Sri Lanka

0% Instalment Plans

Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals. What matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →

4 plans of 797 · longest tenure first

  • Jewellery

    up to 36 mo · 9% (not 0%)

    Jewellery & gold · any participating merchant12 / 18 / 24 / 36 months· min Rs. 25,000· comb

    Verified at 1 source · 7 hr ago
    • combank.lkbank's own page· 7 hr agoview ↗

      Offer valid till 31st July 2026

    Full details

    ComBank Credit Cardholders can convert purchases at Jewellery Merchants to a Call & Convert Payment Plan of 12, 18, 24, or 36 months by calling 1316 within 7 days of purchase. Minimum transaction Rs. 25,000. Valid till 31st July 2026.

    Tenure
    12 / 18 / 24 / 36 months
    Interest
    9%
    Min spend
    Rs. 25,000
    Valid
    no start date → 2026-07-31
    Categories
    jewellery
    Conditions

    Applicable for payments made at Jewellery Merchants only. Commission rates: 12 months — 3%, 18 months — 5%, 24 months — 7%, 36 months — 9%. Open to all Credit Cards issued by Commercial Bank of Ceylon PLC. Only transactions above Rs. 25,000/- are eligible. Cardholder must contact ComBank Contact Centre on 1316 within 7 days of the original transaction to convert. Only full transaction value can be converted — no partial payments. Once converted, the scheme cannot be changed and instalments are non-refundable. Early settlement permitted with a 3% fee on remaining balance. Cannot be used in conjunction with other promotional offers.

    Official plan page ↗
  • Online & foreign spend

    up to 36 mo · 9% (not 0%)

    Online & marketplace · any participating merchant12 / 18 / 24 / 36 months· min Rs. 25,000· comb

    Eligible: All credit cards (excl. Corporate & Business)

    Verified at 1 source · 7 hr ago
    • combank.lkbank's own page· 7 hr agoview ↗

      Offer valid till 31st July 2026

    Full details

    Convert approved online transactions above Rs. 25,000 into a Call & Convert Payment Plan of 12, 18, 24, or 36 months by calling 1316 within 7 days of the transaction.

    Tenure
    12 / 18 / 24 / 36 months
    Interest
    9%
    Min spend
    Rs. 25,000
    Valid
    no start date → 2026-07-31
    Eligible cards
    All credit cards (excl. Corporate & Business)
    Categories
    online_shopping
    Conditions

    Applicable for online transactions in groceries, pharmacies, supermarkets, apparel, sports equipment, utilities, service centers, hospitals, travel, and education. Luxury items (clocks, watches, jewellery) also permitted. Excludes gambling, betting, gaming, and financial institution transactions. Only approved FCY transactions eligible (air tickets, hospital/insurance payments on case-by-case basis, colleges/universities only — not educational content). Open to all ComBank Credit Cards. Minimum transaction Rs. 25,000 to qualify. Cardholder must call ComBank Contact Centre (1316) within 7 days of transaction to request Call & Convert. Commission rates: 12M–3%, 18M–5%, 24M–7%, 36M–9%. Only full transaction value can be converted; no partial payments. Cannot be changed once requested; non-refundable. Early settlement fee of 3% on remaining balance. Cannot be combined with other promotions. Card Centre may accept or reject requests at sole discretion.

    Official plan page ↗
  • Tudo.lk

    up to 24 mo · 0%

    · comb

    Verified at 1 source · 7 hr ago
    • combank.lkbank's own page· 7 hr agoview ↗

      Offer – 10% discount for Credit and Debit Cards

    Full details

    Get 10% discount at tudo.lk every Monday using any ComBank Credit or Debit Card. Credit Cardholders also enjoy Easy Payment Plans up to 24 months. Maximum discount capped at Rs. 10,000/-.

    Tenure
    24 months
    Interest
    0%
    Valid
    no start date → 2026-12-31
    Categories
    online_shopping
    Conditions

    Offer valid on every Monday till 31st December 2026. Valid for selected products only. Easy Payment Plans available up to 24 months for Credit Cards only. Open to all ComBank Credit and Debit Cards issued by Commercial Bank of Ceylon PLC. Valid for Sri Lankan citizens and expatriates holding valid ComBank Cards. All payments must be fully settled using Commercial Bank Credit or Debit Cards. Offer cannot be exchanged for cash and cannot be used in conjunction with any other discounts or offers. Not applicable for commercial transactions or cash advances. Visit: https://tudo.lk/promo/cyber-monday

    Official plan page ↗
  • Tudo.lk

    up to 24 mo · 0%

    · comb

    Verified at 1 source · 7 hr ago
    • combank.lkbank's own page· 7 hr agoview ↗

      Offer - 10% discount for Credit and Debit Cards

    Full details

    10% discount for ComBank Credit and Debit Cards at tudo.lk, valid from 23rd to 30th of every month till 31st December 2026. ComBank Easy Payment Plans available up to 24 months for Credit Cards.

    Tenure
    24 months
    Interest
    0%
    Valid
    no start date → 2026-12-31
    Categories
    online_shopping
    Conditions

    Valid from 23rd to 30th of every month till 31st December 2026. Maximum discount value Rs. 10,000/-. Valid for selected products only. Open to all ComBank Credit and Debit Cards. Valid for Sri Lankan citizens and expatriates holding valid ComBank Cards. All payments must be fully settled using Commercial Bank Credit or Debit Cards. Cannot be exchanged for cash or used in conjunction with any other discounts or promotions. Not applicable for commercial transactions or cash advances. Visit: https://tudo.lk/promo/salary-week

    Official plan page ↗