Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals. What matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β
8 plans of 845 Β· longest tenure first

Chatham Luxury Watches
up to 36 mo Β· 5% (not 0%)6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb
Verified at 1 source Β· 1 hr ago
β6 & 12 months β 0% installment plansβ
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page βValid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000/- or above. Cardmember must contact Call Centre within 30 days of transaction date to convert. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial settlement triggers standard credit card interest on outstanding balance. Early settlement fees apply per Bank Tariff. If card is terminated/cancelled/suspended, all outstanding instalments become immediately due. Valid only for personal (non-corporate/non-business) transactions. General credit card terms and conditions apply.

Colombo Jewellery Stores
up to 36 mo Β· 5% (not 0%)6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb
Verified at 2 sources Β· 1 hr ago
β6 & 12 months β 0% installment plans 24 months β 2% installment plans 36 months β 5% installment plansβ
β6 & 12 months β 0% installment plans; 24 months β 2% installment plans; 36 months β 5% installment plansβ
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5% interest.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page βExcluding Corporate Cards. Minimum single transaction value LKR 50,000/-. Call 0114414141 to convert transactions within 30 days from transaction date. Valid for personal purchases only (not Capital transactions such as properties or vehicles). Early settlement fees apply. Note: 6/12-month T&C sub-section references 30th June 2025 β main offer headline and 36-month T&C both state 30th June 2026.

Raja Jewellers
up to 36 mo Β· 5% (not 0%)6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb
Verified at 1 source Β· 1 hr ago
β6 & 12 months β 0% installment plans 24 months β 2% installment plans 36 months β 5% installment plansβ
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%; 24 months at 2%; 36 months at 5%. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page βValid till 30th June 2026. Minimum single transaction LKR 50,000 or above. Not valid on discounted items. Not valid on gold coins, gold bars and gold biscuits. Offer cannot be combined with any other ongoing promotional offers. Excluding Corporate Cards. Cardmember must settle total bill via NTB American Express credit card. Purchases permitted only for personal usage. Cardmember must contact Call Centre within 30 days from transaction date to convert. Early settlement fees apply. Transaction amount blocked within existing credit limit and billed monthly.

Raja Jewellers
up to 36 mo Β· 5% (not 0%)6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb
Verified at 1 source Β· 1 hr ago
β6 & 12 months β 0% installment plansβ
Full details
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page βValid for bills of LKR 50,000/- and above. Not valid on discounted items. Not valid on gold coins, gold bars and gold biscuits. Offer cannot be combined with any other ongoing promotional offers. Call 0114414141 to convert transactions within 30 days of transaction date. Excluding Corporate Cards. Purchases permitted only for personal usage. Early settlement fees may apply. Nations Trust Bank PLC reserves the right to withdraw, modify or change terms without prior notice.

Ravi Jewellers
up to 36 mo Β· 5% (not 0%)6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb
Verified at 1 source Β· 1 hr ago
β6 & 12 months β 0% installment plansβ
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%; 24 months at 2%; 36 months at 5%. Call 0114414141 to convert transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page βValid for bills of LKR 50,000/- and above. Minimum single transaction value LKR 50,000/-. Cardmember must call the Call Centre within 30 days from the transaction date to convert. Valid on personal transactions only β Capital transactions (properties, vehicles) are not eligible. Bank may reject requests at its sole discretion. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply. If card is terminated/cancelled/suspended, all outstanding instalments become immediately due and payable. General credit card terms and conditions apply. Note: T&C for the 6 & 12-month 0% plan references an end date of 30th June 2025 β this appears to be an outdated clause; the page headline and the 24/36-month T&C both state 30th June 2026.

Wimaladharma & Sons
up to 36 mo Β· 5% (not 0%)6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb
Verified at 2 sources Β· 59 min ago
β6 & 12 months β 0% installment plansβ
β6 & 12 months β 0% installment plansβ
Full details
Nations Trust Bank American Express Credit Cardholders can convert eligible purchases at Wimaladharma & Sons into Extended Settlement Plans (ESP) of 6, 12, 24, or 36 months. The 6- and 12-month plans carry 0% interest; 24 months at 2%; 36 months at 5%. Minimum bill LKR 50,000. Call 0114414141 to convert.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page βValid for transactions performed till 30 June 2026. Minimum single transaction LKR 50,000 or above. Call 0114414141 to convert transactions. Cardmember must inform Call Centre within 30 days of transaction date. Conversion available only for personal transactions; Capital transactions (properties & vehicles) are excluded. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply. If card is terminated/cancelled/suspended, outstanding instalments become immediately due. General credit card terms apply. Note: the 6 & 12-month 0% T&C section states validity till 30 June 2025 β likely a page error; headline and 36-month T&C both state 30 June 2026.

Asiri Health
up to 12 mo Β· 0%6 / 12 monthsΒ· min Rs. 50,000Β· ntb
Verified at 1 source Β· 44 min ago
βUp to 12 Month 0% Extended Settlement Plans at anywhereβ
Full details
Enjoy up to 12 Month 0% Extended Settlement Plans with Nations Trust Bank Mastercard Credit Card at any merchant. 0% handling fee applicable for the 6 & 12 month plans.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- Mastercard
- Categories
- jewellery
ConditionsOfficial plan page βValid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000. 0% handling fee for 6 & 12 month plans only. Call 0114414155 to convert. Conversion must be requested within 30 days of transaction date. Valid only for personal transactions. Early settlement fees apply per Bank's Tariff. Bank may at sole discretion reject ESP requests. General credit card terms and conditions apply.

DINIDU
up to 12 mo Β· 0%6 / 12 monthsΒ· min Rs. 50,000Β· ntb
Verified at 1 source Β· 1 hr ago
βEnjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cardsβ
Full details
Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. Valid for bills of LKR 50,000/- and above. Valid till 30th June 2026. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date β 2026-06-30
- Eligible networks
- American Express
- Categories
- jewellery
ConditionsOfficial plan page βValid for bills of LKR 50,000/- and above. Cardmember must call 0114414141 to convert transactions within 30 days of transaction date. Valid only for personal-nature transactions. Properties and vehicles are not eligible. Early settlement fees apply. Offer cannot be used in conjunction with any other promotions or exchanged for cash. Purchases permitted only for personal usage.