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Sri Lanka

0% Instalment Plans

Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals. What matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β†’

9 plans of 821 Β· longest tenure first

  • Asiri Health

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 2 sources Β· 12 min ago
    • americanexpress.lkΒ· 12 min agoview β†—

      β€œ6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans”

    • americanexpress.lkΒ· 30 min agoview β†—

      β€œ6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”

    Full details

    6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    health
    Conditions

    Valid for transactions performed at Asiri Hospitals outlets till 30 June 2026. Minimum single transaction amount LKR 50,000. Call 0114414141 to convert. Conversion request must be made within 30 days of transaction date (for 6/12-month plans). Capital transactions (properties, vehicles) not eligible. Personal transactions only (for 6/12-month Call and Convert plan). Early settlement fees apply per Bank's Tariff. Total blocked within existing credit limit; reduced as instalments are repaid. Bank may reject requests at its sole discretion. General credit card terms and conditions continue to apply.

    Official plan page β†—
  • Asiri Health

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 2 hr ago
    • nationstrust.combank's own pageΒ· 2 hr agoview β†—

      β€œ6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”

    Full details

    Enjoy up to 36 Month Extended Settlement Plans with your Nations Trust Bank Mastercard Credit Card. 6 & 12 months – 0% | 24 months – 2% | 36 months – 5%.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    Mastercard
    Categories
    health, jewellery
    Conditions

    Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000/- or above. Call 0114414155 to convert. Cardholder must inform Call Centre within 30 days from the transaction date. Valid only on transactions of a personal nature. Early settlement fees apply. General credit card terms and conditions apply.

    Official plan page β†—
  • Durdans Hospital

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 29 min ago
    • americanexpress.lkΒ· 29 min agoview β†—

      β€œ6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”

    Full details

    Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Durdans Hospital. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%. Call 0114414141 to convert your transactions.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    health
    Conditions

    Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000/-. Call and Convert ESP: cardmember must inform Call Centre within 30 days of transaction date. Total transaction amount blocked within existing credit limit; installments billed monthly. Partial statement settlement will attract standard credit card interest on balance. Early settlement fees apply per Bank's Tariff. If card is terminated, cancelled, not renewed or suspended, all outstanding installments become immediately due and payable. Capital transactions (properties, vehicles) are not eligible. Personal transactions only for 6/12-month 0% plans. General credit card terms and conditions apply. Note: 6/12-month T&C text states '30th June 2025' (possibly stale copy); headline and 36-month T&C both state '30th June 2026' β€” 2026 used as authoritative end date.

    Official plan page β†—
  • Hayleys Fentons

    up to 36 mo Β· 0%

    24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 22 min ago
    • americanexpress.lkΒ· 22 min agoview β†—

      β€œThe promotion is valid for transactions performed till 30th June 2026 at Merchant outlet.”

    Full details

    24 or 36 month Extended Settlement Plan available directly at the Hayleys Fentons merchant outlet for transactions of LKR 50,000 and above.

    Tenure
    24 / 36 months
    Interest
    0%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Conditions

    Available at merchant outlet only; no Call & Convert facility. Minimum single transaction LKR 50,000. Interest rate not explicitly stated on page. Early settlement fees apply per Bank Tariff. Total transaction amount blocked within credit limit; instalments billed monthly. If partial payment made, credit card interest levied on outstanding balance. Card must remain active; termination/suspension makes outstanding instalments immediately due.

    Official plan page β†—
  • Hemas Hospital

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Eligible: All credit cards (excl. Corporate & Business)

    Verified at 1 source Β· 28 min ago
    • americanexpress.lkΒ· 28 min agoview β†—

      β€œ6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”

    Full details

    Convert Hemas Hospital bills of LKR 50,000 and above into extended settlement plans using any NTB American Express Credit Card: 6 or 12 months at 0%, 24 months at 2%, or 36 months at 5% interest. Call 0114414141 to convert.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Eligible cards
    All credit cards (excl. Corporate & Business)
    Categories
    health
    Conditions

    Valid for transactions at Hemas Hospital outlets till 30 June 2026. Minimum single transaction LKR 50,000. Cardmember must call 0114414141 and request conversion within 30 days of transaction date. Valid only for personal transactions; capital transactions (properties, vehicles) excluded. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial statement payments attract standard credit card interest on outstanding balance. Early settlement fees apply per Bank Tariff. If card is terminated, cancelled or suspended, outstanding instalments become immediately due. Applicable to all NTB American Express Credit Cards. Note: the 6 & 12-month T&C sub-section states 'valid for transactions performed till 30th June 2025' β€” this conflicts with the page headline and the 36-month T&C block, both of which state 30 June 2026; the 2025 date appears to be legacy copy.

    Official plan page β†—
  • Joseph Fraser Memorial Hospital

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 28 min ago
    • americanexpress.lkΒ· 28 min agoview β†—

      β€œ6 & 12 months – 0% installment plans”

    Full details

    Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Joseph Fraser. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5% interest.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    health
    Conditions

    Valid for transactions till 30 June 2026. Minimum single transaction value LKR 50,000 or above. Call 0114414141 to convert transactions within 30 days of the transaction date. Valid only on personal-nature transactions. Capital transactions (properties, vehicles) are not eligible. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial settlement of statement attracts credit card interest on outstanding balance. Early settlement of ESP attracts applicable fees per Bank Tariff. If card is terminated, cancelled, not renewed, or suspended, all outstanding instalments become immediately due. General credit card terms and conditions apply. Note: the 6/12-month 0% plan T&C section states a validity of 30 June 2025 (likely a page copy error); the main offer header and 36-month plan T&C both state 30 June 2026.

    Official plan page β†—
  • Kings Hospital Colombo

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 27 min ago
    • americanexpress.lkΒ· 27 min agoview β†—

      β€œ6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”

    Full details

    Nations Trust Bank American Express Credit Card holders can convert eligible Kings Hospital transactions of LKR 50,000 or above into extended settlement plans: 6 or 12 months at 0% interest, 24 months at 2%, or 36 months at 5%.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    health
    Conditions

    Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert transactions within 30 days of the transaction date. Valid for personal transactions only β€” Capital transactions (Properties & Vehicles) are excluded. Early settlement fees apply per bank tariff. Note: The 6 & 12 month 0% T&C sub-section states end date 30th June 2025; the main offer header and the Up-to-36-month T&C sub-section both state 30th June 2026 β€” used 2026-06-30 as the operative end date.

    Official plan page β†—
  • Nawaloka Hospital

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 26 min ago
    • americanexpress.lkΒ· 26 min agoview β†—

      β€œ6 & 12 months – 0% installment plans”

    Full details

    Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Nawaloka Hospital. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    health
    Conditions

    Minimum single transaction LKR 50,000 or above. Call 0114414141 to convert transactions. Conversion must be requested within 30 days of transaction date. Valid for personal transactions only β€” property and vehicle payments (capital transactions) excluded. Early settlement fees apply per Bank's Tariff. The 6 & 12-month T&C sub-section states validity 'till 30th June 2025' (appears to be outdated text not updated on this page); the page headline and the Up to 36-Month T&C section both confirm 30th June 2026 as the end date.

    Official plan page β†—
  • Ninewells Hospitals

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 25 min ago
    • americanexpress.lkΒ· 25 min agoview β†—

      β€œ6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”

    Full details

    Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    health
    Conditions

    Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000 or above. Call 0114414141 to convert transactions within 30 days of transaction date. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply. Not valid for Capital transactions (properties, vehicles). Applicable only to personal transactions. Bank may reject any ESP request at its sole discretion. If card is terminated/cancelled/suspended, all outstanding instalments become immediately due. Note: 6/12-month T&C block contains a likely typographic error referencing 30th June 2025 β€” main headline and 36-month T&C both state 30th June 2026.

    Official plan page β†—