Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals. What matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
12 plans of 845 · longest tenure first
Chatham Luxury Watches
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 11 hr ago
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000/- or above. Cardmember must contact Call Centre within 30 days of transaction date to convert. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial settlement triggers standard credit card interest on outstanding balance. Early settlement fees apply per Bank Tariff. If card is terminated/cancelled/suspended, all outstanding instalments become immediately due. Valid only for personal (non-corporate/non-business) transactions. General credit card terms and conditions apply.
Colombo Jewellery Stores
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 2 sources · 11 hr ago
“6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans”
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0% interest, 24 months at 2% interest, 36 months at 5% interest.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Excluding Corporate Cards. Call 0114414141 to convert transactions within 30 days of transaction date. Purchases permitted for personal use only. 24-month plans at 2% interest; 36-month plans at 5% interest. Total transaction amount blocked within existing credit limit; installments billed monthly. Early settlement fees apply. Offer cannot be combined with other promotions or exchanged for cash. NTB reserves the right to modify or withdraw at any time.
Raja Jewellers
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 11 hr ago
“6 & 12 months – 0% installment plans”
Full details
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Not valid on discounted items. Not valid on gold coins, gold bars and gold biscuits. Offer cannot be combined with any other ongoing promotional offers. Call 0114414141 to convert transactions within 30 days of transaction date. Excluding Corporate Cards. Purchases permitted only for personal usage. Early settlement fees may apply. Nations Trust Bank PLC reserves the right to withdraw, modify or change terms without prior notice.
Ravi Jewellers
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 2 sources · 11 hr ago
“6 & 12 months – 0% installment plans”
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%; 24 months at 2%; 36 months at 5%. Call 0114414141 to convert transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Minimum single transaction value LKR 50,000/-. Cardmember must call the Call Centre within 30 days from the transaction date to convert. Valid on personal transactions only — Capital transactions (properties, vehicles) are not eligible. Bank may reject requests at its sole discretion. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply. If card is terminated/cancelled/suspended, all outstanding instalments become immediately due and payable. General credit card terms and conditions apply. Note: T&C for the 6 & 12-month 0% plan references an end date of 30th June 2025 — this appears to be an outdated clause; the page headline and the 24/36-month T&C both state 30th June 2026.
Wimaladharma & Sons
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Eligible: All credit cards (excl. Corporate & Business)
Verified at 2 sources · 11 hr ago
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
“6 & 12 months – 0% installment plans”
Full details
6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards (excl. Corporate & Business)
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for all Nations Trust Bank American Express Credit Cards. Minimum single transaction LKR 50,000 to be eligible. Cardmember must call the Call Centre within 30 days of transaction date to convert. Promotion valid only for personal-nature transactions — capital transactions (properties, vehicles) excluded. Early settlement fees apply per Bank Tariff. Outstanding instalments become immediately due if card is cancelled or suspended. Note: the 6/12-month T&C sub-section states validity till 30 June 2025 (likely a page error); the main headline and 36-month T&C both state 30 June 2026.
Wimaladharma & Sons
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 11 hr ago
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans. Valid for bills of LKR 50,000/- and above.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026 at outlets. Minimum single transaction value LKR 50,000/- or above. Cardmember must call 0114414141 to convert transactions within 30 days of transaction date. Available on personal transactions only — Capital transactions (Properties & Vehicles) are not eligible. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply. If card is terminated, cancelled, not renewed, or suspended, all outstanding instalments become immediately due in full. General credit card terms and conditions apply. Note: the 6 & 12 month 0% plan T&Cs reference a validity date of 30th June 2025 (likely a drafting error); the 36-month plan T&Cs state 30th June 2026. End date recorded as 2026-06-30 per the 36-month plan and the offer headline.
DINIDU
up to 12 mo · 0%6 / 12 months· min Rs. 50,000· ntb
Verified at 1 source · 11 hr ago
“Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards”
Full details
Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. Valid for bills of LKR 50,000/- and above. Valid till 30th June 2026. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Cardmember must call 0114414141 to convert transactions within 30 days of transaction date. Valid only for personal-nature transactions. Properties and vehicles are not eligible. Early settlement fees apply. Offer cannot be used in conjunction with any other promotions or exchanged for cash. Purchases permitted only for personal usage.
GNEXT Communications Retail
up to 12 mo · 0%6 / 12 months· min Rs. 50,000· ntb
Verified at 1 source · 11 hr ago
“Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards”
Full details
Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Cardmember must settle total bill via Nations Trust Bank American Express Credit Card. Excluding Corporate Cards. Cardmember can convert transactions into equal monthly instalments of 6 or 12 months. Cardmember must contact Call Centre within 30 days from transaction date to convert. Valid only for personal nature transactions. Properties and vehicles not eligible. Outstanding instalments become immediately due if card is terminated, cancelled, or suspended. Early settlement fees apply.
GNEXT Communications Retail
up to 12 mo · 0%6 / 12 months· min Rs. 50,000· ntb
Verified at 1 source · 11 hr ago
“Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards”
Full details
Nations Trust Bank American Express Credit Card holders can enjoy 6 or 12 month 0% Extended Settlement Plans (ESP) on transactions at Gnext, valid for single transactions of LKR 50,000 or above. Call 0114414141 to convert.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Excluding Corporate Cards. Cardmember must call 0114414141 to convert transactions within 30 days of transaction date. Valid only on personal transactions — capital transactions (properties, vehicles) are not eligible. Bank may reject requests at its sole discretion. Early settlement fees apply. Outstanding instalments become immediately due if card is terminated, cancelled, or suspended.
Greenware Mobile
up to 12 mo · 0%6 / 12 months· min Rs. 50,000· ntb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards”
Full details
Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Greenware Mobile for transactions of LKR 50,000/- and above.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Cardholder must call 0114414141 to convert transactions within 30 days of transaction date. Promotion valid only on personal-nature transactions. Capital transactions (properties, vehicles) are not eligible. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply. Valid for all NTB American Express Credit Cards. Bank may reject requests at its sole discretion.
JKOA
up to 12 mo · 0%6 / 12 months· min Rs. 50,000· ntb
Verified at 1 source · 11 hr ago
“Enjoy up to 12 month 0% installment plans with your Nations Trust Bank American Express Credit Card”
Full details
Enjoy up to 12 month 0% installment plans with your Nations Trust Bank American Express Credit Card on Samsung S26 purchases at JKOA (John Keells Office Automation).
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- electronics
ConditionsOfficial plan page ↗Applicable on Samsung S26 purchases only. Minimum single transaction value LKR 50,000. Cardmember must call Call Centre within 30 days of transaction to convert. Available for 6 or 12 equal monthly instalments. Valid for personal transactions only (excluding Corporate Cards). Partial statement settlement will attract standard credit card interest on outstanding balance. Early settlement fees apply. The total transaction amount is blocked within the existing credit limit.
Luxury X
up to 12 mo · 0%6 / 12 months· min Rs. 50,000· ntb
Verified at 1 source · 11 hr ago
“Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards”
Full details
Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Cardmember must call 0114414141 to convert transactions within 30 days of transaction date. Excluding Corporate Cards. Cannot be used in conjunction with any other promotional programs or offers. Valid only on personal transactions; capital transactions (properties & vehicles) are not eligible. Early settlement fees apply. Outstanding installments become immediately due if card is terminated, cancelled, or suspended.