Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
8 plans of 763 · longest tenure first
Quantum Fitness
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 14 hr ago
“0% + 03 ,06 & 12 months installment plan”
Full details
0% installment plan for 3, 6 and 12 months on transactions above Rs. 10,000 up to Rs. 1 million at Quantum Fitness locations in Colombo 04, Battaramulla, Jaela, Galle and Kandy.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-01-06 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- health, wellness
ConditionsOfficial plan page ↗Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within the available credit limit. Transaction must be converted to Easy Payment Plan within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be exchanged for cash or used in conjunction with other promotions.
SLIM
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 2 sources · 14 hr ago
“0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
“0% + 03 ,06 & 12 months installment plans”
Full details
0% installment plans for 3, 6 & 12 months on every transaction above Rs.10,000 up to Rs.1 million at SLIM, valid 01st May to 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- wellness
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during promotional period and converted within 5 calendar days by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be used in conjunction with other promotional programs or offers.
Cosmetics.lk
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 3 sources · 14 hr ago
“0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
“0% + 3 and 06 months installment plans for selected items above Rs.10,000 to Rs.1 million”
“0% + 03 and 06 months installment plans”
Full details
0% installment plans for 3 and 6 months for every transaction above Rs.10,000 to Rs.1 million at Cosmetics.lk using any HNB Credit Card (except Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-02 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- online_shopping, beauty
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Transaction must be converted within 5 calendar days from date of transaction by calling 0112 462 462 or via HNB easy payment plans portal. Transactions within 5 days prior to billing cycle will be converted in the next billing period. Cannot be used in conjunction with other promotions or exchanged for cash.
Kandurata Vision House
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 15 hr ago
“0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months for every transaction above Rs.10,000 to Rs.1 million at Kandurata Vision House, Kandy.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-13 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards eligible. Single transaction must be Rs.10,000 to Rs.1,000,000. Cardholder must convert the transaction within 5 calendar days from the date of the transaction by calling 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; transactions funded by depositing over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotional programs.
Livi Optical Services
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 15 hr ago
“0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 million”
Full details
0% installment plans of 3 or 6 months for purchases of Rs.10,000 to Rs.1,000,000 at Livi Optical Services using any HNB Credit Card (excluding Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- optical
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance/authorized limit. Must convert transaction within 5 calendar days from transaction date. Call 0112 462 462 or visit HNB EPP portal to convert. Transactions made 5 days prior to billing cycle converted in next billing period. Cannot be used with other promotions or exchanged for cash.
Lucky Optical
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 14 hr ago
“0% + 03 ,06 months installment plans”
Full details
0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 million at Lucky Optical
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-05-06 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days from transaction date by calling 0112 462 462 or via online. Transactions within approved credit limit only; depositing funds over limit not eligible. Cannot be combined with other promotions or exchanged for cash.
Miracles Salon and Academy International
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 14 hr ago
“0% + 03 & 06 months installment plans for transactions above Rs.10,000 to Rs.1 million”
Full details
0% + 03 & 06 months installment plans for transactions above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-30 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- wellness
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Purchases must be performed during the promotional period. Customer must convert the transaction within 5 calendar days from the date of transaction by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs.
Spexbay Opticians
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 15 hr ago
“0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months on every transaction above Rs. 10,000 up to Rs. 1 million at Spexbay Opticians for all HNB Credit Cards (except Corporate, Business and Fuel Cards). Valid until 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-02 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within available credit limit. Purchases must be performed during the promotional period. Customer must contact HNB Call Centre (011 2462 462) or visit the EPP portal within 5 calendar days of the transaction to convert to an installment plan. Transactions deposited over the credit limit are not eligible. Offers cannot be exchanged for cash or combined with other promotional programs.