Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
4 plans of 763 · longest tenure first
Archer Prime International
up to 24 mo · 0%3 / 6 / 12 / 24 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 12 hr ago
“03, 06 ,12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn”
Full details
03, 06, 12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business & Fuel cards. Transactions between Rs. 10,000 to Rs. 2.5 Mn. Offer cannot be combined with any other offer. Customer must convert transaction within 5 calendar days from date of transaction. Transaction must be within approved credit limit; deposits over limit not eligible. Transactions made 5 days prior to billing cycle will be converted in next billing period.
Destiny Enterprises
up to 24 mo · 0%3 / 6 / 12 / 24 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 12 hr ago
“03, 06, 12 & 24 months 0% installment plans are available”
Full details
03, 06, 12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn at Destiny Enterprises.
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-01-27 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗Available for transactions between Rs. 10,000 to Rs. 2.5 Mn. All HNB Credit Cards eligible except Corporate, Business & Fuel cards. Transaction must be converted within 5 calendar days from the date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; transactions funded by depositing over the credit limit are not eligible. Cannot be used in conjunction with any other promotional programs or offers.
Panhindha Engineering
up to 24 mo · 0%3 / 6 / 12 / 24 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 12 hr ago
“0% + 3, 6 ,12 & 24 months installments are available for transaction above Rs. 10,000 to Rs. 2.5 Million”
Full details
0% installment plans for 3, 6, 12 & 24 months available at Panhindha Engineering (PVT) Ltd for transactions between Rs. 10,000 and Rs. 2.5 Million using any HNB Credit Card (excluding Corporate, Business & Fuel cards).
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗Available for transactions above Rs. 10,000 to Rs. 2.5 Million. All HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be within the customer's approved Credit Limit. Cardholder must convert the transaction within 5 calendar days from the date of transaction by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted only during the next billing period. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs.
Starsage Holdings
up to 24 mo · 0%3 / 6 / 12 / 24 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 12 hr ago
“0% + 3, 6 , 12 & 24 months installment plans for every transaction above Rs.10,000 to Rs. 2.5 million”
Full details
0% installment plans for 3, 6, 12 & 24 months for every transaction above Rs.10,000 to Rs. 2.5 million at Starsage Holdings (Pvt) Ltd, Watala.
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be between Rs. 10,000 and Rs. 2.5 million. Must be within approved credit limit. Transaction must be converted within 5 calendar days. Purchases must be informed to HNB Call Centre (011 2462 462) or via online portal to convert to easy payment plan. Offers cannot be combined with other promotions or exchanged for cash.