Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals β what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β
14 plans of 763 Β· longest tenure first

Abans
up to 60 mo Β· 0%6 / 12 / 20 / 60 monthsΒ· min Rs. 5,000Β· sampath
Verified at 1 source Β· 9 hr ago
β06, 12, 20 & 60 months 0% interest instalment plans at all Abans outlets for all Sampath Mastercard & Visa Credit Cardholders.β
Full details
06, 12, 20 & 60 months 0% interest instalment plans at all Abans outlets for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 6 / 12 / 20 / 60 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. All instalment amounts are non-refundable and instalment period may not be varied once approved. Part acceleration is not allowed. Spending does not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and Abans PLC apply. Bank's decision is final in event of dispute.

Abans
up to 60 mo Β· 0%6 / 12 / 20 / 60 monthsΒ· min Rs. 5,000Β· sampath
Verified at 1 source Β· 9 hr ago
β06, 12, 20 & 60 months 0% interest instalment plans at all Abans outlets for all Sampath Mastercard & Visa Credit Cardholders.β
Full details
06, 12, 20 & 60 months 0% interest instalment plans at all Abans outlets for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 6 / 12 / 20 / 60 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- electronics
ConditionsOfficial plan page βValid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for purchasing Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. All instalment amounts paid are non-refundable; instalment period as approved by the Bank may not be varied. Once submitted, instalment plan details cannot be changed and part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and Abans PLC apply. Cardholder must inform merchant of preferred instalment tenure at time of payment; transaction conversion must be completed at the merchant outlet at point of payment.

Damro
up to 36 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 9 hr ago
βUp to 36 months 0% instalment plans at Damro showrooms for all Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 36 months 0% instalment plans at Damro showrooms for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βValid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for purchasing Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. All instalment amounts paid are non-refundable; instalment period may not be varied. Once submitted, instalment plan details cannot be changed and part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and D R Industries (Pvt) Ltd apply.

Ceylon Furniture
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 9 hr ago
βUp to 24 months 0% Instalment Plans at all Ceylon Furniture outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- furniture
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other offer. Instalment amounts are non-refundable and tenure cannot be varied once approved. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points. Excludes Corporate & Business cards (offer specifies Mastercard & Visa Credit Cards only).

Dinapala Group
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Eligible: All credit cards
Verified at 1 source Β· 9 hr ago
βUp to 24 months 0% Instalment Plans at Dinapala outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 24 months 0% Instalment Plans at Dinapala outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Eligible cards
- All credit cards
- Categories
- retail
ConditionsOfficial plan page βValid for all Sampath Mastercard & Visa Credit Cards. Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at the merchant outlet at point of payment. Not valid for purchasing Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. All instalment amounts paid are non-refundable; instalment period may not be varied once approved. Part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and Dinapala Group apply.

GNEXT Communications Retail
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 9 hr ago
βUp to 24 months 0% interest Instalment Plan at all GNEXT Communications Retail outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 24 months 0% interest Instalment Plan at all GNEXT Communications Retail outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- electronics
ConditionsOfficial plan page βValid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Minimum bill value must exceed Rs. 5,000/-. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment tenure must be communicated at time of payment; conversion must be completed at point of payment. Instalment amounts are non-refundable and instalment period may not be varied. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points. General T&Cs of Sampath Bank PLC and GNEXT Communications Retail (Pvt) Ltd apply.

Nisaco Mall
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 9 hr ago
βUp to 24 months 0% Instalment Plans at Nisaco outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 24 months 0% Instalment Plans at Nisaco outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment. Not valid for Gift Vouchers, non-discountable items, or Gold Coin and Biscuit purchases. Cannot be combined with any other existing offers. Instalment amounts are non-refundable and the instalment period cannot be varied once submitted; part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. Not valid for Corporate & Business cards (implicit β offer is for Mastercard & Visa Credit Cardholders only).

Rocell
up to 24 mo Β· 0%12 / 24 monthsΒ· min Rs. 5,000Β· sampath
Verified at 1 source Β· 9 hr ago
β12 & 24 months 0% instalment plans at all Rocell Showrooms exclusively for Sampath Mastercard & Visa Credit Cardholdersβ
Full details
12 & 24 months 0% instalment plans at all Rocell Showrooms exclusively for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at merchant outlet at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; instalment period may not be varied once approved. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points accumulation. General Terms & Conditions of Sampath Bank PLC and Royal Ceramics apply.

Seetha Holdings
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 9 hr ago
βUp to 24 months 0% interest Instalment Plan at all Seetha Holdings outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 24 months 0% interest Instalment Plan at all Seetha Holdings outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; plan tenure cannot be changed once submitted; part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points. Excludes Corporate & Business cards (only Mastercard & Visa Credit Cards eligible).

Singer Sri Lanka
up to 24 mo Β· 0%6 / 12 / 20 / 24 monthsΒ· min Rs. 5,000Β· sampath
Verified at 1 source Β· 9 hr ago
β06,12, 20 & 24 months 0% instalment plans at www.singer.lk for Sampath Mastercard & Visa Credit Cardholdersβ
Full details
06, 12, 20 & 24 months 0% instalment plans at www.singer.lk for Sampath Mastercard & Visa Credit Cardholders
- Tenure
- 6 / 12 / 20 / 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- electronics
ConditionsOfficial plan page βValid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. Instalment amounts are non-refundable and instalment period may not be varied once approved. Details of the instalment plan cannot be changed once submitted; part acceleration is not allowed. Spending will not qualify for Ultra Rewards Loyalty points accumulation.

Singer Sri Lanka
up to 24 mo Β· 0%6 / 12 / 20 / 24 monthsΒ· min Rs. 5,000Β· sampath
Verified at 1 source Β· 9 hr ago
β06,12, 20 & 24 months 0% instalment plans at SINGER, Singer mega Outlets & www.singer.lk for all Sampath Mastercard & Visa Credit Cardholdersβ
Full details
06, 12, 20 & 24 months 0% instalment plans at SINGER, Singer Mega Outlets & www.singer.lk for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 6 / 12 / 20 / 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- electronics
ConditionsOfficial plan page βValid only for Sampath Mastercard & Visa Credit Cardholders. Minimum bill value must exceed Rs. 5,000/-. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for purchasing Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at the merchant outlet at point of payment. Instalment amounts are non-refundable and instalment period may not be varied once approved. Part acceleration not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation.

Abans
up to 20 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 2 sources Β· 9 hr ago
βUp to 20 months 0% interest instalment plans at www.buyabans.com for Sampath Mastercard & Visa Credit Cardholders.β
βUp to 20 months 0% interest instalment plans at www.buyabans.comβ
Full details
Up to 20 months 0% interest instalment plans at www.buyabans.com for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 20 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Visa, Mastercard
- Categories
- electronics
ConditionsOfficial plan page βValid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Minimum bill value must exceed Rs. 5,000/-. Not valid for Gift Vouchers and non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; instalment period cannot be varied. Once submitted, instalment plan details cannot be changed and part acceleration is not allowed. Spending will not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and Abans PLC apply.

Singhagiri
up to 20 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 9 hr ago
βUp to 20 months 0% interest instalment plans at all Singhagiri Plaza Outlets for all Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 20 months 0% interest instalment plans at all Singhagiri Plaza Outlets for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 20 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- apparel, electronics
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Not valid for Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Full payment must be settled with Sampath Mastercard or Visa Credit Card. Instalment tenure must be selected at point of payment. Instalment amounts are non-refundable and instalment period cannot be varied once submitted. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points accumulation. Excludes Corporate & Business cards (implied by Mastercard & Visa Credit Cards scope).

Raja Jewellers
up to 6 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 9 hr ago
βOffer : 06 months 0% Instalment Plans at Raja Jewellers outlets for all Sampath Mastercard & Visa Credit Cardholders.β
Full details
06 months 0% Instalment Plans at Raja Jewellers outlets for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 6 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- jewellery
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Not valid for Gold Coin and Biscuit Purchases. Not valid for Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at merchant outlet at point of payment. Instalment amounts are non-refundable; instalment period may not be varied. Part acceleration not allowed. Spending will not qualify for Ultra Rewards Loyalty points accumulation. Excluding Corporate & Business cards not stated, but offer valid only for Mastercard & Visa Credit Cardholders.