Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals. What matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
13 plans of 845 · longest tenure first
Asiri Health
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 2 sources · 12 hr ago
“6 & 12 months – 0% installment plans”
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Asiri Hospitals. Four tiers: 6M and 12M at 0%, 24M at 2%, 36M at 5%. Minimum spend LKR 50,000.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions performed till 30 June 2026. Minimum single transaction value LKR 50,000. Call 0114414141 to convert transactions within 30 days of transaction date. 6 & 12 months at 0% interest; 24 months at 2% interest; 36 months at 5% interest. Personal transactions only — capital transactions (properties, vehicles) not eligible. Transaction amount blocked within existing credit limit; instalments billed monthly. Partial statement payment attracts credit card interest on due balance. Early settlement fees apply per Bank Tariff. General credit card T&Cs continue to apply.
Chatham Luxury Watches
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 12 hr ago
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000/- or above. Cardmember must contact Call Centre within 30 days of transaction date to convert. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial settlement triggers standard credit card interest on outstanding balance. Early settlement fees apply per Bank Tariff. If card is terminated/cancelled/suspended, all outstanding instalments become immediately due. Valid only for personal (non-corporate/non-business) transactions. General credit card terms and conditions apply.
Colombo Jewellery Stores
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 2 sources · 12 hr ago
“6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans”
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0% interest, 24 months at 2% interest, 36 months at 5% interest.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Excluding Corporate Cards. Call 0114414141 to convert transactions within 30 days of transaction date. Purchases permitted for personal use only. 24-month plans at 2% interest; 36-month plans at 5% interest. Total transaction amount blocked within existing credit limit; installments billed monthly. Early settlement fees apply. Offer cannot be combined with other promotions or exchanged for cash. NTB reserves the right to modify or withdraw at any time.
Hayleys Fentons
up to 36 mo · 0%24 / 36 months· min Rs. 50,000· ntb
Verified at 2 sources · 12 hr ago
“The promotion is valid for transactions performed till 30th June 2026 at Merchant outlet.”
“The promotion is valid for transactions performed till 30th June 2026 at Merchant outlet.”
Full details
24 or 36 month Extended Settlement Plan available directly at the Hayleys Fentons merchant outlet for transactions of LKR 50,000 and above.
- Tenure
- 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
ConditionsOfficial plan page ↗Available at merchant outlet only; no Call & Convert facility. Minimum single transaction LKR 50,000. Interest rate not explicitly stated on page. Early settlement fees apply per Bank Tariff. Total transaction amount blocked within credit limit; instalments billed monthly. If partial payment made, credit card interest levied on outstanding balance. Card must remain active; termination/suspension makes outstanding instalments immediately due.
Hemas Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Eligible: All credit cards (excl. Corporate & Business)
Verified at 4 sources · 12 hr ago
“6 & 12 months – 0% installment plans”
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
Up to 36-month Extended Settlement Plans on NTB American Express Credit Cards at Hemas Hospital. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%. Minimum transaction LKR 50,000. Call 0114414141 to convert transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards (excl. Corporate & Business)
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000 or above. Cardmember must call Call Centre within 30 days from transaction date to convert. Available on personal transactions only — capital transactions (properties, vehicles) excluded. Early settlement fees apply. Outstanding instalments become immediately due if card is terminated, cancelled, not renewed, or suspended. Note: the 6/12-month 0% ESP section of the T&C references a validity date of 30th June 2025; the 36-month ESP T&C and the page headline state 30th June 2026 — the 2026 date is used as the authoritative end date. Applicable to all American Express Credit Cards issued by Nations Trust Bank PLC.
Hemas Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Eligible: All credit cards
Verified at 1 source · 12 hr ago
“6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions performed till 30 June 2026 at Hemas Hospital outlets. Minimum single transaction value LKR 50,000 to be eligible for ESP conversion. Call 0114414141 to convert. Conversion must be requested within 30 days from the transaction date. Valid only on personal-nature transactions; capital transactions (properties, vehicles) are not eligible. Early settlement fees apply per Bank Tariff. Available on all NTB American Express Credit Cards. The 6/12-month 0% T&C section references a 30 June 2025 date (appears to be a stale copy); the main offer headline and 36-month T&C both state 30 June 2026 as the validity date.
Joseph Fraser Memorial Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 12 hr ago
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Joseph Fraser. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5% interest.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions till 30 June 2026. Minimum single transaction value LKR 50,000 or above. Call 0114414141 to convert transactions within 30 days of the transaction date. Valid only on personal-nature transactions. Capital transactions (properties, vehicles) are not eligible. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial settlement of statement attracts credit card interest on outstanding balance. Early settlement of ESP attracts applicable fees per Bank Tariff. If card is terminated, cancelled, not renewed, or suspended, all outstanding instalments become immediately due. General credit card terms and conditions apply. Note: the 6/12-month 0% plan T&C section states a validity of 30 June 2025 (likely a page copy error); the main offer header and 36-month plan T&C both state 30 June 2026.
Nawaloka Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 12 hr ago
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Nawaloka Hospital. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Minimum single transaction LKR 50,000 or above. Call 0114414141 to convert transactions. Conversion must be requested within 30 days of transaction date. Valid for personal transactions only — property and vehicle payments (capital transactions) excluded. Early settlement fees apply per Bank's Tariff. The 6 & 12-month T&C sub-section states validity 'till 30th June 2025' (appears to be outdated text not updated on this page); the page headline and the Up to 36-Month T&C section both confirm 30th June 2026 as the end date.
Nawaloka Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 12 hr ago
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months – 0% installment plans. 24 months – 2% installment plans. 36 months – 5% installment plans.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Valid for all NTB American Express Credit Card members. Minimum single transaction value LKR 50,000 to be eligible for ESP conversion. Call 0114414141 to convert transactions. Cardmember must contact Call Centre within 30 days of the transaction date to request conversion. Valid on personal transactions only; capital transactions (moveable or immoveable property, vehicles) are not eligible. Total transaction amount blocked within existing credit limit; installments billed monthly. Partial statement payments attract standard credit card interest on outstanding balance. Early settlement fees apply per Bank Tariff. If card is terminated, cancelled, not renewed, or suspended, all outstanding installments become immediately due in full. Excluding Corporate and Business cards (implied by personal-transaction restriction). Note: The 6/12-month T&C sub-section states validity 'till 30th June 2025' which appears to be a typographic error; the main page headline and the 36-month T&C sub-section both state 30th June 2026.
Raja Jewellers
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 12 hr ago
“6 & 12 months – 0% installment plans”
Full details
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Not valid on discounted items. Not valid on gold coins, gold bars and gold biscuits. Offer cannot be combined with any other ongoing promotional offers. Call 0114414141 to convert transactions within 30 days of transaction date. Excluding Corporate Cards. Purchases permitted only for personal usage. Early settlement fees may apply. Nations Trust Bank PLC reserves the right to withdraw, modify or change terms without prior notice.
Ravi Jewellers
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 2 sources · 12 hr ago
“6 & 12 months – 0% installment plans”
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%; 24 months at 2%; 36 months at 5%. Call 0114414141 to convert transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Minimum single transaction value LKR 50,000/-. Cardmember must call the Call Centre within 30 days from the transaction date to convert. Valid on personal transactions only — Capital transactions (properties, vehicles) are not eligible. Bank may reject requests at its sole discretion. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply. If card is terminated/cancelled/suspended, all outstanding instalments become immediately due and payable. General credit card terms and conditions apply. Note: T&C for the 6 & 12-month 0% plan references an end date of 30th June 2025 — this appears to be an outdated clause; the page headline and the 24/36-month T&C both state 30th June 2026.
Wimaladharma & Sons
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Eligible: All credit cards (excl. Corporate & Business)
Verified at 2 sources · 12 hr ago
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
“6 & 12 months – 0% installment plans”
Full details
6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards (excl. Corporate & Business)
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for all Nations Trust Bank American Express Credit Cards. Minimum single transaction LKR 50,000 to be eligible. Cardmember must call the Call Centre within 30 days of transaction date to convert. Promotion valid only for personal-nature transactions — capital transactions (properties, vehicles) excluded. Early settlement fees apply per Bank Tariff. Outstanding instalments become immediately due if card is cancelled or suspended. Note: the 6/12-month T&C sub-section states validity till 30 June 2025 (likely a page error); the main headline and 36-month T&C both state 30 June 2026.
Wimaladharma & Sons
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 12 hr ago
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans. Valid for bills of LKR 50,000/- and above.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026 at outlets. Minimum single transaction value LKR 50,000/- or above. Cardmember must call 0114414141 to convert transactions within 30 days of transaction date. Available on personal transactions only — Capital transactions (Properties & Vehicles) are not eligible. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply. If card is terminated, cancelled, not renewed, or suspended, all outstanding instalments become immediately due in full. General credit card terms and conditions apply. Note: the 6 & 12 month 0% plan T&Cs reference a validity date of 30th June 2025 (likely a drafting error); the 36-month plan T&Cs state 30th June 2026. End date recorded as 2026-06-30 per the 36-month plan and the offer headline.