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Sri Lanka

0% Instalment Plans

Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals. What matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β†’

8 plans of 845 Β· longest tenure first

  • Chatham Luxury Watches

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 1 hr ago
    • americanexpress.lkΒ· 1 hr agoview β†—

      β€œ6 & 12 months – 0% installment plans”

    Full details

    Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%. Call 0114414141 to convert your transactions.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    jewellery
    Conditions

    Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000/- or above. Cardmember must contact Call Centre within 30 days of transaction date to convert. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial settlement triggers standard credit card interest on outstanding balance. Early settlement fees apply per Bank Tariff. If card is terminated/cancelled/suspended, all outstanding instalments become immediately due. Valid only for personal (non-corporate/non-business) transactions. General credit card terms and conditions apply.

    Official plan page β†—
  • Colombo Jewellery Stores

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 2 sources Β· 1 hr ago
    • americanexpress.lkΒ· 1 hr agoview β†—

      β€œ6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”

    • americanexpress.lkΒ· 1 hr agoview β†—

      β€œ6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans”

    Full details

    Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5% interest.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    jewellery
    Conditions

    Excluding Corporate Cards. Minimum single transaction value LKR 50,000/-. Call 0114414141 to convert transactions within 30 days from transaction date. Valid for personal purchases only (not Capital transactions such as properties or vehicles). Early settlement fees apply. Note: 6/12-month T&C sub-section references 30th June 2025 β€” main offer headline and 36-month T&C both state 30th June 2026.

    Official plan page β†—
  • Raja Jewellers

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 1 hr ago
    • americanexpress.lkΒ· 1 hr agoview β†—

      β€œ6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”

    Full details

    Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%; 24 months at 2%; 36 months at 5%. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    jewellery
    Conditions

    Valid till 30th June 2026. Minimum single transaction LKR 50,000 or above. Not valid on discounted items. Not valid on gold coins, gold bars and gold biscuits. Offer cannot be combined with any other ongoing promotional offers. Excluding Corporate Cards. Cardmember must settle total bill via NTB American Express credit card. Purchases permitted only for personal usage. Cardmember must contact Call Centre within 30 days from transaction date to convert. Early settlement fees apply. Transaction amount blocked within existing credit limit and billed monthly.

    Official plan page β†—
  • Raja Jewellers

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 1 hr ago
    • americanexpress.lkΒ· 1 hr agoview β†—

      β€œ6 & 12 months – 0% installment plans”

    Full details
    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    jewellery
    Conditions

    Valid for bills of LKR 50,000/- and above. Not valid on discounted items. Not valid on gold coins, gold bars and gold biscuits. Offer cannot be combined with any other ongoing promotional offers. Call 0114414141 to convert transactions within 30 days of transaction date. Excluding Corporate Cards. Purchases permitted only for personal usage. Early settlement fees may apply. Nations Trust Bank PLC reserves the right to withdraw, modify or change terms without prior notice.

    Official plan page β†—
  • Ravi Jewellers

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 1 hr ago
    • americanexpress.lkΒ· 1 hr agoview β†—

      β€œ6 & 12 months – 0% installment plans”

    Full details

    Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%; 24 months at 2%; 36 months at 5%. Call 0114414141 to convert transactions.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    jewellery
    Conditions

    Valid for bills of LKR 50,000/- and above. Minimum single transaction value LKR 50,000/-. Cardmember must call the Call Centre within 30 days from the transaction date to convert. Valid on personal transactions only β€” Capital transactions (properties, vehicles) are not eligible. Bank may reject requests at its sole discretion. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply. If card is terminated/cancelled/suspended, all outstanding instalments become immediately due and payable. General credit card terms and conditions apply. Note: T&C for the 6 & 12-month 0% plan references an end date of 30th June 2025 β€” this appears to be an outdated clause; the page headline and the 24/36-month T&C both state 30th June 2026.

    Official plan page β†—
  • Wimaladharma & Sons

    up to 36 mo Β· 5% (not 0%)

    6 / 12 / 24 / 36 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 2 sources Β· 59 min ago
    • americanexpress.lkΒ· 59 min agoview β†—

      β€œ6 & 12 months – 0% installment plans”

    • americanexpress.lkΒ· 1 hr agoview β†—

      β€œ6 & 12 months – 0% installment plans”

    Full details

    Nations Trust Bank American Express Credit Cardholders can convert eligible purchases at Wimaladharma & Sons into Extended Settlement Plans (ESP) of 6, 12, 24, or 36 months. The 6- and 12-month plans carry 0% interest; 24 months at 2%; 36 months at 5%. Minimum bill LKR 50,000. Call 0114414141 to convert.

    Tenure
    6 / 12 / 24 / 36 months
    Interest
    5%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    jewellery
    Conditions

    Valid for transactions performed till 30 June 2026. Minimum single transaction LKR 50,000 or above. Call 0114414141 to convert transactions. Cardmember must inform Call Centre within 30 days of transaction date. Conversion available only for personal transactions; Capital transactions (properties & vehicles) are excluded. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply. If card is terminated/cancelled/suspended, outstanding instalments become immediately due. General credit card terms apply. Note: the 6 & 12-month 0% T&C section states validity till 30 June 2025 β€” likely a page error; headline and 36-month T&C both state 30 June 2026.

    Official plan page β†—
  • Asiri Health

    up to 12 mo Β· 0%

    6 / 12 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 44 min ago
    • nationstrust.combank's own pageΒ· 44 min agoview β†—

      β€œUp to 12 Month 0% Extended Settlement Plans at anywhere”

    Full details

    Enjoy up to 12 Month 0% Extended Settlement Plans with Nations Trust Bank Mastercard Credit Card at any merchant. 0% handling fee applicable for the 6 & 12 month plans.

    Tenure
    6 / 12 months
    Interest
    0%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    Mastercard
    Categories
    jewellery
    Conditions

    Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000. 0% handling fee for 6 & 12 month plans only. Call 0114414155 to convert. Conversion must be requested within 30 days of transaction date. Valid only for personal transactions. Early settlement fees apply per Bank's Tariff. Bank may at sole discretion reject ESP requests. General credit card terms and conditions apply.

    Official plan page β†—
  • DINIDU

    up to 12 mo Β· 0%

    6 / 12 monthsΒ· min Rs. 50,000Β· ntb

    Verified at 1 source Β· 1 hr ago
    • americanexpress.lkΒ· 1 hr agoview β†—

      β€œEnjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards”

    Full details

    Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. Valid for bills of LKR 50,000/- and above. Valid till 30th June 2026. Call 0114414141 to convert your transactions.

    Tenure
    6 / 12 months
    Interest
    0%
    Min spend
    Rs. 50,000
    Valid
    no start date β†’ 2026-06-30
    Eligible networks
    American Express
    Categories
    jewellery
    Conditions

    Valid for bills of LKR 50,000/- and above. Cardmember must call 0114414141 to convert transactions within 30 days of transaction date. Valid only for personal-nature transactions. Properties and vehicles are not eligible. Early settlement fees apply. Offer cannot be used in conjunction with any other promotions or exchanged for cash. Purchases permitted only for personal usage.

    Official plan page β†—