Rates as of 2026-07-20 · 23 days ago
| Payout | 1 month | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|
At maturity Interest compounds to the end — highest effective return. | 2.27% -72.65% | 3.03% -67.45% |
LKR at-maturity AER by tenor over time. It thickens as we capture more.
AER (Annual Effective Rate) is compounding-normalised, so payout cadences compare fairly. Sparklines show movement over the past year; a flat or single-point line means the rate hasn't changed since tracking began.
FD interest is subject to withholding tax and deposits are covered by Sri Lanka's statutory deposit-insurance scheme. Both are uniform across licensed banks and change with policy, so confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before applying.
3.28% -67.17% |
3.50% -65.00% |
3.68%coupon 3.75% -64.78% |
3.85%coupon 4.00% -61.35% |
3.87%coupon 4.10% -59.43% |
3.84%coupon 4.15% -58.89% |
Monthly payout Interest paid out monthly — steady income, slightly lower AER. | 2.27% -72.65% | — | 3.25% -67.43% | 3.51%coupon 3.45% -64.83% | 3.66%coupon 3.60% -65.04% | 3.87%coupon 3.80% -61.22% | 3.87%coupon 3.80% -59.43% | 3.82%coupon 3.75% -59.06% |
Annual payout Interest paid once a year. | — | — | — | 3.50% -65.00% | 3.65% -65.07% | 3.85% -61.50% | 3.85% -59.69% | 3.85% -58.82% |