Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals β what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β
40 plans of 763 Β· longest tenure first

Amrak Institute of Medical Science
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6, and 12 months on transactions between Rs.10,000 and Rs.1,000,000 at Amrak Institute of Medical Science (Pvt) Ltd using HNB Credit Cards.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via online portal. Transactions within approved credit limit only. Cannot be combined with other promotions or exchanged for cash.

Asiri Health
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 2 sources Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans of 3, 6 and 12 months for every transaction above Rs.10,000 to Rs.1 million at Asiri Hospital, valid 01st May to 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βTransaction must be Rs.10,000 to Rs.1,000,000. Eligible for all HNB Credit Cards except Corporate, Business, and Fuel Cards. Cardholder must convert transaction within 5 calendar days from date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; transactions funded by depositing over credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions.

Biodent
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03 ,06 & 12 months installment plansβ
Full details
0% installment plans for 3, 6 and 12 months on transactions above Rs. 10,000 to Rs. 1 million at Biodent (Pvt) Ltd using any HNB Credit Card. Valid until 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-02-02 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAvailable on transactions above Rs. 10,000 up to Rs. 1 million. All HNB Credit Cards eligible. Transaction must be converted within 5 calendar days from date of transaction. Must call 0112 462 462 or visit HNB easy payment plans page to convert. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; depositing funds over credit limit not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotions.

Center for Diabetes Endocrinology and Cardio Metabolism
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 and 12 months for every transaction above Rs.10,000 to Rs.1 million at Center for Diabetes Endocrinology and Cardio Metabolism (Pvt) Ltd.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available credit limit. Purchases must be made during promotional period and converted within 5 calendar days by calling 0112 462 462 or via online portal. Transactions depositing funds over credit limit are not eligible. Offers cannot be exchanged for cash or combined with other promotions.

College of General Practitioners of Sri Lanka
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 & 12 months on every transaction above Rs. 10,000 to Rs. 1 million at the College of General Practitioners of Sri Lanka.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business, and Fuel Cards. Single transaction must be Rs. 10,000 to Rs. 1,000,000 and within available credit limit. Customer must convert transaction within 5 calendar days by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotions or exchanged for cash.

Dental Chambers
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans of 3, 6 and 12 months for every transaction above Rs.10,000 to Rs.1 million at Dental Chambers. Valid 01st May to 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βTransaction must be Rs.10,000 to Rs.1,000,000. All HNB Credit Cards except Corporate, Business and Fuel Cards. Single or multiple purchases eligible. Must convert transaction to Easy Payment Plan within 5 calendar days by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in next billing period. Transaction must be within approved credit limit. Offer cannot be exchanged for cash or used with other promotions.

Durdans Hospital
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 2 sources Β· 10 hr ago
βUp to 10% off on selected servicesβ
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 and 12 months on every transaction above Rs.10,000 up to Rs.1 million at Durdans Hospital. Valid from 01st May to 30th June 2026 for all HNB Credit Cards (except Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during the promotional period and converted within 5 calendar days by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offer cannot be exchanged for cash or used in conjunction with other promotions.

Forte Diagnostics
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% + 3, 6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available balance and authorized credit limit. Transaction must be converted within 5 calendar days from the date of transaction. Call HNB Call Centre on 0112 462 462 or visit https://hnb.lk/personal/cards/value-added-services/easy-payment-plans to convert. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotions or exchanged for cash.

Healan Hospital
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 and 12 months for every transaction above Rs.10,000 to Rs.1 million at Healan Hospital.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000. Must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transaction must be within approved credit limit. Cannot be used in conjunction with other promotions.
health
up to 12 mo Β· 0%Hospitals & healthcare Β· any participating merchant3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03, 06, 12 months installment plan for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% + 03, 06, 12 months installment plan for transactions above Rs.10,000 to Rs.1 million at any Insurance, Hospital, Educational & Airline merchants.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-30 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health, travel
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000. Transaction must be within approved credit limit; deposits over credit limit are not eligible. Customer must convert the transaction within 5 calendar days from the date of the transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or combined with other promotions.

Heiler Pharmaceuticals
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03 ,06 & 12 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 & 12 months on transactions above Rs. 10,000 to Rs. 1 million at Heiler Pharmaceuticals (Pvt) Ltd, valid till 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-02-03 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βTransactions must be above Rs. 10,000 and up to Rs. 1 million. Transaction must be within the customer's approved credit limit. Cardholder must convert the transaction within 5 calendar days from the date of transaction. Conversion can be requested by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Funds deposited over the credit limit are not eligible. Offer cannot be exchanged for cash or used in conjunction with other promotions. All HNB Credit Cards eligible. Reservations: 0757939506.

Hemas Hospital
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 & 12 months for every transaction above Rs. 10,000 to Rs. 1 million at Hemas Hospital.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within available credit limit. Transaction must be converted within 5 calendar days from the date of purchase by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotional programs or offers.

Kandy Dental Society
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% + 3, 6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Must convert transaction within 5 calendar days from date of transaction. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; transactions performed by depositing funds over credit limit are not eligible. Total bill must be settled via HNB credit card. Offers cannot be exchanged for cash or used in conjunction with other promotions. To convert, call 0112 462 462 or visit https://hnb.lk/personal/cards/value-added-services/easy-payment-plans.

Kings Hospital Colombo
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 and 12 months on every transaction above Rs. 10,000 up to Rs. 1 million at Kings Hospital Colombo using HNB Credit Cards.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAvailable on transactions of Rs. 10,000 to Rs. 1,000,000. All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Cardholder must convert transaction within 5 calendar days from date of transaction. Conversion via HNB Call Centre (011 2462 462) or online. Transactions made 5 days prior to billing cycle will be converted in next billing period. Transaction must be within approved credit limit; deposits over credit limit are not eligible. Cannot be exchanged for cash or combined with other promotions.

Lanka Hospitals
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 and 12 months for every transaction above Rs. 10,000 to Rs. 1 million at Lanka Hospitals.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be between Rs. 10,000 and Rs. 1,000,000. Must convert to Easy Payment Plan within 5 calendar days from transaction date by calling 011 2462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within the approved credit limit. Cannot be combined with other promotional programs or offers.

Melsta Hospitals
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6, and 12 months on every transaction above Rs. 10,000 up to Rs. 1 million at Melsta Hospitals, valid 01 May to 30 June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000. Transaction must be within approved credit limit; funds deposited over credit limit are not eligible. Must convert to installment plan within 5 calendar days of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used with other promotions.

Nawaloka Hospital
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% + 3, 6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available credit limit. Cardholder must convert transaction within 5 calendar days of purchase by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offer cannot be exchanged for cash or used in conjunction with other promotions.

Ninewells Hospitals
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6, and 12 months on transactions between Rs.10,000 and Rs.1 million at Ninewells Hospitals using any HNB Credit Card (excluding Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000. Must be within available balance and authorized credit limit. Purchases must be performed during the promotional period and conversion request submitted to call center (011 2462 462) or online within 5 calendar days of transaction. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be used in conjunction with other promotional programs or offers.

Quantum Fitness
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03 ,06 & 12 months installment planβ
Full details
0% installment plan for 3, 6 and 12 months on transactions above Rs. 10,000 up to Rs. 1 million at Quantum Fitness locations in Colombo 04, Battaramulla, Jaela, Galle and Kandy.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-01-06 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health, wellness
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within the available credit limit. Transaction must be converted to Easy Payment Plan within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be exchanged for cash or used in conjunction with other promotions.

Ruhunu Hospital
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000. Transaction must be within approved credit limit. Transactions performed by depositing funds over the credit limit are not eligible. Card member must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.

Santa Dora Hospital
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 & 12 months for every transaction above Rs.10,000 to Rs.1 million at Santa Dora Hospital
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Transaction must be converted within 5 calendar days from date of transaction. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; deposits over credit limit not eligible. Cannot be exchanged for cash or used with other promotions.

SLIM
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 2 sources Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
β0% + 03 ,06 & 12 months installment plansβ
Full details
0% installment plans for 3, 6 & 12 months on every transaction above Rs.10,000 up to Rs.1 million at SLIM, valid 01st May to 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- wellness
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during promotional period and converted within 5 calendar days by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be used in conjunction with other promotional programs or offers.

Suwasevana Hospitals
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 & 12 months for every transaction above Rs. 10,000 to Rs. 1 million at Suwasevana Hospitals.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000. Must convert transaction within 5 calendar days from the date of transaction. Conversion via HNB Call Centre (011 2462 462) or online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit. Cannot be exchanged for cash or used in conjunction with other promotions.

Christell Skin Clinic
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on transactions above Rs.10,000 up to Rs.1 million at Christell Skin Clinic using HNB Credit Cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2024-06-12 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βTransactions must be Rs.10,000 to Rs.1,000,000. Card member must convert the transaction within 5 calendar days from the date of performing the transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transaction must be within the customer's approved credit limit. Transactions performed by depositing funds over the credit limit are not eligible. The offer cannot be exchanged for cash or used in conjunction with any other promotional programs. Eligible for all HNB Credit Cards except Corporate, Business, and Fuel cards.

Cosmetics.lk
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 3 sources Β· 10 hr ago
β0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
β0% + 3 and 06 months installment plans for selected items above Rs.10,000 to Rs.1 millionβ
β0% + 03 and 06 months installment plansβ
Full details
0% installment plans for 3 and 6 months for every transaction above Rs.10,000 to Rs.1 million at Cosmetics.lk using any HNB Credit Card (except Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-02 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- online_shopping, beauty
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Transaction must be converted within 5 calendar days from date of transaction by calling 0112 462 462 or via HNB easy payment plans portal. Transactions within 5 days prior to billing cycle will be converted in the next billing period. Cannot be used in conjunction with other promotions or exchanged for cash.

Dentz Avenue
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million.β
Full details
0% installment plans for 3 and 6 months on every transaction above Rs.10,000 up to Rs.1 million at Dentz Avenue, Pitakotte.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2023-06-13 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available credit limit. Transaction must be converted within 5 calendar days from transaction date by calling 0112 462 462 or via online portal. Offer cannot be combined with any other offers. Transactions performed by depositing funds over the credit limit are not eligible.

Echo Vision Opticians
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 50,000Β· hnb
Verified at 1 source Β· 10 hr ago
β15% off on hearing aids for bills above LKR 50,000β
Full details
15% off on hearing aids for bills above LKR 50,000, with 0% installment plans for 3 & 6 months for transactions above Rs.10,000 to Rs.1 million.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 50,000
- Valid
- 2026-06-01 β 2026-06-30
- Categories
- health
ConditionsOfficial plan page β15% off on hearing aids for bills above LKR 50,000. 0% installment available for 3 & 6 months for single transactions Rs.10,000 to Rs.1,000,000. Offer cannot be combined with any other offers. Valid for selected items only. Purchases must be informed to HNB call centre (0112 462 462) within 5 calendar days of transaction to convert to installment plan. Card member must settle total bill via HNB credit card. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.

Eric Rajapakse Opticians
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on purchases at Eric Rajapakse Opticians for transactions between Rs. 10,000 and Rs. 1,000,000 using any HNB Credit Card (excluding Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-11 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within the available balance and authorized limit. Purchases must be converted to easy payment plan within 5 calendar days from the date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offer cannot be exchanged for cash or used in conjunction with other promotions.

Great Lengths - DHI
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans of 03 or 06 months for transactions above Rs. 10,000 up to Rs. 1 million at Great Lengths (Pvt) Ltd - DHI, Colombo 05.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2024-02-08 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be between Rs. 10,000 and Rs. 1 million and within available credit limit. Transaction must be converted to installment plan within 5 calendar days from transaction date by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be combined with other promotions or exchanged for cash.

Kandurata Vision House
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months for every transaction above Rs.10,000 to Rs.1 million at Kandurata Vision House, Kandy.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-13 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible. Single transaction must be Rs.10,000 to Rs.1,000,000. Cardholder must convert the transaction within 5 calendar days from the date of the transaction by calling 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; transactions funded by depositing over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotional programs.

Kunchana Vision Care Optics
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on transactions above Rs. 10,000 to Rs. 1 million at Kunchana Vision Care Optics (Malabe and Rajagiriya branches) for all HNB Credit Cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-01-20 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAvailable for every transaction above Rs. 10,000 to Rs. 1,000,000. All HNB Credit Cards eligible. Card member must convert the transaction within 5 calendar days from the date of the transaction by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; transactions performed by depositing funds over the credit limit are not eligible. Cannot be exchanged for cash or used in conjunction with other promotions.

Livi Optical Services
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans of 3 or 6 months for purchases of Rs.10,000 to Rs.1,000,000 at Livi Optical Services using any HNB Credit Card (excluding Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- optical
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance/authorized limit. Must convert transaction within 5 calendar days from transaction date. Call 0112 462 462 or visit HNB EPP portal to convert. Transactions made 5 days prior to billing cycle converted in next billing period. Cannot be used with other promotions or exchanged for cash.

Lucky Optical
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03 ,06 months installment plansβ
Full details
0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 million at Lucky Optical
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-05-06 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days from transaction date by calling 0112 462 462 or via online. Transactions within approved credit limit only; depositing funds over limit not eligible. Cannot be combined with other promotions or exchanged for cash.

Miracles Salon and Academy International
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03 & 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% + 03 & 06 months installment plans for transactions above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-30 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- wellness
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Purchases must be performed during the promotional period. Customer must convert the transaction within 5 calendar days from the date of transaction by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs.

Odenro Dental Care
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million.β
Full details
0% installment plans for 3 or 6 months on every transaction above Rs.10,000 up to Rs.1 million at Odenro Dental Care.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2024-02-15 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be Rs.10,000 to Rs.1,000,000. Transaction must be within approved credit limit. Must convert to easy payment plan within 5 calendar days from transaction date by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotions or exchanged for cash.

Philobiotics
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mn.β
Full details
0% installment plans of 3 and 6 months available at Philobiotics (Pvt) Ltd for single or multiple transactions between Rs. 10,000 and Rs. 1 Mn using any HNB Credit Card.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βTransactions must be between Rs. 10,000 and Rs. 1,000,000. Transaction must be within approved Credit Limit; deposits over credit limit not eligible. Cardholder must convert transaction to Easy Payment Plan within 5 calendar days of purchase by calling 011 2462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with other promotions. Eligible for all HNB Credit Cards.

Spexbay Opticians
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on every transaction above Rs. 10,000 up to Rs. 1 million at Spexbay Opticians for all HNB Credit Cards (except Corporate, Business and Fuel Cards). Valid until 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-02 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within available credit limit. Purchases must be performed during the promotional period. Customer must contact HNB Call Centre (011 2462 462) or visit the EPP portal within 5 calendar days of the transaction to convert to an installment plan. Transactions deposited over the credit limit are not eligible. Offers cannot be exchanged for cash or combined with other promotional programs.

Union Chemists
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mnβ
Full details
03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mn at Union Chemists outlets and www.unionchemistspharmacy.lk
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-08-18 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health, pharmacy
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business & Fuel cards. Transactions between Rs. 10,000 to Rs. 1 Mn. Purchases must be performed during the promotional period and converted within 5 calendar days by calling 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transaction must be within approved credit limit. Offers cannot be exchanged for cash or used in conjunction with other promotions.

Vasan Eye Care
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03, 06 months installment plansβ
Full details
0% installment plans for 03 and 06 months on transactions above Rs.10,000 to Rs.1 million at Vasan Eye Care using any HNB Credit Card (except Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert to Easy Payment Plan within 5 calendar days of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in next billing period. Transaction must be within approved credit limit. Cannot be used in conjunction with other promotional offers. Cannot be exchanged for cash.

Wickramarachchi Opticians & Hearing Care
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 10 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 million at Wickramarachchi Opticians & Hearing Care.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health
ConditionsOfficial plan page βTransactions must be between Rs. 10,000 and Rs. 1,000,000. Transaction must be within the customer's approved credit limit. Must be converted to easy payment plan within 5 calendar days from the date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Eligible for all HNB Credit Cards except Corporate, Business, and Fuel Cards. Offers cannot be exchanged for cash or used in conjunction with other promotions.