Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
7 plans of 763 · longest tenure first
· min Rs. 50,000· sampath
Verified at 13 sources · 8 hr ago
“24 Months 0% Interest Extended Settlement Plan on Any two transactions for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.”
“24 Months 0% Interest Extended Settlement Plan on Any two transactions”
“24 Months 0% Interest Extended Settlement Plan on Any two transactions for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.”
“24 Months 0% Interest Extended Settlement Plan on Any two transactions”
“24 Months 0% Interest Extended Settlement Plan on Any two transactions”
“24 Months 0% Interest Extended Settlement Plan on Any two transactions”
“24 Months 0% Interest Extended Settlement Plan on Any two transactions”
“24 Months 0% Interest Extended Settlement Plan on Any two transactions”
“24 Months 0% Interest Extended Settlement Plan on Any two transactions for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.”
“Offer : 24 Months 0% Interest Extended Settlement Plan on Any two transactions for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.”
“24 Months 0% Interest Extended Settlement Plan on Any two transactions”
“24 Months 0% Interest Extended Settlement Plan on Any two transactions”
“24 Months 0% Interest Extended Settlement Plan on Any two transactions for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.”
Full details
24 Months 0% Interest Extended Settlement Plan on Any two transactions for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers for transactions performed between 15th to 30th June 2026.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- 2026-06-15 → 2026-06-30
- Eligible networks
- Mastercard, Visa, American Express
ConditionsOfficial plan page ↗Only TWO transactions eligible per cardholder. Minimum transaction value LKR 50,000; maximum LKR 1,000,000 per transaction. Transactions cannot be combined when converting to instalments. Not valid for Cash Advances, Casino, Quasi Cash & Fuel Transactions. Cardholder must contact Customer Care (0112300604) within 7 days from transaction date to convert. Offer cannot be combined with any other existing offers. Instalment amounts are non-refundable and instalment period cannot be varied once approved. Part acceleration is not allowed.
· min Rs. 25,000· sampath
Verified at 1 source · 8 hr ago
“08th June to 31st July 2026”
Full details
Enjoy a 24-month 0% interest Balance Transfer facility when transfer outstanding balances from other bank Credit Cards during 08th June to 31st July 2026.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-06-08 → 2026-07-31
ConditionsOfficial plan page ↗Transfer up to 100% of the credit limit of the Sampath Credit Card. Minimum transfer amount Rs. 25,000/-. Complete the Sampath Credit Card Balance Transfer Application Form and hand over to Sampath Bank Card Centre or any Sampath Bank Branch along with 3 months statements of the other bank credit card. Bank takes minimum 14 working days to settle outstanding. If any instalment is unpaid by due date, prevailing interest rate applies on unsettled portion. Part acceleration not allowed. Credit limit reduced by BT amount and released as instalments are paid. Sampath Bank has sole discretion to accept or reject any BT application.
Education
up to 12 mo · 0%Education · any participating merchant· min Rs. 25,000· sampath
Verified at 1 source · 7 hr ago
“12 Months 0% Interest Extended Settlement Plan on Educational Institute Payments”
Full details
12 Months 0% Interest Extended Settlement Plan on Educational Institute Payments for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-05-01 → 2026-06-30
- Eligible networks
- Visa, Mastercard, American Express
- Categories
- education
ConditionsOfficial plan page ↗Applicable only for education institute fees, exam fees, and school fees payments. Not applicable for books and stationery purchases. Minimum transaction value LKR 25,000. Maximum 3 transactions per cardholder during the promotion period; multiple transactions cannot be combined into one instalment plan. Cardholder must contact Bank Customer Care (0112300604) within 30 days of the transaction date to convert to 12-month plan. Interest already charged will not be reversed until conversion is processed. Cannot be combined with any other offer. Instalments are non-refundable; part acceleration not allowed.
health
up to 12 mo · 0%Hospitals & healthcare · any participating merchant· min Rs. 25,000· sampath
Verified at 1 source · 7 hr ago
“12 months 0% Extended Settlement Plan on transactions made to any Hospital for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.”
Full details
12 months 0% Extended Settlement Plan on transactions made to any Hospital for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-01-01 → 2026-12-31
- Eligible networks
- Mastercard, Visa, American Express
- Categories
- health
ConditionsOfficial plan page ↗Minimum transaction value LKR 25,000. Maximum 3 transactions per cardholder during the promotion period; multiple transactions cannot be combined. Cardholder must contact Customer Care (0112300604) within 30 days from transaction date to convert to instalment plan. Interest already charged before conversion will not be reversed. Cannot be combined with any other offers. Instalment amounts are non-refundable and instalment period may not be varied once approved. Part acceleration not allowed.
Insurance
up to 12 mo · 0%Insurance · any participating merchant· min Rs. 25,000· sampath
Verified at 1 source · 7 hr ago
“12 months 0% Extended Settlement Plan on transactions made to any local Insurance Company for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.”
Full details
12 months 0% Extended Settlement Plan on transactions made to any local Insurance Company for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-05-01 → 2026-06-30
- Eligible networks
- Mastercard, Visa, American Express
- Categories
- insurance
ConditionsOfficial plan page ↗Minimum transaction value LKR 25,000/-. Maximum of 3 transactions per cardholder during promotion period; multiple transactions cannot be combined. Cardholder must contact Bank Customer Care (0112300604) within 30 days from transaction date to convert to instalment plan. Interest charged before conversion will not be reversed. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; instalment period cannot be varied. Part acceleration is not allowed.
Mackinnons Travels
up to 12 mo · 0%· min Rs. 25,000· sampath
Verified at 1 source · 7 hr ago
“12 months 0% Extended Settlement Plan on transactions made to Selected Travel Agency and Airline Payments”
Full details
12 months 0% Extended Settlement Plan on transactions made to selected travel agencies and airline payments for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Card members.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-06-01 → 2026-08-31
- Eligible networks
- Mastercard, Visa, American Express
- Categories
- travel
ConditionsOfficial plan page ↗Valid for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers. Full payment must be settled with a Sampath Mastercard, Visa or American Express® Credit Card. Minimum transaction value LKR 25,000. Maximum 3 transactions per cardholder during the promotion period; multiple transactions cannot be combined when converting to instalments. Cardholder must contact Bank Customer Care (0112300604) within 30 days from the transaction date to convert to 12-month ESP after making the payment at the partner location. Interest already charged will not be reversed until conversion is processed. Cannot be combined with any other existing offer. Instalment amounts are non-refundable; instalment period cannot be varied once approved. Part acceleration not allowed. Bank reserves the right to modify or change Terms & Conditions.
Stafford Motor Co.
up to 12 mo · 0%· min Rs. 25,000· sampath
Verified at 1 source · 7 hr ago
“12 months 0% Extended Settlement Plan on transactions made to Selected Auto Care Partner Payments”
Full details
12 months 0% Extended Settlement Plan on transactions made to Selected Auto Care Partner Payments for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-05-01 → 2026-06-30
- Eligible networks
- Mastercard, Visa, American Express
- Categories
- automobile
ConditionsOfficial plan page ↗Minimum transaction value LKR 25,000. Maximum 3 transactions per cardholder during promotion period; multiple transactions cannot be combined into a single instalment. Cardholder must contact Bank Customer Care (0112300604) within 30 days of transaction date to convert transaction to the 12-month plan. Any interest charged before conversion will not be reversed. Offer cannot be combined with any other existing offers. Instalment amounts are non-refundable; part acceleration not allowed.