Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals. What matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β
9 plans of 821 Β· longest tenure first

Abans
up to 36 mo Β· 0%Β· min Rs. 50,000Β· ntb
Verified at 1 source Β· 31 min ago
βThe promotion is valid for transactions performed till 30th June 2026 at Outlets.β
Full details
Up to 36 Month Extended Settlement Plans at Abans, BuyAbans, and Abans Elite merchant outlets. Valid for transactions of LKR 50,000 and above using any NTB-issued American Express Credit Card.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page βValid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000. No call and covert facility available. Transaction amount blocked within existing credit limit; installments billed monthly. Partial payment of statement due will attract applicable credit card interest on balance. Early settlement fee applies. If card is terminated, cancelled, not renewed, or suspended, all outstanding installments become immediately due in full. General credit card terms and conditions apply.

Abans
up to 36 mo Β· 0%Β· min Rs. 50,000Β· ntb
Verified at 1 source Β· 24 min ago
βEnjoy Up to 36 Month Extended Settlement Plans savings with your Nations Trust Bank American Express Credit Cardβ
Full details
Enjoy Up to 36 Month Extended Settlement Plans savings with your Nations Trust Bank American Express Credit Card. Valid for bills of LKR 50,000/- and above.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page βValid for transactions performed till 30th June 2026 at Abans outlets. Minimum single transaction value LKR 50,000/-. No call and covert facility available. Excluding Corporate Cards. Primary and Supplementary card transactions combined as one account. Early settlement fees apply. Outstanding instalments become immediately due if card is terminated, cancelled, not renewed, or suspended.

Asiri Health
up to 36 mo Β· 5% (not 0%)6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb
Verified at 1 source Β· 2 hr ago
β6 & 12 months β 0% installment plans 24 months β 2% installment plans 36 months β 5% installment plansβ
Full details
Enjoy up to 36 Month Extended Settlement Plans with your Nations Trust Bank Mastercard Credit Card. 6 & 12 months β 0% | 24 months β 2% | 36 months β 5%.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- Mastercard
- Categories
- health, jewellery
ConditionsOfficial plan page βValid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000/- or above. Call 0114414155 to convert. Cardholder must inform Call Centre within 30 days from the transaction date. Valid only on transactions of a personal nature. Early settlement fees apply. General credit card terms and conditions apply.

Damro
up to 36 mo Β· 0%Β· min Rs. 50,000Β· ntb
Verified at 1 source Β· 23 min ago
βThe promotion is valid for transactions performed till 30th June 2026 at Outlets.β
Full details
Up to 36 Month Extended Settlement Plans at DAMRO merchant outlets for all American Express Credit Cards issued by Nations Trust Bank PLC. Valid for single transactions of LKR 50,000/- and above.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
ConditionsOfficial plan page βValid for transactions performed till 30th June 2026 at DAMRO outlets. Minimum single transaction value LKR 50,000/-. No call and convert facility available. Total transaction amount blocked within existing credit limit; installments billed monthly. Partial payment of statement due will attract applicable credit card interest on balance. Early settlement fees apply per Bank's Tariff. If card is terminated, cancelled, not renewed or suspended, all outstanding installments become immediately due and payable. General credit card terms and conditions apply.

Dinapala Group
up to 36 mo Β· 0%Β· min Rs. 50,000Β· ntb
Verified at 1 source Β· 21 min ago
βUp to 36 Month Extended Settlement Plans at the Merchant Outletβ
Full details
Up to 36-month Extended Settlement Plan (ESP) available at Dinapala for transactions performed with American Express Credit Cards issued by Nations Trust Bank PLC, valid on bills of LKR 50,000 and above for Philips kitchen appliances and personal care products.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page βValid for showroom purchases only. Valid on full payment purchases. Promotion valid only for Philips kitchen appliances and personal care products. Cannot be combined with other promotions or discounted prices. Minimum single transaction LKR 50,000 or above. Excluding Corporate Cards. No call and covert facility available. Dinapala Group reserves the right to modify or terminate the offer with prior notice.

Singer Sri Lanka
up to 36 mo Β· 0%Β· min Rs. 50,000Β· ntb
Verified at 1 source Β· 17 min ago
βUp to 36 Month Extended Settlement Plans at the Merchant Outletβ
Full details
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page βMinimum single transaction value LKR 50,000 or above. Valid at Singer Outlets. No call and convert facility available. Total transaction amount blocked within existing credit limit; installments billed monthly. Early settlement fees apply per Bank's Tariff. Excluding Corporate Cards. Open to all NTB American Express Credit Cardmembers.

Singhagiri
up to 36 moΒ· min Rs. 50,000Β· ntb
Eligible: All credit cards (excl. Corporate & Business)
Verified at 1 source Β· 16 min ago
βUp to 36 Month Extended Settlement Plans at the Merchant Outletβ
Full details
Up to 36 Month Extended Settlement Plans available at Singhagiri outlets for NTB American Express cardholders on transactions of LKR 50,000 and above.
- Tenure
- 36 months
- Min spend
- Rs. 50,000
- Valid
- 2026-06-25 β 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards (excl. Corporate & Business)
- Categories
- electronics
ConditionsOfficial plan page βValid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000 or above. Valid for all NTB American Express Credit Cards (excluding Corporate Cards). No call and covert facility available. Total transaction amount blocked within existing credit limit; installments billed monthly. Early settlement applicable with relevant fees per Bank's Tariff. If card is terminated/cancelled/suspended, outstanding installments become immediately due in full.
Electronics & appliances
up to 12 mo Β· 0%Electronics & appliances Β· any participating merchant6 / 12 monthsΒ· min Rs. 50,000Β· ntb
Verified at 1 source Β· 20 min ago
βEnjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cardsβ
Full details
Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page βValid for bills of LKR 50,000/- and above. Cardmember must settle total bill via Nations Trust Bank American Express Credit Card. Excluding Corporate Cards. Cardmember can convert transactions into equal monthly instalments of 6 or 12 months. Cardmember must contact Call Centre within 30 days from transaction date to convert. Valid only for personal nature transactions. Properties and vehicles not eligible. Outstanding instalments become immediately due if card is terminated, cancelled, or suspended. Early settlement fees apply.
Electronics & appliances
up to 12 mo Β· 0%Electronics & appliances Β· any participating merchant6 / 12 monthsΒ· min Rs. 50,000Β· ntb
Verified at 1 source Β· 19 min ago
βEnjoy up to 12 month 0% installment plans with your Nations Trust Bank American Express Credit Cardβ
Full details
Enjoy up to 12 month 0% installment plans with your Nations Trust Bank American Express Credit Card on Samsung S26 purchases at JKOA (John Keells Office Automation).
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page βApplicable on Samsung S26 purchases only. Minimum single transaction value LKR 50,000. Cardmember must call Call Centre within 30 days of transaction to convert. Available for 6 or 12 equal monthly instalments. Valid for personal transactions only (excluding Corporate Cards). Partial statement settlement will attract standard credit card interest on outstanding balance. Early settlement fees apply. The total transaction amount is blocked within the existing credit limit.