Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals. What matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
6 plans of 821 · longest tenure first
Go Solar and Go Green with ComBank Credit Cards — Instalment Payment Plan
up to 48 mo · 15% (not 0%)12 / 18 / 24 / 36 / 48 months· min Rs. 100,000· comb
Verified at 1 source · 10 hr ago
“12 Months- 3%, 18 Months – 5%, 24 Months – 7%, 36 Months – 11%, 48 Months – 15%”
Full details
ComBank Credit Cardholders purchasing Solar Panel Systems can convert eligible transactions (above Rs. 100,000/-) to a Call & Convert Payment Plan of 12, 18, 24, 36, or 48 months by calling 1316 within 7 days of the transaction.
- Tenure
- 12 / 18 / 24 / 36 / 48 months
- Interest
- 15%
- Min spend
- Rs. 100,000
- Valid
- no start date → 2026-07-31
ConditionsOfficial plan page ↗Applicable for purchase of Solar Panel Systems only. Commission rates: 12M=3%, 18M=5%, 24M=7%, 36M=11%, 48M=15%. Open for all Credit Cards issued by Commercial Bank of Ceylon PLC. Only transactions above Rs. 100,000/- eligible. Cardholder must call ComBank Contact Centre (1316) within 7 days of transaction to request Call & Convert. Full transaction value only — no partial conversions. Cannot be changed once established. Early settlement fee of 3% on remaining balance. Cannot be combined with other offers. Instalments are non-refundable.
Education
up to 36 mo · 8% (not 0%)Education · any participating merchant12 / 18 / 24 / 36 months· min Rs. 25,000· comb
Verified at 1 source · 10 hr ago
“Offer valid till 31st July 2026”
Full details
ComBank Credit Cardholders can convert education payments at local Educational Partner Institutes into a Call & Convert Payment Plan of 12, 18, 24, or 36 months by calling the ComBank Contact Centre on 1316 within 7 days of the transaction. Applicable for transactions above Rs. 25,000 only. Only full transaction value can be converted; no partial conversions. Early settlement fee of 3% applies on remaining balance.
- Tenure
- 12 / 18 / 24 / 36 months
- Interest
- 8%
- Min spend
- Rs. 25,000
- Valid
- no start date → 2026-07-31
- Categories
- education
ConditionsOfficial plan page ↗Applicable for payments made at local Educational Partner Institutes only. Commission rates: 12 months – 2%, 18 months – 4%, 24 months – 7%, 36 months – 8%. Open for all Credit Cards issued by Commercial Bank of Ceylon PLC. Minimum transaction value: Rs. 25,000 (local transactions only). Cardholder must request Call & Convert within 7 days of the transaction by calling 1316. Only full transaction value can be converted; no partial payments. Once converted, the scheme cannot be changed and installments are non-refundable. Early settlement fee of 3% on remaining balance. Cannot be exchanged for cash or combined with other promotions. General Credit Card terms and conditions apply.
health
up to 36 mo · 0%Hospitals & healthcare · any participating merchant12 / 18 / 24 / 36 months· min Rs. 25,000· comb
Verified at 1 source · 10 hr ago
“Offer valid till 31st July 2026”
Full details
ComBank Credit Cardholders can convert local hospital bill payments into a Call & Convert Payment Plan of 12, 18, 24, or 36 months by calling the ComBank Contact Centre on 1316. Applicable for all ComBank Credit Cards. Minimum transaction value Rs. 25,000. Cardholder must request conversion within 7 days of the original transaction.
- Tenure
- 12 / 18 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- no start date → 2026-07-31
- Categories
- health
ConditionsOfficial plan page ↗Applicable for local hospital bill payments only. Commission rates: 12 months – 2.5%, 18 months – 4.5%, 24 months – 7%, 36 months – 8%. Minimum transaction value Rs. 25,000. Available for all Credit Cards issued by Commercial Bank of Ceylon PLC. Cardholder must call Contact Centre on 1316 within 7 days of transaction date. Only full transaction value can be converted (no partial). Once converted, the scheme cannot be changed and instalments are non-refundable. Early settlement fee of 3% on remaining balance. Transaction must be within available credit limit. Cannot be combined with other offers. ComBank reserves the right to accept or decline conversion requests.
Jewellery
up to 36 mo · 9% (not 0%)Jewellery & gold · any participating merchant12 / 18 / 24 / 36 months· min Rs. 25,000· comb
Verified at 1 source · 10 hr ago
“Offer valid till 31st July 2026”
Full details
ComBank Credit Cardholders can convert purchases at Jewellery Merchants to a Call & Convert Payment Plan of 12, 18, 24, or 36 months by calling 1316 within 7 days of purchase. Minimum transaction Rs. 25,000. Valid till 31st July 2026.
- Tenure
- 12 / 18 / 24 / 36 months
- Interest
- 9%
- Min spend
- Rs. 25,000
- Valid
- no start date → 2026-07-31
- Categories
- jewellery
ConditionsOfficial plan page ↗Applicable for payments made at Jewellery Merchants only. Commission rates: 12 months — 3%, 18 months — 5%, 24 months — 7%, 36 months — 9%. Open to all Credit Cards issued by Commercial Bank of Ceylon PLC. Only transactions above Rs. 25,000/- are eligible. Cardholder must contact ComBank Contact Centre on 1316 within 7 days of the original transaction to convert. Only full transaction value can be converted — no partial payments. Once converted, the scheme cannot be changed and instalments are non-refundable. Early settlement permitted with a 3% fee on remaining balance. Cannot be used in conjunction with other promotional offers.
Online & foreign spend
up to 36 mo · 9% (not 0%)Online & marketplace · any participating merchant12 / 18 / 24 / 36 months· min Rs. 25,000· comb
Eligible: All credit cards (excl. Corporate & Business)
Verified at 1 source · 10 hr ago
“Offer valid till 31st July 2026”
Full details
Convert approved online transactions above Rs. 25,000 into a Call & Convert Payment Plan of 12, 18, 24, or 36 months by calling 1316 within 7 days of the transaction.
- Tenure
- 12 / 18 / 24 / 36 months
- Interest
- 9%
- Min spend
- Rs. 25,000
- Valid
- no start date → 2026-07-31
- Eligible cards
- All credit cards (excl. Corporate & Business)
- Categories
- online_shopping
ConditionsOfficial plan page ↗Applicable for online transactions in groceries, pharmacies, supermarkets, apparel, sports equipment, utilities, service centers, hospitals, travel, and education. Luxury items (clocks, watches, jewellery) also permitted. Excludes gambling, betting, gaming, and financial institution transactions. Only approved FCY transactions eligible (air tickets, hospital/insurance payments on case-by-case basis, colleges/universities only — not educational content). Open to all ComBank Credit Cards. Minimum transaction Rs. 25,000 to qualify. Cardholder must call ComBank Contact Centre (1316) within 7 days of transaction to request Call & Convert. Commission rates: 12M–3%, 18M–5%, 24M–7%, 36M–9%. Only full transaction value can be converted; no partial payments. Cannot be changed once requested; non-refundable. Early settlement fee of 3% on remaining balance. Cannot be combined with other promotions. Card Centre may accept or reject requests at sole discretion.
Travel & airlines
up to 36 mo · 9% (not 0%)Travel & airlines · any participating merchant12 / 18 / 24 / 36 months· min Rs. 25,000· comb
Verified at 1 source · 10 hr ago
“Offer valid till 31st July 2026”
Full details
ComBank Credit Cardholders can convert qualifying travel purchases at Outbound Travel Partners into a Call & Convert Payment Plan of 12, 18, 24, or 36 months by calling 1316 within 7 days of the transaction.
- Tenure
- 12 / 18 / 24 / 36 months
- Interest
- 9%
- Min spend
- Rs. 25,000
- Valid
- no start date → 2026-07-31
- Categories
- travel
ConditionsOfficial plan page ↗Applicable for payments made at Outbound Travel Partners only. Commission rates: 12 months – 3%, 18 months – 5%, 24 months – 7%, 36 months – 9%. Open for all Credit Cards issued by Commercial Bank of Ceylon PLC. Only transactions above Rs. 25,000/- are eligible. Cardholder must call ComBank Contact Centre on 1316 to convert within 7 days of original transaction. Only full transaction value can be converted — no partial payments. Once converted, the scheme cannot be changed and installments are non-refundable. Early settlement permitted with a 3% fee on remaining balance. Cannot be exchanged for cash or combined with other promotions.