9.98%coupon 9.55% 0.00% | 10.47%coupon 10.00% 0.00% | 9.98%coupon 9.55% 0.00% | 9.54%coupon 9.15% 0.00% | 9.33%coupon 8.95% 0.00% |
Annual payout Interest paid once a year. | β | β | β | 10.00% 0.00% | 10.45% 0.00% | 10.00% 0.00% | 9.55% 0.00% | 9.35% 0.00% |