Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
6 plans of 763 · longest tenure first
Arpico Super Centre
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 03 & 06 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months on every transaction above Rs.10,000 to Rs.1 million at Arpico Furniture using HNB Credit Cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-16 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via HNB website. Cannot be combined with other promotions or exchanged for cash. Transactions depositing funds over credit limit are not eligible.
Dialog Axiata
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months on every transaction above Rs.10,000 to Rs.1 million at Dialog.lk
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-24 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available credit limit. Card member must contact HNB Call Centre (0112 462 462) or visit https://hnb.lk/personal/cards/value-added-services/easy-payment-plans within 5 calendar days of transaction to convert to easy payment plan. Transactions funded by depositing over credit limit are not eligible. Offers cannot be exchanged for cash or combined with other promotions.
Good Life Super Center
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Verified at 1 source · 11 hr ago
“03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1.0 Mn”
Full details
03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1.0 Mn. Valid for all HNB Credit Cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 → 2026-06-30
ConditionsOfficial plan page ↗Transactions must be between Rs. 10,000 to Rs. 1.0 Mn per single transaction. Transaction must be within approved credit limit. Cardholder must contact HNB call centre at 011 2462 462 or visit https://hnb.lk/personal/cards/value-added-services/easy-payment-plans within 5 calendar days of the transaction to convert to easy payment plan. Cannot be used in conjunction with any other promotional programs or offers. Transactions made 5 days prior to billing cycle will be converted in the next billing period.
Keells Super
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 03 & 06 months 0% installment for Hamper value above LKR 10,000 to 1 Mn”
Full details
0% installment plan for 03 and 06 months on hamper purchases of LKR 10,000 to LKR 1,000,000 at all Keells outlets using any HNB Credit Card. Valid until 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-21 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards eligible. Single or multiple purchases eligible for easy payment plans up to 06 months, provided single transaction is Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during the promotional period and converted within 5 calendar days by calling HNB Call Centre on 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; depositing funds over the credit limit not eligible. Total bill must be settled via HNB credit card. Offers cannot be exchanged for cash or combined with other promotional programs.
Mobitel
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 03 & 06 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months on every transaction above Rs. 10,000 up to Rs. 1 million at Mobitel (Pvt) Ltd, valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Transaction must be between Rs. 10,000 and Rs. 1,000,000. Must convert transaction within 5 calendar days from date of transaction by calling 0112 462 462 or via HNB online portal. Offers cannot be exchanged for cash or used in conjunction with other promotions. Transaction must be within approved credit limit; transactions funded by depositing over the credit limit are not eligible.
Union Chemists
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mn”
Full details
03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mn at Union Chemists outlets and www.unionchemistspharmacy.lk
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-08-18 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health, pharmacy
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business & Fuel cards. Transactions between Rs. 10,000 to Rs. 1 Mn. Purchases must be performed during the promotional period and converted within 5 calendar days by calling 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transaction must be within approved credit limit. Offers cannot be exchanged for cash or used in conjunction with other promotions.