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Sri Lanka

0% Instalment Plans

Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals β€” what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β†’

10 plans of 763 Β· longest tenure first

  • Archer Prime International

    up to 24 mo Β· 0%

    3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 17 hr ago
    • venus.hnb.lkΒ· 17 hr agoview β†—

      β€œ03, 06 ,12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn”

    Full details

    03, 06, 12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn

    Tenure
    3 / 6 / 12 / 24 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2025-06-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business & Fuel cards. Transactions between Rs. 10,000 to Rs. 2.5 Mn. Offer cannot be combined with any other offer. Customer must convert transaction within 5 calendar days from date of transaction. Transaction must be within approved credit limit; deposits over limit not eligible. Transactions made 5 days prior to billing cycle will be converted in next billing period.

    Official plan page β†—
  • Destiny Enterprises

    up to 24 mo Β· 0%

    3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 17 hr ago
    • venus.hnb.lkΒ· 17 hr agoview β†—

      β€œ03, 06, 12 & 24 months 0% installment plans are available”

    Full details

    03, 06, 12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn at Destiny Enterprises.

    Tenure
    3 / 6 / 12 / 24 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-01-27 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    Available for transactions between Rs. 10,000 to Rs. 2.5 Mn. All HNB Credit Cards eligible except Corporate, Business & Fuel cards. Transaction must be converted within 5 calendar days from the date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; transactions funded by depositing over the credit limit are not eligible. Cannot be used in conjunction with any other promotional programs or offers.

    Official plan page β†—
  • Panhindha Engineering

    up to 24 mo Β· 0%

    3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 17 hr ago
    • venus.hnb.lkΒ· 17 hr agoview β†—

      β€œ0% + 3, 6 ,12 & 24 months installments are available for transaction above Rs. 10,000 to Rs. 2.5 Million”

    Full details

    0% installment plans for 3, 6, 12 & 24 months available at Panhindha Engineering (PVT) Ltd for transactions between Rs. 10,000 and Rs. 2.5 Million using any HNB Credit Card (excluding Corporate, Business & Fuel cards).

    Tenure
    3 / 6 / 12 / 24 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2025-06-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    Available for transactions above Rs. 10,000 to Rs. 2.5 Million. All HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be within the customer's approved Credit Limit. Cardholder must convert the transaction within 5 calendar days from the date of transaction by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted only during the next billing period. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs.

    Official plan page β†—
  • Starsage Holdings

    up to 24 mo Β· 0%

    3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 17 hr ago
    • venus.hnb.lkΒ· 17 hr agoview β†—

      β€œ0% + 3, 6 , 12 & 24 months installment plans for every transaction above Rs.10,000 to Rs. 2.5 million”

    Full details

    0% installment plans for 3, 6, 12 & 24 months for every transaction above Rs.10,000 to Rs. 2.5 million at Starsage Holdings (Pvt) Ltd, Watala.

    Tenure
    3 / 6 / 12 / 24 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2025-06-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be between Rs. 10,000 and Rs. 2.5 million. Must be within approved credit limit. Transaction must be converted within 5 calendar days. Purchases must be informed to HNB Call Centre (011 2462 462) or via online portal to convert to easy payment plan. Offers cannot be combined with other promotions or exchanged for cash.

    Official plan page β†—
  • Global Star Mark

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 17 hr ago
    • venus.hnb.lkΒ· 17 hr agoview β†—

      β€œ0% + 03, 06 & 12 months installment plan”

    Full details

    0% installment plan available for 3, 6 & 12 months on transactions above Rs. 10,000 to Rs. 1 million at Global Star Mark (Pvt) Ltd, Pannipitiya.

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-03-09 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    Transactions must be between Rs. 10,000 and Rs. 1,000,000. All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Must convert transaction within 5 calendar days from date of transaction by calling 011 2462 462 or via online portal. Transaction must be within approved credit limit. Cannot be used in conjunction with any other promotional offers. Transactions made 5 days prior to billing cycle will be converted in the next billing period.

    Official plan page β†—
  • Hunter Holdings

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 17 hr ago
    • venus.hnb.lkΒ· 17 hr agoview β†—

      β€œ0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”

    Full details

    0% installment plans of 3, 6 and 12 months for every transaction above Rs.10,000 to Rs.1 million at Hunter Holdings (Pvt) Ltd.

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-05-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Cardholder must convert within 5 calendar days of transaction by calling 0112 462 462 or via HNB website. Cannot be combined with other offers or exchanged for cash. Transactions exceeding approved credit limit are not eligible.

    Official plan page β†—
  • Semage & Co

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· seylan

    Verified at 1 source Β· 17 hr ago
    • seylan.lkbank's own pageΒ· 17 hr agoview β†—

      β€œ0% Instalment Plans for 3M,6M,12M with your Seylan Credit Card.”

    Full details
    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    β€” β†’ 2026-12-31
    Conditions

    Call 011 2008888 to convert. Min transaction Rs. 10,000 and maximum Rs. 1,000,000. General terms and conditions apply.

    Official plan page β†—
  • Suyamas International

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· seylan

    Verified at 1 source Β· 17 hr ago
    • seylan.lkbank's own pageΒ· 17 hr agoview β†—

      β€œ0% Instalment Plans for 3M,6M,12M with your Seylan Credit Card.”

    Full details
    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    β€” β†’ 2026-12-31
    Conditions

    Call 011 2008888 to convert. Min transaction Rs. 10,000 and maximum Rs. 1,000,000. General terms and conditions apply.

    Official plan page β†—
  • V Square

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 17 hr ago
    • venus.hnb.lkΒ· 17 hr agoview β†—

      β€œ0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”

    Full details

    0% installment plans for 3, 6 and 12 months on every transaction above Rs.10,000 up to Rs.1 million at V Square (PVT) Ltd using HNB Credit Cards.

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-05-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Purchases must be converted within 5 calendar days from date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit. Cannot be combined with other offers or exchanged for cash.

    Official plan page β†—
  • Zante Consultancy

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 17 hr ago
    • venus.hnb.lkΒ· 17 hr agoview β†—

      β€œ0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”

    Full details
    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-05-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be between Rs. 10,000 and Rs. 1,000,000. Must convert transaction within 5 calendar days from transaction date. Purchases must be performed during the promotional period and informed to HNB call center on 0112 462 462 or via online portal. Transaction must be within approved credit limit. Cannot be exchanged for cash or used in conjunction with other promotional programs.

    Official plan page β†—