Sri Lanka

0% Instalment Plans

Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals. What matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →

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Health & Wellness

All Hospitals & healthcare Wellness & beauty

Tenure

Any 3 mo 6 mo 12 mo 18 mo 20 mo 24 mo 25 mo 36 mo 48 mo 60 mo

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11 plans of 845 · longest tenure first

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Asiri Health
up to 36 mo · 5% (not 0%)
6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 2 sources · 1 hr ago
- americanexpress.lk· 1 hr agoview ↗
  “6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans”
- americanexpress.lk· 2 hr agoview ↗
  “6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.
Tenure
6 / 12 / 24 / 36 months
Interest
5%
Min spend
Rs. 50,000
Valid
no start date → 2026-06-30
Eligible networks
American Express
Categories
health
Conditions
Valid for transactions performed at Asiri Hospitals outlets till 30 June 2026. Minimum single transaction amount LKR 50,000. Call 0114414141 to convert. Conversion request must be made within 30 days of transaction date (for 6/12-month plans). Capital transactions (properties, vehicles) not eligible. Personal transactions only (for 6/12-month Call and Convert plan). Early settlement fees apply per Bank's Tariff. Total blocked within existing credit limit; reduced as instalments are repaid. Bank may reject requests at its sole discretion. General credit card terms and conditions continue to apply.
Official plan page ↗
Durdans Hospital
up to 36 mo · 5% (not 0%)
6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 2 hr ago
- americanexpress.lk· 2 hr agoview ↗
  “6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Durdans Hospital. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%. Call 0114414141 to convert your transactions.
Tenure
6 / 12 / 24 / 36 months
Interest
5%
Min spend
Rs. 50,000
Valid
no start date → 2026-06-30
Eligible networks
American Express
Categories
health
Conditions
Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000/-. Call and Convert ESP: cardmember must inform Call Centre within 30 days of transaction date. Total transaction amount blocked within existing credit limit; installments billed monthly. Partial statement settlement will attract standard credit card interest on balance. Early settlement fees apply per Bank's Tariff. If card is terminated, cancelled, not renewed or suspended, all outstanding installments become immediately due and payable. Capital transactions (properties, vehicles) are not eligible. Personal transactions only for 6/12-month 0% plans. General credit card terms and conditions apply. Note: 6/12-month T&C text states '30th June 2025' (possibly stale copy); headline and 36-month T&C both state '30th June 2026' — 2026 used as authoritative end date.
Official plan page ↗
Hemas Hospital
up to 36 mo · 5% (not 0%)
6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Eligible: All credit cards (excl. Corporate & Business)
Verified at 2 sources · 42 min ago
- americanexpress.lk· 42 min agoview ↗
  “6 & 12 months – 0% installment plans”
- americanexpress.lk· 2 hr agoview ↗
  “6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
Up to 36-month Extended Settlement Plans on NTB American Express Credit Cards at Hemas Hospital. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%. Minimum transaction LKR 50,000. Call 0114414141 to convert transactions.
Tenure
6 / 12 / 24 / 36 months
Interest
5%
Min spend
Rs. 50,000
Valid
no start date → 2026-06-30
Eligible networks
American Express
Eligible cards
All credit cards (excl. Corporate & Business)
Categories
health
Conditions
Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000 or above. Cardmember must call Call Centre within 30 days from transaction date to convert. Available on personal transactions only — capital transactions (properties, vehicles) excluded. Early settlement fees apply. Outstanding instalments become immediately due if card is terminated, cancelled, not renewed, or suspended. Note: the 6/12-month 0% ESP section of the T&C references a validity date of 30th June 2025; the 36-month ESP T&C and the page headline state 30th June 2026 — the 2026 date is used as the authoritative end date. Applicable to all American Express Credit Cards issued by Nations Trust Bank PLC.
Official plan page ↗
Joseph Fraser Memorial Hospital
up to 36 mo · 5% (not 0%)
6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 2 hr ago
- americanexpress.lk· 2 hr agoview ↗
  “6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Joseph Fraser. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5% interest.
Tenure
6 / 12 / 24 / 36 months
Interest
5%
Min spend
Rs. 50,000
Valid
no start date → 2026-06-30
Eligible networks
American Express
Categories
health
Conditions
Valid for transactions till 30 June 2026. Minimum single transaction value LKR 50,000 or above. Call 0114414141 to convert transactions within 30 days of the transaction date. Valid only on personal-nature transactions. Capital transactions (properties, vehicles) are not eligible. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial settlement of statement attracts credit card interest on outstanding balance. Early settlement of ESP attracts applicable fees per Bank Tariff. If card is terminated, cancelled, not renewed, or suspended, all outstanding instalments become immediately due. General credit card terms and conditions apply. Note: the 6/12-month 0% plan T&C section states a validity of 30 June 2025 (likely a page copy error); the main offer header and 36-month plan T&C both state 30 June 2026.
Official plan page ↗
Kings Hospital Colombo
up to 36 mo · 5% (not 0%)
6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 2 hr ago
- americanexpress.lk· 2 hr agoview ↗
  “6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
Nations Trust Bank American Express Credit Card holders can convert eligible Kings Hospital transactions of LKR 50,000 or above into extended settlement plans: 6 or 12 months at 0% interest, 24 months at 2%, or 36 months at 5%.
Tenure
6 / 12 / 24 / 36 months
Interest
5%
Min spend
Rs. 50,000
Valid
no start date → 2026-06-30
Eligible networks
American Express
Categories
health
Conditions
Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert transactions within 30 days of the transaction date. Valid for personal transactions only — Capital transactions (Properties & Vehicles) are excluded. Early settlement fees apply per bank tariff. Note: The 6 & 12 month 0% T&C sub-section states end date 30th June 2025; the main offer header and the Up-to-36-month T&C sub-section both state 30th June 2026 — used 2026-06-30 as the operative end date.
Official plan page ↗
Nawaloka Hospital
up to 36 mo · 5% (not 0%)
6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 2 hr ago
- americanexpress.lk· 2 hr agoview ↗
  “6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Nawaloka Hospital. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%.
Tenure
6 / 12 / 24 / 36 months
Interest
5%
Min spend
Rs. 50,000
Valid
no start date → 2026-06-30
Eligible networks
American Express
Categories
health
Conditions
Minimum single transaction LKR 50,000 or above. Call 0114414141 to convert transactions. Conversion must be requested within 30 days of transaction date. Valid for personal transactions only — property and vehicle payments (capital transactions) excluded. Early settlement fees apply per Bank's Tariff. The 6 & 12-month T&C sub-section states validity 'till 30th June 2025' (appears to be outdated text not updated on this page); the page headline and the Up to 36-Month T&C section both confirm 30th June 2026 as the end date.
Official plan page ↗
Nawaloka Hospital
up to 36 mo · 5% (not 0%)
· min Rs. 50,000· ntb
Eligible: All credit cards
Verified at 1 source · 2 hr ago
- americanexpress.lk· 2 hr agoview ↗
  “36 months – 5% instalment plans”
Full details
36-month instalment plan at 5% interest for transactions of LKR 50,000 and above at Nawaloka Hospitals.
Tenure
36 months
Interest
5%
Min spend
Rs. 50,000
Valid
no start date → 2026-06-30
Eligible networks
American Express
Eligible cards
All credit cards
Categories
health
Conditions
Valid for bills of LKR 50,000/- and above. Valid for transactions performed till 30th June 2026. Available to all American Express Credit Cards issued by Nations Trust Bank PLC. Total transaction amount will be blocked within existing credit limit; installments billed monthly. Partial settlement triggers applicable credit card interest on due balance. Early settlement fees apply per Bank's Tariff. If card is terminated/cancelled/suspended, outstanding installments become immediately due and payable in full. General credit card terms and conditions apply.
Official plan page ↗
Nawaloka Hospital
up to 36 mo · 5% (not 0%)
6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 40 min ago
- americanexpress.lk· 40 min agoview ↗
  “6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months – 0% installment plans. 24 months – 2% installment plans. 36 months – 5% installment plans.
Tenure
6 / 12 / 24 / 36 months
Interest
5%
Min spend
Rs. 50,000
Valid
no start date → 2026-06-30
Eligible networks
American Express
Categories
health
Conditions
Valid for all NTB American Express Credit Card members. Minimum single transaction value LKR 50,000 to be eligible for ESP conversion. Call 0114414141 to convert transactions. Cardmember must contact Call Centre within 30 days of the transaction date to request conversion. Valid on personal transactions only; capital transactions (moveable or immoveable property, vehicles) are not eligible. Total transaction amount blocked within existing credit limit; installments billed monthly. Partial statement payments attract standard credit card interest on outstanding balance. Early settlement fees apply per Bank Tariff. If card is terminated, cancelled, not renewed, or suspended, all outstanding installments become immediately due in full. Excluding Corporate and Business cards (implied by personal-transaction restriction). Note: The 6/12-month T&C sub-section states validity 'till 30th June 2025' which appears to be a typographic error; the main page headline and the 36-month T&C sub-section both state 30th June 2026.
Official plan page ↗
Ninewells Hospitals
up to 36 mo · 5% (not 0%)
6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 1 hr ago
- americanexpress.lk· 1 hr agoview ↗
  “6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%.
Tenure
6 / 12 / 24 / 36 months
Interest
5%
Min spend
Rs. 50,000
Valid
no start date → 2026-06-30
Eligible networks
American Express
Categories
health
Conditions
Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000 or above. Call 0114414141 to convert transactions within 30 days of transaction date. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply. Not valid for Capital transactions (properties, vehicles). Applicable only to personal transactions. Bank may reject any ESP request at its sole discretion. If card is terminated/cancelled/suspended, all outstanding instalments become immediately due. Note: 6/12-month T&C block contains a likely typographic error referencing 30th June 2025 — main headline and 36-month T&C both state 30th June 2026.
Official plan page ↗
Ninewells Hospitals
up to 36 mo · 5% (not 0%)
6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 39 min ago
- americanexpress.lk· 39 min agoview ↗
  “6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards
Tenure
6 / 12 / 24 / 36 months
Interest
5%
Min spend
Rs. 50,000
Valid
no start date → 2026-06-30
Eligible networks
American Express
Categories
health
Conditions
Valid for transactions performed till 30 June 2026. Minimum single transaction value LKR 50,000 or above. Call 0114414141 to convert transactions. Cardmember must contact Call Centre within 30 days from transaction date to request conversion. Valid only on personal-nature transactions — properties and vehicles not eligible. Early settlement fees apply. Outstanding instalments become immediately due if card is terminated or cancelled. The 6/12-month T&C block references 30 June 2025 (likely a copy error); the main offer headline and 36-month T&C both state 30 June 2026.
Official plan page ↗
Vision Care
up to 12 mo · 0%
6 / 12 months· min Rs. 50,000· ntb
Verified at 1 source · 36 min ago
- americanexpress.lk· 36 min agoview ↗
  “Valid till 30th June 2026”
Full details
Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.
Tenure
6 / 12 months
Interest
0%
Min spend
Rs. 50,000
Valid
no start date → 2026-06-30
Eligible networks
American Express
Categories
health
Conditions
Valid for transactions of LKR 50,000/- and above. Cardmember must call 0114414141 within 30 days of the transaction date to convert. Valid only for personal-nature transactions. Capital transactions (properties, vehicles) are not eligible. Total transaction amount blocked within existing credit limit; installments billed monthly. Early settlement fees apply. If card is terminated/cancelled/suspended, all outstanding installments become immediately due.
Official plan page ↗