Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals β what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β
10 plans of 763 Β· longest tenure first

Archer Prime International
up to 24 mo Β· 0%3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 17 hr ago
β03, 06 ,12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mnβ
Full details
03, 06, 12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business & Fuel cards. Transactions between Rs. 10,000 to Rs. 2.5 Mn. Offer cannot be combined with any other offer. Customer must convert transaction within 5 calendar days from date of transaction. Transaction must be within approved credit limit; deposits over limit not eligible. Transactions made 5 days prior to billing cycle will be converted in next billing period.

Destiny Enterprises
up to 24 mo Β· 0%3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 17 hr ago
β03, 06, 12 & 24 months 0% installment plans are availableβ
Full details
03, 06, 12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn at Destiny Enterprises.
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-01-27 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAvailable for transactions between Rs. 10,000 to Rs. 2.5 Mn. All HNB Credit Cards eligible except Corporate, Business & Fuel cards. Transaction must be converted within 5 calendar days from the date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; transactions funded by depositing over the credit limit are not eligible. Cannot be used in conjunction with any other promotional programs or offers.

Panhindha Engineering
up to 24 mo Β· 0%3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 17 hr ago
β0% + 3, 6 ,12 & 24 months installments are available for transaction above Rs. 10,000 to Rs. 2.5 Millionβ
Full details
0% installment plans for 3, 6, 12 & 24 months available at Panhindha Engineering (PVT) Ltd for transactions between Rs. 10,000 and Rs. 2.5 Million using any HNB Credit Card (excluding Corporate, Business & Fuel cards).
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAvailable for transactions above Rs. 10,000 to Rs. 2.5 Million. All HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be within the customer's approved Credit Limit. Cardholder must convert the transaction within 5 calendar days from the date of transaction by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted only during the next billing period. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs.

Starsage Holdings
up to 24 mo Β· 0%3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 17 hr ago
β0% + 3, 6 , 12 & 24 months installment plans for every transaction above Rs.10,000 to Rs. 2.5 millionβ
Full details
0% installment plans for 3, 6, 12 & 24 months for every transaction above Rs.10,000 to Rs. 2.5 million at Starsage Holdings (Pvt) Ltd, Watala.
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be between Rs. 10,000 and Rs. 2.5 million. Must be within approved credit limit. Transaction must be converted within 5 calendar days. Purchases must be informed to HNB Call Centre (011 2462 462) or via online portal to convert to easy payment plan. Offers cannot be combined with other promotions or exchanged for cash.

Global Star Mark
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 17 hr ago
β0% + 03, 06 & 12 months installment planβ
Full details
0% installment plan available for 3, 6 & 12 months on transactions above Rs. 10,000 to Rs. 1 million at Global Star Mark (Pvt) Ltd, Pannipitiya.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-09 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βTransactions must be between Rs. 10,000 and Rs. 1,000,000. All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Must convert transaction within 5 calendar days from date of transaction by calling 011 2462 462 or via online portal. Transaction must be within approved credit limit. Cannot be used in conjunction with any other promotional offers. Transactions made 5 days prior to billing cycle will be converted in the next billing period.

Hunter Holdings
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 17 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans of 3, 6 and 12 months for every transaction above Rs.10,000 to Rs.1 million at Hunter Holdings (Pvt) Ltd.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Cardholder must convert within 5 calendar days of transaction by calling 0112 462 462 or via HNB website. Cannot be combined with other offers or exchanged for cash. Transactions exceeding approved credit limit are not eligible.

Semage & Co
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· seylan
Verified at 1 source Β· 17 hr ago
β0% Instalment Plans for 3M,6M,12M with your Seylan Credit Card.β
Full details
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-12-31
ConditionsOfficial plan page βCall 011 2008888 to convert. Min transaction Rs. 10,000 and maximum Rs. 1,000,000. General terms and conditions apply.

Suyamas International
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· seylan
Verified at 1 source Β· 17 hr ago
β0% Instalment Plans for 3M,6M,12M with your Seylan Credit Card.β
Full details
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-12-31
ConditionsOfficial plan page βCall 011 2008888 to convert. Min transaction Rs. 10,000 and maximum Rs. 1,000,000. General terms and conditions apply.

V Square
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 17 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 and 12 months on every transaction above Rs.10,000 up to Rs.1 million at V Square (PVT) Ltd using HNB Credit Cards.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Purchases must be converted within 5 calendar days from date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit. Cannot be combined with other offers or exchanged for cash.

Zante Consultancy
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 17 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be between Rs. 10,000 and Rs. 1,000,000. Must convert transaction within 5 calendar days from transaction date. Purchases must be performed during the promotional period and informed to HNB call center on 0112 462 462 or via online portal. Transaction must be within approved credit limit. Cannot be exchanged for cash or used in conjunction with other promotional programs.