Sri Lanka · People's Bank
People's Leasing CLASSIQUE VISA Infinite Credit Card
Visa · Infinite · Verified 13 hr ago
By invitation only
First year free2 lounge visits/yrTravel insurance USD 500,000ConciergeLoan-on-card up to 70% of limit
Overall ranking
Why this rank? · methodology#37
rank
34.67
score / 100
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 3 factors below lack data and score 0 by default; an operator can fill them in.
- Purchase APR26%+12 / 12
- Benefits depth8 listed+4 / 4
- Contactless paymentsYes+2 / 2
- Foreign-transaction fee2.5%+7 / 7
- Airport lounge accessYes+6 / 12
- Annual feeLKR 7,000+3.67 / 12
- Active offers strength0+0 / 15
- 0% installment plans (EPP)0 plans+0 / 8
- Interest-free period51 days+0 / 8
Data gaps
- Dining cashback—— / 8
- Supermarket cashback—— / 8
- Fuel cashback—— / 4
Total34.67 / 100 · captured 34.7%
Score history · 1 changeshow
- 1 hr agoscore steadyNow ranked
- interest rate purchase— → 26(+12 pts)
- foreign tx fee— → 2.5(+7 pts)
- lounge— → 2(+6 pts)
- key benefits · length— → 8(+4 pts)
Fees
Annual feeLKR 7,000
Joining feeLKR 0
Supplementary card feeLKR 4,000
Late payment feeLKR 1,200
Over-limit feeLKR 600
Cash advance fee4%
Foreign currency markup2.5%
Interest
Revolving APR26%
Cash advance APR26%
Eligibility
Minimum incomeNot published
Rewards
Reward rateNot published
Reward typeNot published
Offers you can use (64)
See all →- Shangri-La Hambantota – 25% Off (Credit)to Jun 26
- Anantaya Resort & Spa – Pasikudah – Up to 50% off (People's Bank Credit)to Jun 30
- Breeze Bar at Cinnamon Grand Colombo – 30% Off for Lunch & Dinnerto Jun 30
- Cascara Resort Weligama – 30% Off on People's Bank Credit Cardsto Jun 30
Cascara Resort Weligama
- Flavoured at Cinnamon Red Colombo – 30% Off (Credit)to Jun 30
- Hide Yala – 15% Off with People's Bank Credit Cardto Jun 30
Full details
Interest & rates
Purchase APR26%
Interest-free days51
Minimum payment5%
Rewards
Fuel surcharge1%
Perks
Lounge visits / year2
Lounge programmeLoungeKey
Travel insurance cover (USD)USD 500,000
ConciergeYes
Loan-on-card (max % of limit)70
Instalment planYes
Max instalment tenure (months)60
Min instalment amountRs. 25,000
Eligibility & card
Minimum credit limitRs. 1,000,000
TierInfinite
NetworkVisa
CurrencyLKR
Full fee schedule (8)
Annual feeRs. 7,000
Joining feeRs. 0
Supplementary annual feeRs. 4,000
Late payment feeRs. 1,200
Over-limit feeRs. 600
Cash advance fee4%
Cash advance fee (min)Rs. 500
Foreign-transaction markup2.5%
Other
Affinity partnerPeople's Leasing
Annual fee waiver1st year annual Fee waived-off
Availability gateBy invitation only
Cash advance apr26%
ContactlessYes
Instalment plan tenure months min6
Is affinityNo
Loan on card availableYes
Loan on card tenure months max24
Sources1 source
Primary source · card_list_page
https://www.peoplesbank.lk/credit-cards/Last fetched 44 min ago · LLM confidence 82%
Cited quotes (8)
supports fees.joining_fee_lkr
“Free Joining Fee”
supports annual_fee_waiver.type
“1st year annual Fee waived-off”
supports minimum_credit_limit_lkr
“Minimum Credit Limit: LKR 1.0 Mn”
supports lounge_visits_per_year
“Two FREE Visits for Airport Lounges per calendar year.”
supports travel_insurance_cover_usd
“Unmatched Overseas Travel Insurance Cover up to USD 500,000/-”
supports availability_gate
“Visa Infinite Cards are offered through invitations only,”
supports minimum_payment_pct
“Minimum payment of 5% of the outstanding balance”
supports fees.foreign_currency_markup_pct
“Cross Border Transaction Mark-up fee is 2.5%”
Before You Pick is independent. We don't take fees from card issuers to influence rankings.