Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals. What matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
9 plans of 845 · longest tenure first
Asiri Health
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 2 sources · 9 hr ago
“6 & 12 months – 0% installment plans”
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Asiri Hospitals. Four tiers: 6M and 12M at 0%, 24M at 2%, 36M at 5%. Minimum spend LKR 50,000.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions performed till 30 June 2026. Minimum single transaction value LKR 50,000. Call 0114414141 to convert transactions within 30 days of transaction date. 6 & 12 months at 0% interest; 24 months at 2% interest; 36 months at 5% interest. Personal transactions only — capital transactions (properties, vehicles) not eligible. Transaction amount blocked within existing credit limit; instalments billed monthly. Partial statement payment attracts credit card interest on due balance. Early settlement fees apply per Bank Tariff. General credit card T&Cs continue to apply.
Hemas Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Eligible: All credit cards (excl. Corporate & Business)
Verified at 4 sources · 9 hr ago
“6 & 12 months – 0% installment plans”
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
“6 & 12 months – 0% installment plans 24 months – 2% installment plans 36 months – 5% installment plans”
Full details
Up to 36-month Extended Settlement Plans on NTB American Express Credit Cards at Hemas Hospital. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%. Minimum transaction LKR 50,000. Call 0114414141 to convert transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards (excl. Corporate & Business)
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000 or above. Cardmember must call Call Centre within 30 days from transaction date to convert. Available on personal transactions only — capital transactions (properties, vehicles) excluded. Early settlement fees apply. Outstanding instalments become immediately due if card is terminated, cancelled, not renewed, or suspended. Note: the 6/12-month 0% ESP section of the T&C references a validity date of 30th June 2025; the 36-month ESP T&C and the page headline state 30th June 2026 — the 2026 date is used as the authoritative end date. Applicable to all American Express Credit Cards issued by Nations Trust Bank PLC.
Hemas Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Eligible: All credit cards
Verified at 1 source · 9 hr ago
“6 & 12 months – 0% installment plans; 24 months – 2% installment plans; 36 months – 5% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions performed till 30 June 2026 at Hemas Hospital outlets. Minimum single transaction value LKR 50,000 to be eligible for ESP conversion. Call 0114414141 to convert. Conversion must be requested within 30 days from the transaction date. Valid only on personal-nature transactions; capital transactions (properties, vehicles) are not eligible. Early settlement fees apply per Bank Tariff. Available on all NTB American Express Credit Cards. The 6/12-month 0% T&C section references a 30 June 2025 date (appears to be a stale copy); the main offer headline and 36-month T&C both state 30 June 2026 as the validity date.
Joseph Fraser Memorial Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 9 hr ago
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Joseph Fraser. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5% interest.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions till 30 June 2026. Minimum single transaction value LKR 50,000 or above. Call 0114414141 to convert transactions within 30 days of the transaction date. Valid only on personal-nature transactions. Capital transactions (properties, vehicles) are not eligible. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial settlement of statement attracts credit card interest on outstanding balance. Early settlement of ESP attracts applicable fees per Bank Tariff. If card is terminated, cancelled, not renewed, or suspended, all outstanding instalments become immediately due. General credit card terms and conditions apply. Note: the 6/12-month 0% plan T&C section states a validity of 30 June 2025 (likely a page copy error); the main offer header and 36-month plan T&C both state 30 June 2026.
Nawaloka Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 9 hr ago
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards at Nawaloka Hospital. 6 & 12 months at 0%, 24 months at 2%, 36 months at 5%.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Minimum single transaction LKR 50,000 or above. Call 0114414141 to convert transactions. Conversion must be requested within 30 days of transaction date. Valid for personal transactions only — property and vehicle payments (capital transactions) excluded. Early settlement fees apply per Bank's Tariff. The 6 & 12-month T&C sub-section states validity 'till 30th June 2025' (appears to be outdated text not updated on this page); the page headline and the Up to 36-Month T&C section both confirm 30th June 2026 as the end date.
Nawaloka Hospital
up to 36 mo · 5% (not 0%)· min Rs. 50,000· ntb
Eligible: All credit cards
Verified at 1 source · 9 hr ago
“36 months – 5% instalment plans”
Full details
36-month instalment plan at 5% interest for transactions of LKR 50,000 and above at Nawaloka Hospitals.
- Tenure
- 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page ↗Valid for bills of LKR 50,000/- and above. Valid for transactions performed till 30th June 2026. Available to all American Express Credit Cards issued by Nations Trust Bank PLC. Total transaction amount will be blocked within existing credit limit; installments billed monthly. Partial settlement triggers applicable credit card interest on due balance. Early settlement fees apply per Bank's Tariff. If card is terminated/cancelled/suspended, outstanding installments become immediately due and payable in full. General credit card terms and conditions apply.
Nawaloka Hospital
up to 36 mo · 5% (not 0%)6 / 12 / 24 / 36 months· min Rs. 50,000· ntb
Verified at 1 source · 9 hr ago
“6 & 12 months – 0% installment plans”
Full details
Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. 6 & 12 months – 0% installment plans. 24 months – 2% installment plans. 36 months – 5% installment plans.
- Tenure
- 6 / 12 / 24 / 36 months
- Interest
- 5%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Valid for all NTB American Express Credit Card members. Minimum single transaction value LKR 50,000 to be eligible for ESP conversion. Call 0114414141 to convert transactions. Cardmember must contact Call Centre within 30 days of the transaction date to request conversion. Valid on personal transactions only; capital transactions (moveable or immoveable property, vehicles) are not eligible. Total transaction amount blocked within existing credit limit; installments billed monthly. Partial statement payments attract standard credit card interest on outstanding balance. Early settlement fees apply per Bank Tariff. If card is terminated, cancelled, not renewed, or suspended, all outstanding installments become immediately due in full. Excluding Corporate and Business cards (implied by personal-transaction restriction). Note: The 6/12-month T&C sub-section states validity 'till 30th June 2025' which appears to be a typographic error; the main page headline and the 36-month T&C sub-section both state 30th June 2026.
Asiri Health
up to 12 mo · 0%6 / 12 months· min Rs. 50,000· ntb
Verified at 1 source · 7 hr ago
“Up to 12 Month 0% Extended Settlement Plans at anywhere”
Full details
Enjoy up to 12 Month 0% Extended Settlement Plans with Nations Trust Bank Mastercard Credit Card at any merchant. 0% handling fee applicable for 6 & 12 month plans.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- Mastercard
ConditionsOfficial plan page ↗Valid for NTB Mastercard Credit Cards only. Minimum single transaction LKR 50,000. 0% handling fee for 6 & 12 month plans. Call 0114414155 to convert. Cardholder must request conversion within 30 days of transaction date. Valid only on personal transactions. Total transaction amount blocked within existing credit limit. Early settlement fees apply per Bank Tariff. If card terminated/cancelled/suspended, all outstanding instalments become immediately due. General credit card T&Cs apply.
Vision Care
up to 12 mo · 0%6 / 12 months· min Rs. 50,000· ntb
Verified at 1 source · 9 hr ago
“Valid till 30th June 2026”
Full details
Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- no start date → 2026-06-30
- Eligible networks
- American Express
- Categories
- health
ConditionsOfficial plan page ↗Valid for transactions of LKR 50,000/- and above. Cardmember must call 0114414141 within 30 days of the transaction date to convert. Valid only for personal-nature transactions. Capital transactions (properties, vehicles) are not eligible. Total transaction amount blocked within existing credit limit; installments billed monthly. Early settlement fees apply. If card is terminated/cancelled/suspended, all outstanding installments become immediately due.