Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
16 plans of 763 · longest tenure first
Teleseen Marketing
up to 36 mo · 0%12 / 24 / 36 months· min Rs. 25,000· ndb
Verified at 1 source · 15 hr ago
“Upto 60% Savings on selected items”
Full details
Upto 60% Savings on selected items at Teleseen Marketing with 0% instalment plans available for 12, 24, and 36 months. Processing fees apply based on plan duration.
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-06-06 → 2026-07-07
- Categories
- wellness
ConditionsOfficial plan page ↗12-month plan: Processing Fee LKR 2,000; Transaction Value minimum LKR 25,000 – maximum LKR 1,000,000. 24 & 36-month plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher); Transaction Value minimum LKR 50,000 – maximum LKR 2,000,000. Applicable on Credit Cards.
Quantum Fitness
up to 24 mo · 0%· min Rs. 5,000· sampath
Verified at 1 source · 15 hr ago
“Up to 24 months 0% Instalment Plans at all Quantum Fitness Outlets and www.quantum.lk for all Sampath Mastercard & Visa Credit Cardholders.”
Full details
Up to 24 months 0% Instalment Plans at all Quantum Fitness Outlets and www.quantum.lk for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- health, wellness
ConditionsOfficial plan page ↗Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at merchant outlet at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; instalment period cannot be varied once approved. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points. General T&Cs of Sampath Bank PLC and DRTV Products (Pvt) Ltd apply.
Ceylonese Rugby & Football Club
up to 12 mo · 0%· min Rs. 10,000· seylan
Verified at 1 source · 15 hr ago
“0% Instalment Plans up to 12 Months for Seylan Credit Cards.”
Full details
0% Instalment Plans up to 12 months for Seylan Credit Cards at Ceylonese Rugby & Football Club.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-12-31
- Categories
- wellness
ConditionsOfficial plan page ↗Processing fee applies. Minimum transaction Rs. 10,000 and maximum Rs. 1,000,000. Call 011 2008888 to convert. General terms and conditions apply.
FHIIT
up to 12 mo · 0%· min Rs. 10,000· seylan
Verified at 1 source · 15 hr ago
“Up to 10% off on Memberships + 0% Instalment plans for 6M with your Seylan Credit Card.”
Full details
Up to 10% off on Memberships + 0% Instalment plans for up to 12 months with your Seylan Credit Card.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-12-31
- Categories
- wellness
ConditionsOfficial plan page ↗5% discount on 3-month membership (LKR 57,000, discounted to LKR 54,150). 10% discount on 6-month membership (LKR 96,000, discounted to LKR 86,400). 0% instalment plans up to 12 months for Seylan Credit Cards. Processing fee applies. Call 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1 million. General terms and conditions apply.
Power World
up to 12 mo · 0%· min Rs. 10,000· seylan
Eligible: All credit cards
Verified at 1 source · 15 hr ago
“10% OFF ON MEMBERSHIP WITH EASY POYMENT PLANS WITH YOUR SEYLAN CARDS”
Full details
10% OFF ON MEMBERSHIP WITH EASY PAYMENT PLANS WITH YOUR SEYLAN CARDS. Valid at all Power World Gyms for Annual Memberships only.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-12-31
- Eligible cards
- All credit cards
- Categories
- wellness
ConditionsOfficial plan page ↗Offer valid at all Power World Gyms (powerworldgyms.com). Only for Annual Memberships. Cannot be merged with any other existing offers. 0% Instalment Plans up to 12 months for Seylan Credit Cards; processing fee applies. Call 011 2008888 to convert. Minimum transaction Rs. 10,000; maximum Rs. 1,000,000. General terms and conditions apply.
Quantum Fitness
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 16 hr ago
“0% + 03 ,06 & 12 months installment plan”
Full details
0% installment plan for 3, 6 and 12 months on transactions above Rs. 10,000 up to Rs. 1 million at Quantum Fitness locations in Colombo 04, Battaramulla, Jaela, Galle and Kandy.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-01-06 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health, wellness
ConditionsOfficial plan page ↗Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within the available credit limit. Transaction must be converted to Easy Payment Plan within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be exchanged for cash or used in conjunction with other promotions.
Siddhalepa Clinic
up to 12 mo · 0%· min Rs. 10,000· seylan
Verified at 1 source · 15 hr ago
“15% discount on any treatment for bills over Rs 10,000 at Siddhalepa Spas”
Full details
15% discount on any treatment for bills over Rs 10,000 at Siddhalepa Spas. Upto 12-month 0% instalment plans also available with no processing fee.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-12-31
- Categories
- wellness
ConditionsOfficial plan page ↗Valid for Seylan Credit Cards only. Cannot be combined with any other offer. Bookings accepted on availability. Valid for Sri Lankan passport and residence visa holders only. Call 0112008888 to convert to instalment plan. General terms & conditions of the Bank & Merchant apply.
SLIM
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 2 sources · 15 hr ago
“0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
“0% + 03 ,06 & 12 months installment plans”
Full details
0% installment plans for 3, 6 & 12 months on every transaction above Rs.10,000 up to Rs.1 million at SLIM, valid 01st May to 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- wellness
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during promotional period and converted within 5 calendar days by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be used in conjunction with other promotional programs or offers.
Victoria Golf Resort
up to 12 mo · 0%· min Rs. 10,000· seylan
Verified at 1 source · 15 hr ago
“Offer valid until 30th June 2026”
Full details
Special Offers with Seylan Credit & Debit Cards at Victoria Golf Resort, including special rates on Cinnamon Air services and special golf lesson rates for kids under 15.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-06-30
- Categories
- wellness
ConditionsOfficial plan page ↗Special rates on Cinnamon Air services. Kids under 15 get special golf lesson rates. General T&Cs apply.
Vision Care
up to 12 mo · 0%· min Rs. 25,000· ndb
Verified at 1 source · 16 hr ago
“12 Month Plan”
Full details
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- — → 2026-06-30
- Categories
- wellness
ConditionsOfficial plan page ↗12 Month Plan. Processing Fee: LKR 2,000. Transaction Value: Minimum LKR 25,000 – Maximum LKR 1,000,000. Valid for NDB Credit Cards. Applicable at all Vision Care outlets. Valid until 30th June 2026.
Cosmetics.lk
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 3 sources · 16 hr ago
“0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
“0% + 3 and 06 months installment plans for selected items above Rs.10,000 to Rs.1 million”
“0% + 03 and 06 months installment plans”
Full details
0% installment plans for 3 and 6 months for every transaction above Rs.10,000 to Rs.1 million at Cosmetics.lk using any HNB Credit Card (except Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-02 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- online_shopping, beauty
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Transaction must be converted within 5 calendar days from date of transaction by calling 0112 462 462 or via HNB easy payment plans portal. Transactions within 5 days prior to billing cycle will be converted in the next billing period. Cannot be used in conjunction with other promotions or exchanged for cash.
Kandurata Vision House
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 16 hr ago
“0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months for every transaction above Rs.10,000 to Rs.1 million at Kandurata Vision House, Kandy.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-13 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards eligible. Single transaction must be Rs.10,000 to Rs.1,000,000. Cardholder must convert the transaction within 5 calendar days from the date of the transaction by calling 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; transactions funded by depositing over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotional programs.
Livi Optical Services
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 16 hr ago
“0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 million”
Full details
0% installment plans of 3 or 6 months for purchases of Rs.10,000 to Rs.1,000,000 at Livi Optical Services using any HNB Credit Card (excluding Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- optical
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance/authorized limit. Must convert transaction within 5 calendar days from transaction date. Call 0112 462 462 or visit HNB EPP portal to convert. Transactions made 5 days prior to billing cycle converted in next billing period. Cannot be used with other promotions or exchanged for cash.
Lucky Optical
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 16 hr ago
“0% + 03 ,06 months installment plans”
Full details
0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 million at Lucky Optical
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-05-06 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days from transaction date by calling 0112 462 462 or via online. Transactions within approved credit limit only; depositing funds over limit not eligible. Cannot be combined with other promotions or exchanged for cash.
Miracles Salon and Academy International
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 16 hr ago
“0% + 03 & 06 months installment plans for transactions above Rs.10,000 to Rs.1 million”
Full details
0% + 03 & 06 months installment plans for transactions above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-30 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- wellness
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Purchases must be performed during the promotional period. Customer must convert the transaction within 5 calendar days from the date of transaction by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs.
Spexbay Opticians
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 16 hr ago
“0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months on every transaction above Rs. 10,000 up to Rs. 1 million at Spexbay Opticians for all HNB Credit Cards (except Corporate, Business and Fuel Cards). Valid until 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-02 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within available credit limit. Purchases must be performed during the promotional period. Customer must contact HNB Call Centre (011 2462 462) or visit the EPP portal within 5 calendar days of the transaction to convert to an installment plan. Transactions deposited over the credit limit are not eligible. Offers cannot be exchanged for cash or combined with other promotional programs.