Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
5 plans of 763 · longest tenure first
Savocha
up to 24 mo · 0%3 / 6 / 12 / 24 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 17 hr ago
“0% + 3, 6 ,12 & 24 months installment plans”
Full details
0% installment plans for 3, 6, 12 & 24 months for every transaction above Rs. 10,000 to Rs. 2.5 million at Savocha (Pvt) Ltd, Kadawatha.
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be between Rs. 10,000 and Rs. 2.5 million and within available balance and authorized credit limit. Must convert transaction within 5 calendar days from date of purchase by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over credit limit are not eligible. Cannot be used in conjunction with any other promotional programs or offers.
Toastmaster
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 17 hr ago
“0% + 3, 6 & 12 months installment plans for transactions above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3, 6 & 12 months for transactions above Rs.10,000 to Rs.1 million at Toastmaster. Valid till 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-26 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗Transactions above Rs.10,000 to Rs.1 million eligible. Single or multiple purchases allowed. Must convert to installment plan within 5 calendar days from transaction date by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; transactions funded by depositing over the credit limit are not eligible. Total bill must be settled via HNB credit card. Offer cannot be exchanged for cash or used with other promotions. All HNB Credit Cards eligible.
Colombo Coffee Company
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 17 hr ago
“0% + 03 and 06 months installment plans for transactions above Rs.10,000 to Rs.1 million”
Full details
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- dining
ConditionsOfficial plan page ↗All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within available credit limit. Transaction must be converted within 5 calendar days from transaction date by calling 0112 462 462 or via online. Transactions depositing funds over credit limit not eligible. Cannot be used in conjunction with other offers or exchanged for cash.
Lanka Grills
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 17 hr ago
“0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months for every transaction above Rs.10,000 to Rs.1 million at Lanka Grills, Wattala.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- dining
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Must convert transaction within 5 calendar days from date of transaction by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be exchanged for cash or used in conjunction with other promotions.
Three Sinha
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 17 hr ago
“0% + 03 ,06 months installment plans”
Full details
0% installment plans for 3 or 6 months on transactions between Rs.10,000 and Rs.1,000,000 at Three Sinha using any HNB Credit Card (excluding Corporate, Business, and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Customer must convert the transaction within 5 calendar days from the date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; deposits over credit limit are not eligible. Offer cannot be exchanged for cash or used in conjunction with other promotions.