Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals β what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β
8 plans of 763 Β· longest tenure first

Ceylon Furniture
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 10 hr ago
βUp to 24 months 0% Instalment Plans at all Ceylon Furniture outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- furniture
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other offer. Instalment amounts are non-refundable and tenure cannot be varied once approved. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points. Excludes Corporate & Business cards (offer specifies Mastercard & Visa Credit Cards only).

Dinapala Group
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
βUp to 24 months 0% Instalment Plans at Dinapala outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 24 months 0% Instalment Plans at Dinapala outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Eligible cards
- All credit cards
- Categories
- retail
ConditionsOfficial plan page βValid for all Sampath Mastercard & Visa Credit Cards. Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at the merchant outlet at point of payment. Not valid for purchasing Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. All instalment amounts paid are non-refundable; instalment period may not be varied once approved. Part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and Dinapala Group apply.

GNEXT Communications Retail
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 10 hr ago
βUp to 24 months 0% interest Instalment Plan at all GNEXT Communications Retail outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 24 months 0% interest Instalment Plan at all GNEXT Communications Retail outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- electronics
ConditionsOfficial plan page βValid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Minimum bill value must exceed Rs. 5,000/-. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment tenure must be communicated at time of payment; conversion must be completed at point of payment. Instalment amounts are non-refundable and instalment period may not be varied. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points. General T&Cs of Sampath Bank PLC and GNEXT Communications Retail (Pvt) Ltd apply.

Nisaco Mall
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 10 hr ago
βUp to 24 months 0% Instalment Plans at Nisaco outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 24 months 0% Instalment Plans at Nisaco outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment. Not valid for Gift Vouchers, non-discountable items, or Gold Coin and Biscuit purchases. Cannot be combined with any other existing offers. Instalment amounts are non-refundable and the instalment period cannot be varied once submitted; part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. Not valid for Corporate & Business cards (implicit β offer is for Mastercard & Visa Credit Cardholders only).

Rocell
up to 24 mo Β· 0%12 / 24 monthsΒ· min Rs. 5,000Β· sampath
Verified at 1 source Β· 10 hr ago
β12 & 24 months 0% instalment plans at all Rocell Showrooms exclusively for Sampath Mastercard & Visa Credit Cardholdersβ
Full details
12 & 24 months 0% instalment plans at all Rocell Showrooms exclusively for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at merchant outlet at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; instalment period may not be varied once approved. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points accumulation. General Terms & Conditions of Sampath Bank PLC and Royal Ceramics apply.

Seetha Holdings
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 10 hr ago
βUp to 24 months 0% interest Instalment Plan at all Seetha Holdings outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 24 months 0% interest Instalment Plan at all Seetha Holdings outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; plan tenure cannot be changed once submitted; part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points. Excludes Corporate & Business cards (only Mastercard & Visa Credit Cards eligible).

Singer Sri Lanka
up to 24 mo Β· 0%6 / 12 / 20 / 24 monthsΒ· min Rs. 5,000Β· sampath
Verified at 1 source Β· 10 hr ago
β06,12, 20 & 24 months 0% instalment plans at www.singer.lk for Sampath Mastercard & Visa Credit Cardholdersβ
Full details
06, 12, 20 & 24 months 0% instalment plans at www.singer.lk for Sampath Mastercard & Visa Credit Cardholders
- Tenure
- 6 / 12 / 20 / 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- electronics
ConditionsOfficial plan page βValid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. Instalment amounts are non-refundable and instalment period may not be varied once approved. Details of the instalment plan cannot be changed once submitted; part acceleration is not allowed. Spending will not qualify for Ultra Rewards Loyalty points accumulation.

Singer Sri Lanka
up to 24 mo Β· 0%6 / 12 / 20 / 24 monthsΒ· min Rs. 5,000Β· sampath
Verified at 1 source Β· 10 hr ago
β06,12, 20 & 24 months 0% instalment plans at SINGER, Singer mega Outlets & www.singer.lk for all Sampath Mastercard & Visa Credit Cardholdersβ
Full details
06, 12, 20 & 24 months 0% instalment plans at SINGER, Singer Mega Outlets & www.singer.lk for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 6 / 12 / 20 / 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- electronics
ConditionsOfficial plan page βValid only for Sampath Mastercard & Visa Credit Cardholders. Minimum bill value must exceed Rs. 5,000/-. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for purchasing Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at the merchant outlet at point of payment. Instalment amounts are non-refundable and instalment period may not be varied once approved. Part acceleration not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation.