Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals β what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β
22 plans of 763 Β· longest tenure first

Abans
up to 48 mo Β· 0%12 / 24 / 36 / 48 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βUp to 50% savings on Selected Productsβ
Full details
- Tenure
- 12 / 24 / 36 / 48 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- electronics
ConditionsOfficial plan page β12-Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 mn. 48-Month Plan: Processing Fee LKR 4,800; Transaction Value Minimum LKR 100,000 β Maximum LKR 2 mn. Applicable on Solar, Housing & Construction category products at Abans Elite & Retail outlets.

BigDeals.lk
up to 48 mo Β· 0%12 / 24 / 36 / 48 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 / 48 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- online_shopping
ConditionsOfficial plan page β12-Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 mn. 48-Month Plan: Processing Fee LKR 4,800; Transaction Value Minimum LKR 100,000 β Maximum LKR 2 mn. Offer valid until 30th June 2026.
Electronics & appliances
up to 48 mo Β· 0%Electronics & appliances Β· any participating merchant12 / 24 / 36 / 48 monthsΒ· min Rs. 100,000Β· dfcc
Eligible: All credit cards (excl. Corporate & Business)
Verified at 2 sources Β· 16 hr ago
βUp to 48 Months 0% Easy Payment Plans on Solar Payments over Rs. 100,000/- with DFCC Credit Cards.β
βUp to 48 Months 0% Easy Payment Plans on Solar Payments over Rs. 100,000/- with DFCC Credit Cards.β
Full details
Enjoy 0% Easy Payment Plans of up to 48 months on solar payments over Rs. 100,000/- using DFCC Credit Cards. Setup fees apply per tenure bracket.
- Tenure
- 12 / 24 / 36 / 48 months
- Interest
- 0%
- Min spend
- Rs. 100,000
- Valid
- 2026-04-01 β 2026-08-31
- Eligible cards
- All credit cards (excl. Corporate & Business)
- Categories
- electronics
ConditionsOfficial plan page βAll DFCC Credit Cardholders. Excluding Corporate & Business Credit Cards. Minimum transaction Rs. 100,000/-. Setup fees apply per tenure: 12 months Rs. 2,500/-; 24 months Rs. 4,000/-; 36 months Rs. 10,000/-; 48 months Rs. 20,000/-.

Puwakaramba Building Solutions
up to 48 mo Β· 0%12 / 24 / 36 / 48 monthsΒ· min Rs. 10,000Β· seylan
Verified at 1 source Β· 16 hr ago
β0 % Instalment for 12M, 24M , 36M & 48M with your Seylan Credit Cardβ
Full details
- Tenure
- 12 / 24 / 36 / 48 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-12-31
- Categories
- home_improvement
ConditionsOfficial plan page βMinimum transaction Rs. 10,000 and maximum Rs. 3,000,000. Contact merchant to convert to easy payment plans. General terms and conditions apply.

Sunrise Asia Tech
up to 48 mo Β· 0%12 / 24 / 36 / 48 monthsΒ· min Rs. 10,000Β· seylan
Verified at 1 source Β· 16 hr ago
β0 % Instalment for 12M,24M ,36M & 48M with your Seylan Credit Cardβ
Full details
Seylan Credit Card holders can enjoy 0% instalment plans for 12, 24, 36 or 48 months on solar purchases at Sunrise Asia Tech Pvt Ltd.
- Tenure
- 12 / 24 / 36 / 48 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-12-31
- Categories
- electronics
ConditionsOfficial plan page βMin transaction Rs. 10,000 and maximum Rs. 3,000,000. Contact merchant to convert to Easy Payment Plans. General terms and conditions apply.

Aminra Jewellers
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βUp to 35% Savings Diamond Jewelleryβ
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- jewellery
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 Mn. Valid for NDB Credit Cards. Hotline: 0112726906. Website: www.aminra.com/

Damro
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- electronics
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 Mn. Applicable for NDB Credit Cards. Solar, Housing & Construction category.

Damro
up to 36 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 15 hr ago
βUp to 36 months 0% instalment plans at Damro showrooms for all Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 36 months 0% instalment plans at Damro showrooms for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βValid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for purchasing Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. All instalment amounts paid are non-refundable; instalment period may not be varied. Once submitted, instalment plan details cannot be changed and part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and D R Industries (Pvt) Ltd apply.

Dinapala Group
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βUp to 20% Savings on selected productsβ
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- electronics
ConditionsOfficial plan page β12-Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 Mn. Offer category: Solar, Housing & Construction. Valid until 30th June 2026. Merchant hotline: 0812220443. Website: www.dinapalagroup.lk.

Future World
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βUpto 15% Savingsβ
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- electronics
ConditionsOfficial plan page βValid for NDB Credit Cards. 12 Month Plan: Processing Fee LKR 2,000; Minimum transaction LKR 25,000, Maximum LKR 1,000,000. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Minimum transaction LKR 50,000, Maximum LKR 2,000,000. Offer via Call & Convert.

Multilac
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 Mn. Applicable for Solar, Housing & Construction category at Multilac Showrooms.

Nisaco Mall
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βUp to 20% Savings on Selected itemsβ
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- electronics
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1,000,000. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2,000,000. Category: Solar, Housing & Construction. Hotline: 0112561367. Website: www.nisaco.lk.

Raja Jewellers
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βUp to 36 months 0% instalment plansβ
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- jewellery
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 Mn. Valid for Credit Cards.

Seetha Holdings
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- electronics
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 Mn. Offer category: Solar, Housing & Construction. Valid until 30th June 2026.

Singer Sri Lanka
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- electronics
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1,000,000. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2,000,000. Offer category: Solar, Housing & Construction. Valid for Credit Cards. Hotline: 0115400400.

Singhagiri
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- electronics
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 Mn. Applicable to NDB Credit Cards. Hotline: 0115 413413. Website: www.singhagiri.lk.

Softlogic MAX
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- electronics
ConditionsOfficial plan page β12-Month Plan: Processing Fee LKR 2,000; Transaction Value: Minimum LKR 25,000 β Maximum LKR 1,000,000. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher); Transaction Value: Minimum LKR 50,000 β Maximum LKR 2,000,000. Applicable on Credit Cards. Hotline: 0115343953. Website: www.softlogic.lk/Consumer.

Softlogic MAX
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- electronics
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 Mn. Applicable on Solar, Housing & Construction category. Valid for NDB Credit Cards.

Swarnamahal Jewellers
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- jewellery
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value: Minimum LKR 25,000 β Maximum LKR 1,000,000. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value: Minimum LKR 50,000 β Maximum LKR 2,000,000.

Takas.lk
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βUp to 20% Savings on Selected itemsβ
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- online_shopping
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 Mn. Applicable on selected items at Takas.lk online store.

Vogue Jewellers
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- jewellery
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 Mn. Valid for NDB Credit Cards.

Wasi.lk
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- online_shopping
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1,000,000. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher); Transaction Value Minimum LKR 50,000 β Maximum LKR 2,000,000. Valid until 30th June 2026.