Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals. What matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
20 plans of 831 · longest tenure first
Abans
up to 36 mo · 0%· min Rs. 50,000· ntb
Verified at 1 source · 54 min ago
“The promotion is valid for transactions performed till 30th June 2026 at Outlets.”
Full details
Up to 36 Month Extended Settlement Plans at Abans, BuyAbans, and Abans Elite merchant outlets. Valid for transactions of LKR 50,000 and above using any NTB-issued American Express Credit Card.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000. No call and covert facility available. Transaction amount blocked within existing credit limit; installments billed monthly. Partial payment of statement due will attract applicable credit card interest on balance. Early settlement fee applies. If card is terminated, cancelled, not renewed, or suspended, all outstanding installments become immediately due in full. General credit card terms and conditions apply.
Abans
up to 36 mo · 0%· min Rs. 50,000· ntb
Verified at 1 source · 47 min ago
“Enjoy Up to 36 Month Extended Settlement Plans savings with your Nations Trust Bank American Express Credit Card”
Full details
Enjoy Up to 36 Month Extended Settlement Plans savings with your Nations Trust Bank American Express Credit Card. Valid for bills of LKR 50,000/- and above.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026 at Abans outlets. Minimum single transaction value LKR 50,000/-. No call and covert facility available. Excluding Corporate Cards. Primary and Supplementary card transactions combined as one account. Early settlement fees apply. Outstanding instalments become immediately due if card is terminated, cancelled, not renewed, or suspended.
Asiri Health
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 2 sources · 36 min ago
“6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans”
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions performed at Asiri Hospitals outlets till 30 June 2026. Minimum single transaction amount LKR 50,000. Call 0114414141 to convert. Conversion request must be made within 30 days of transaction date (for 6/12-month plans). Capital transactions (properties, vehicles) not eligible. Personal transactions only (for 6/12-month Call and Convert plan). Early settlement fees apply per Bank's Tariff. Total blocked within existing credit limit; reduced as instalments are repaid. Bank may reject requests at its sole discretion. General credit card terms and conditions continue to apply.
Cinnamon Hotels & Resorts
up to 36 mo · 0%· min Rs. 50,000· ntb
Eligible: All credit cards
Verified at 1 source · 7 min ago
“Up to 36 Month Extended Settlement Plans at the Merchant Outlet”
Full details
Up to 36 Month Extended Settlement Plans at the Merchant Outlet. Valid for banquet hall reservations. Applicable for bills of LKR 50,000 and above.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards
- Categories
- hotel
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000 or above. No call and covert facility available. Total transaction amount blocked within existing credit limit; installments billed monthly. Early settlement fees apply. If card is terminated/cancelled/suspended, outstanding installments become immediately due in full. Applicable to all American Express Credit Cards issued by Nations Trust Bank PLC.
Colombo Jewellery Stores
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 6 min ago
“6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page ↗Open to NTB American Express Credit Cardmembers. Excluding Corporate Cards. Minimum single transaction of LKR 50,000 to qualify. For 6/12-month 0% plans, cardholder must call the Call Centre within 30 days of transaction to convert. Call 0114414141 to convert transactions. Purchases must be for personal use only — Capital transactions (properties, vehicles) are not eligible. Total transaction amount blocked within existing credit limit; installments billed monthly. Early settlement fees apply. Bank may reject ESP requests at its sole discretion. In the event of card termination/cancellation/suspension, outstanding installments become immediately due in full. Note: 6 & 12-month T&C text references validity till 30 June 2025; headline and 36-month T&C reference 30 June 2026 — end date taken as 2026-06-30.
Damro
up to 36 mo · 0%· min Rs. 50,000· ntb
Verified at 1 source · 46 min ago
“The promotion is valid for transactions performed till 30th June 2026 at Outlets.”
Full details
Up to 36 Month Extended Settlement Plans at DAMRO merchant outlets for all American Express Credit Cards issued by Nations Trust Bank PLC. Valid for single transactions of LKR 50,000/- and above.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026 at DAMRO outlets. Minimum single transaction value LKR 50,000/-. No call and convert facility available. Total transaction amount blocked within existing credit limit; installments billed monthly. Partial payment of statement due will attract applicable credit card interest on balance. Early settlement fees apply per Bank's Tariff. If card is terminated, cancelled, not renewed or suspended, all outstanding installments become immediately due and payable. General credit card terms and conditions apply.
Dinapala Group
up to 36 mo · 0%· min Rs. 50,000· ntb
Verified at 1 source · 44 min ago
“Up to 36 Month Extended Settlement Plans at the Merchant Outlet”
Full details
Up to 36-month Extended Settlement Plan (ESP) available at Dinapala for transactions performed with American Express Credit Cards issued by Nations Trust Bank PLC, valid on bills of LKR 50,000 and above for Philips kitchen appliances and personal care products.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page ↗Valid for showroom purchases only. Valid on full payment purchases. Promotion valid only for Philips kitchen appliances and personal care products. Cannot be combined with other promotions or discounted prices. Minimum single transaction LKR 50,000 or above. Excluding Corporate Cards. No call and covert facility available. Dinapala Group reserves the right to modify or terminate the offer with prior notice.
Dinapala Group
up to 36 mo · 0%· min Rs. 50,000· ntb
Verified at 1 source · 4 min ago
“Up to 36 Month Extended Settlement Plans at the Merchant Outlet”
Full details
Up to 36 Month Extended Settlement Plans at the Dinapala merchant outlet, applicable to Philips kitchen appliances and personal care products, for bills of LKR 50,000 and above, valid till 30th June 2026.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page ↗Valid for showroom purchases only. Offer valid for Philips kitchen appliances and personal care products only. Cannot be combined with other promotions or discounted prices. Valid on full payment purchases. Minimum single transaction LKR 50,000 or above. Transactions via Primary and Supplementary cards combined as one account. Excluding Corporate Cards. No call and covert facility available. Early settlement fees apply. Dinapala Group reserves the right to modify or terminate the offer with prior notice.
Durdans Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 53 min ago
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Durdans Hospital. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000/-. Call and Convert ESP: cardmember must inform Call Centre within 30 days of transaction date. Total transaction amount blocked within existing credit limit; installments billed monthly. Partial statement settlement will attract standard credit card interest on balance. Early settlement fees apply per Bank's Tariff. If card is terminated, cancelled, not renewed or suspended, all outstanding installments become immediately due and payable. Capital transactions (properties, vehicles) are not eligible. Personal transactions only for 6/12-month 0% plans. General credit card terms and conditions apply. Note: 6/12-month T&C text states '30th June 2025' (possibly stale copy); headline and 36-month T&C both state '30th June 2026' — 2026 used as authoritative end date.
Hayleys Fentons
up to 36 mo · 0%24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 45 min ago
“The promotion is valid for transactions performed till 30th June 2026 at Merchant outlet.”
Full details
24 or 36 month Extended Settlement Plan available directly at the Hayleys Fentons merchant outlet for transactions of LKR 50,000 and above.
- Tenure
- 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
ConditionsOfficial plan page ↗Available at merchant outlet only; no Call & Convert facility. Minimum single transaction LKR 50,000. Interest rate not explicitly stated on page. Early settlement fees apply per Bank Tariff. Total transaction amount blocked within credit limit; instalments billed monthly. If partial payment made, credit card interest levied on outstanding balance. Card must remain active; termination/suspension makes outstanding instalments immediately due.
Hemas Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Eligible: All credit cards (excl. Corporate & Business)
Verified at 2 sources · just now
“6 & 12 months – 0% installment plans”
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
Convert Hemas Hospital bills of LKR 50,000 and above into extended settlement plans using any NTB American Express Credit Card: 6 or 12 months at 0%, 24 months at 2%, or 36 months at 5% interest. Call 0114414141 to convert.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards (excl. Corporate & Business)
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions at Hemas Hospital outlets till 30 June 2026. Minimum single transaction LKR 50,000. Cardmember must call 0114414141 and request conversion within 30 days of transaction date. Valid only for personal transactions; capital transactions (properties, vehicles) excluded. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial statement payments attract standard credit card interest on outstanding balance. Early settlement fees apply per Bank Tariff. If card is terminated, cancelled or suspended, outstanding instalments become immediately due. Applicable to all NTB American Express Credit Cards. Note: the 6 & 12-month T&C sub-section states 'valid for transactions performed till 30th June 2025' — this conflicts with the page headline and the 36-month T&C block, both of which state 30 June 2026; the 2025 date appears to be legacy copy.
hotel
up to 36 mo · 0%Hotels & stays · any participating merchant· min Rs. 50,000· ntb
Eligible: All credit cards
Verified at 1 source · 7 min ago
“Up to 36 Month Extended Settlement Plans at the Merchant Outlet”
Full details
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards
- Categories
- hotel
ConditionsOfficial plan page ↗Valid for banquet hall reservations only. Minimum single transaction LKR 50,000 or above. No call and covert facility available. Total transaction amount blocked within existing credit limit; installments billed monthly. Partial statement settlement attracts standard credit card interest on outstanding balance. Early settlement fee applies per Bank Tariff. If card is terminated, cancelled, not renewed, or suspended, all outstanding installments become immediately due and payable in full. General credit card terms and conditions apply. Applicable to all American Express Credit Cards issued by Nations Trust Bank PLC.
Joseph Fraser Memorial Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 51 min ago
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Joseph Fraser. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5% interest.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions till 30 June 2026. Minimum single transaction value LKR 50,000 or above. Call 0114414141 to convert transactions within 30 days of the transaction date. Valid only on personal-nature transactions. Capital transactions (properties, vehicles) are not eligible. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial settlement of statement attracts credit card interest on outstanding balance. Early settlement of ESP attracts applicable fees per Bank Tariff. If card is terminated, cancelled, not renewed, or suspended, all outstanding instalments become immediately due. General credit card terms and conditions apply. Note: the 6/12-month 0% plan T&C section states a validity of 30 June 2025 (likely a page copy error); the main offer header and 36-month plan T&C both state 30 June 2026.
Kings Hospital Colombo
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 50 min ago
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
Nations Trust Bank American Express Credit Card holders can convert eligible Kings Hospital transactions of LKR 50,000 or above into extended settlement plans: 6 or 12 months at 0% interest, 24 months at 2%, or 36 months at 5%.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert transactions within 30 days of the transaction date. Valid for personal transactions only — Capital transactions (Properties & Vehicles) are excluded. Early settlement fees apply per bank tariff. Note: The 6 & 12 month 0% T&C sub-section states end date 30th June 2025; the main offer header and the Up-to-36-month T&C sub-section both state 30th June 2026 — used 2026-06-30 as the operative end date.
Nawaloka Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 49 min ago
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Nawaloka Hospital. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Minimum single transaction LKR 50,000 or above. Call 0114414141 to convert transactions. Conversion must be requested within 30 days of transaction date. Valid for personal transactions only — property and vehicle payments (capital transactions) excluded. Early settlement fees apply per Bank's Tariff. The 6 & 12-month T&C sub-section states validity 'till 30th June 2025' (appears to be outdated text not updated on this page); the page headline and the Up to 36-Month T&C section both confirm 30th June 2026 as the end date.
Nawaloka Hospital
up to 36 mo · 5% (not 0%)· min Rs. 50,000· ntb
Eligible: All credit cards
Verified at 1 source · 49 min ago
“36 months – 5% instalment plans”
Full details
36-month instalment plan at 5% interest for transactions of LKR 50,000 and above at Nawaloka Hospitals.
- Tenure
- 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Valid for transactions performed till 30th June 2026. Available to all American Express Credit Cards issued by Nations Trust Bank PLC. Total transaction amount will be blocked within existing credit limit; installments billed monthly. Partial settlement triggers applicable credit card interest on due balance. Early settlement fees apply per Bank's Tariff. If card is terminated/cancelled/suspended, outstanding installments become immediately due and payable in full. General credit card terms and conditions apply.
Ninewells Hospitals
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 48 min ago
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000 or above. Call 0114414141 to convert transactions within 30 days of transaction date. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply. Not valid for Capital transactions (properties, vehicles). Applicable only to personal transactions. Bank may reject any ESP request at its sole discretion. If card is terminated/cancelled/suspended, all outstanding instalments become immediately due. Note: 6/12-month T&C block contains a likely typographic error referencing 30th June 2025 — main headline and 36-month T&C both state 30th June 2026.
Singer Sri Lanka
up to 36 mo · 0%· min Rs. 50,000· ntb
Verified at 1 source · 41 min ago
“Up to 36 Month Extended Settlement Plans at the Merchant Outlet”
Full details
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page ↗Minimum single transaction value LKR 50,000 or above. Valid at Singer Outlets. No call and convert facility available. Total transaction amount blocked within existing credit limit; installments billed monthly. Early settlement fees apply per Bank's Tariff. Excluding Corporate Cards. Open to all NTB American Express Credit Cardmembers.
Singhagiri
up to 36 mo· min Rs. 50,000· ntb
Eligible: All credit cards (excl. Corporate & Business)
Verified at 1 source · 39 min ago
“Up to 36 Month Extended Settlement Plans at the Merchant Outlet”
Full details
Up to 36 Month Extended Settlement Plans available at Singhagiri outlets for NTB American Express cardholders on transactions of LKR 50,000 and above.
- Tenure
- 36 months
- Min spend
- Rs. 50,000
- Valid
- 2026-06-25 → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards (excl. Corporate & Business)
- Categories
- electronics
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000 or above. Valid for all NTB American Express Credit Cards (excluding Corporate Cards). No call and covert facility available. Total transaction amount blocked within existing credit limit; installments billed monthly. Early settlement applicable with relevant fees per Bank's Tariff. If card is terminated/cancelled/suspended, outstanding installments become immediately due in full.
Wimaladharma & Sons
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Eligible: All credit cards
Verified at 1 source · 5 min ago
“6 & 12 months – 0% installment plans”
Full details
6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans. Valid for bills of LKR 50,000/- and above.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for all Nations Trust Bank American Express Credit Cards. Minimum single transaction value LKR 50,000/-. Call 0114414141 to convert transactions. Cardmember must request conversion within 30 days of transaction date. Not valid for capital transactions (properties and vehicles). ESP promotion valid only for personal-nature transactions. Early settlement fees apply per Bank's Tariff. Outstanding instalments become immediately due if card is terminated, cancelled, or suspended.