Sri Lanka

0% Instalment Plans

Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals. What matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →

10 plans of 845 · longest tenure first

  • Abans

    up to 36 mo · 0%

    · min Rs. 50,000· ntb

    Verified at 1 source · 2 hr ago
    • americanexpress.lk· 2 hr agoview ↗

      The promotion is valid for transactions performed till 30th June 2026 at Outlets.

    Full details

    Up to 36 Month Extended Settlement Plans at Abans, BuyAbans, and Abans Elite merchant outlets. Valid for transactions of LKR 50,000 and above using any NTB-issued American Express Credit Card.

    Tenure
    36 months
    Interest
    0%
    Min spend
    Rs. 50,000
    Valid
    no start date → 2026-06-30
    Eligible networks
    American Express
    Categories
    electronics
    Conditions

    Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000. No call and covert facility available. Transaction amount blocked within existing credit limit; installments billed monthly. Partial payment of statement due will attract applicable credit card interest on balance. Early settlement fee applies. If card is terminated, cancelled, not renewed, or suspended, all outstanding installments become immediately due in full. General credit card terms and conditions apply.

    Official plan page ↗
  • Abans

    up to 36 mo · 0%

    · min Rs. 50,000· ntb

    Verified at 1 source · 2 hr ago
    • americanexpress.lk· 2 hr agoview ↗

      Enjoy Up to 36 Month Extended Settlement Plans savings with your Nations Trust Bank American Express Credit Card

    Full details

    Enjoy Up to 36 Month Extended Settlement Plans savings with your Nations Trust Bank American Express Credit Card. Valid for bills of LKR 50,000/- and above.

    Tenure
    36 months
    Interest
    0%
    Min spend
    Rs. 50,000
    Valid
    no start date → 2026-06-30
    Eligible networks
    American Express
    Categories
    electronics
    Conditions

    Valid for transactions performed till 30th June 2026 at Abans outlets. Minimum single transaction value LKR 50,000/-. No call and covert facility available. Excluding Corporate Cards. Primary and Supplementary card transactions combined as one account. Early settlement fees apply. Outstanding instalments become immediately due if card is terminated, cancelled, not renewed, or suspended.

    Official plan page ↗
  • Dinapala Group

    up to 36 mo · 0%

    · min Rs. 50,000· ntb

    Verified at 1 source · 2 hr ago
    • americanexpress.lk· 2 hr agoview ↗

      Up to 36 Month Extended Settlement Plans at the Merchant Outlet

    Full details

    Up to 36-month Extended Settlement Plan (ESP) available at Dinapala for transactions performed with American Express Credit Cards issued by Nations Trust Bank PLC, valid on bills of LKR 50,000 and above for Philips kitchen appliances and personal care products.

    Tenure
    36 months
    Interest
    0%
    Min spend
    Rs. 50,000
    Valid
    no start date → 2026-06-30
    Eligible networks
    American Express
    Categories
    electronics
    Conditions

    Valid for showroom purchases only. Valid on full payment purchases. Promotion valid only for Philips kitchen appliances and personal care products. Cannot be combined with other promotions or discounted prices. Minimum single transaction LKR 50,000 or above. Excluding Corporate Cards. No call and covert facility available. Dinapala Group reserves the right to modify or terminate the offer with prior notice.

    Official plan page ↗
  • Dinapala Group

    up to 36 mo · 0%

    · min Rs. 50,000· ntb

    Verified at 1 source · 1 hr ago
    • americanexpress.lk· 1 hr agoview ↗

      Up to 36 Month Extended Settlement Plans at the Merchant Outlet

    Full details

    Up to 36 Month Extended Settlement Plans at the Dinapala merchant outlet, applicable to Philips kitchen appliances and personal care products, for bills of LKR 50,000 and above, valid till 30th June 2026.

    Tenure
    36 months
    Interest
    0%
    Min spend
    Rs. 50,000
    Valid
    no start date → 2026-06-30
    Eligible networks
    American Express
    Categories
    electronics
    Conditions

    Valid for showroom purchases only. Offer valid for Philips kitchen appliances and personal care products only. Cannot be combined with other promotions or discounted prices. Valid on full payment purchases. Minimum single transaction LKR 50,000 or above. Transactions via Primary and Supplementary cards combined as one account. Excluding Corporate Cards. No call and covert facility available. Early settlement fees apply. Dinapala Group reserves the right to modify or terminate the offer with prior notice.

    Official plan page ↗
  • Singer Sri Lanka

    up to 36 mo · 0%

    · min Rs. 50,000· ntb

    Verified at 1 source · 1 hr ago
    • americanexpress.lk· 1 hr agoview ↗

      Up to 36 Months Settlement Plans (ESP) Promotion is made available to all American Express Credit Cards issued by Nations Trust Bank PLC.

    Full details

    Up to 36 Month Extended Settlement Plans at Singer merchant outlets for all American Express Credit Cards issued by Nations Trust Bank PLC. Minimum single transaction of LKR 50,000 or above. No call and convert facility available.

    Tenure
    36 months
    Interest
    0%
    Min spend
    Rs. 50,000
    Valid
    no start date → 2026-06-30
    Eligible networks
    American Express
    Categories
    electronics
    Conditions

    Valid for transactions performed till 30th June 2026. Minimum transaction value LKR 50,000/-. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial statement settlement attracts standard credit card interest on outstanding balance. Early settlement attracts fees per Bank's Tariff. If card is terminated, cancelled, not renewed or suspended, all outstanding instalments become immediately due. General credit card terms and conditions apply.

    Official plan page ↗
  • Singer Sri Lanka

    up to 36 mo · 0%

    · min Rs. 50,000· ntb

    Verified at 1 source · 2 hr ago
    • americanexpress.lk· 2 hr agoview ↗

      Up to 36 Month Extended Settlement Plans at the Merchant Outlet

    Full details
    Tenure
    36 months
    Interest
    0%
    Min spend
    Rs. 50,000
    Valid
    no start date → 2026-06-30
    Eligible networks
    American Express
    Categories
    electronics
    Conditions

    Minimum single transaction value LKR 50,000 or above. Valid at Singer Outlets. No call and convert facility available. Total transaction amount blocked within existing credit limit; installments billed monthly. Early settlement fees apply per Bank's Tariff. Excluding Corporate Cards. Open to all NTB American Express Credit Cardmembers.

    Official plan page ↗
  • Singhagiri

    up to 36 mo

    · min Rs. 50,000· ntb

    Eligible: All credit cards (excl. Corporate & Business)

    Verified at 1 source · 2 hr ago
    • americanexpress.lk· 2 hr agoview ↗

      Up to 36 Month Extended Settlement Plans at the Merchant Outlet

    Full details

    Up to 36 Month Extended Settlement Plans available at Singhagiri outlets for NTB American Express cardholders on transactions of LKR 50,000 and above.

    Tenure
    36 months
    Min spend
    Rs. 50,000
    Valid
    2026-06-25 → 2026-06-30
    Eligible networks
    American Express
    Eligible cards
    All credit cards (excl. Corporate & Business)
    Categories
    electronics
    Conditions

    Valid for transactions performed till 30th June 2026. Minimum single transaction value LKR 50,000 or above. Valid for all NTB American Express Credit Cards (excluding Corporate Cards). No call and covert facility available. Total transaction amount blocked within existing credit limit; installments billed monthly. Early settlement applicable with relevant fees per Bank's Tariff. If card is terminated/cancelled/suspended, outstanding installments become immediately due in full.

    Official plan page ↗
  • Electronics & appliances

    up to 12 mo · 0%

    Electronics & appliances · any participating merchant6 / 12 months· min Rs. 50,000· ntb

    Verified at 1 source · 2 hr ago
    • americanexpress.lk· 2 hr agoview ↗

      Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards

    Full details

    Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards. Valid for bills of LKR 50,000/- and above. Call 0114414141 to convert your transactions.

    Tenure
    6 / 12 months
    Interest
    0%
    Min spend
    Rs. 50,000
    Valid
    no start date → 2026-06-30
    Eligible networks
    American Express
    Categories
    electronics
    Conditions

    Valid for bills of LKR 50,000/- and above. Cardmember must settle total bill via Nations Trust Bank American Express Credit Card. Excluding Corporate Cards. Cardmember can convert transactions into equal monthly instalments of 6 or 12 months. Cardmember must contact Call Centre within 30 days from transaction date to convert. Valid only for personal nature transactions. Properties and vehicles not eligible. Outstanding instalments become immediately due if card is terminated, cancelled, or suspended. Early settlement fees apply.

    Official plan page ↗
  • Electronics & appliances

    up to 12 mo · 0%

    Electronics & appliances · any participating merchant6 / 12 months· min Rs. 50,000· ntb

    Verified at 1 source · 1 hr ago
    • americanexpress.lk· 1 hr agoview ↗

      Enjoy 6 & 12 Month 0% Extended Settlement Plans with Nations Trust Bank American Express Credit Cards

    Full details

    Nations Trust Bank American Express Credit Card holders can enjoy 6 or 12 month 0% Extended Settlement Plans (ESP) on transactions at Gnext, valid for single transactions of LKR 50,000 or above. Call 0114414141 to convert.

    Tenure
    6 / 12 months
    Interest
    0%
    Min spend
    Rs. 50,000
    Valid
    no start date → 2026-06-30
    Eligible networks
    American Express
    Categories
    electronics
    Conditions

    Valid for bills of LKR 50,000/- and above. Excluding Corporate Cards. Cardmember must call 0114414141 to convert transactions within 30 days of transaction date. Valid only on personal transactions — capital transactions (properties, vehicles) are not eligible. Bank may reject requests at its sole discretion. Early settlement fees apply. Outstanding instalments become immediately due if card is terminated, cancelled, or suspended.

    Official plan page ↗
  • Electronics & appliances

    up to 12 mo · 0%

    Electronics & appliances · any participating merchant6 / 12 months· min Rs. 50,000· ntb

    Verified at 1 source · 2 hr ago
    • americanexpress.lk· 2 hr agoview ↗

      Enjoy up to 12 month 0% installment plans with your Nations Trust Bank American Express Credit Card

    Full details

    Enjoy up to 12 month 0% installment plans with your Nations Trust Bank American Express Credit Card on Samsung S26 purchases at JKOA (John Keells Office Automation).

    Tenure
    6 / 12 months
    Interest
    0%
    Min spend
    Rs. 50,000
    Valid
    no start date → 2026-06-30
    Eligible networks
    American Express
    Categories
    electronics
    Conditions

    Applicable on Samsung S26 purchases only. Minimum single transaction value LKR 50,000. Cardmember must call Call Centre within 30 days of transaction to convert. Available for 6 or 12 equal monthly instalments. Valid for personal transactions only (excluding Corporate Cards). Partial statement settlement will attract standard credit card interest on outstanding balance. Early settlement fees apply. The total transaction amount is blocked within the existing credit limit.

    Official plan page ↗