Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
4 plans of 763 · longest tenure first
Arpico Super Centre
up to 24 mo · 0%· min Rs. 5,000· sampath
Verified at 1 source · 16 hr ago
“Up to 24 months 0% interest installment Plans at Arpico Furniture outlets for Sampath Mastercard & Visa Credit Cardholders.”
Full details
Up to 24 months 0% interest installment plans at Arpico Furniture outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page ↗Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at merchant outlet at point of payment. Not valid for purchase of Gift Vouchers and non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; instalment period cannot be varied and part acceleration is not allowed. Spending will not qualify for Ultra Rewards Loyalty points accumulation. Valid for Sampath Mastercard & Visa Credit Cardholders only.
Arpico Super Centre
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 16 hr ago
“0% + 03 & 06 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months on every transaction above Rs.10,000 to Rs.1 million at Arpico Furniture using HNB Credit Cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-16 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via HNB website. Cannot be combined with other promotions or exchanged for cash. Transactions depositing funds over credit limit are not eligible.
Good Life Super Center
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Verified at 1 source · 16 hr ago
“03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1.0 Mn”
Full details
03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1.0 Mn. Valid for all HNB Credit Cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 → 2026-06-30
ConditionsOfficial plan page ↗Transactions must be between Rs. 10,000 to Rs. 1.0 Mn per single transaction. Transaction must be within approved credit limit. Cardholder must contact HNB call centre at 011 2462 462 or visit https://hnb.lk/personal/cards/value-added-services/easy-payment-plans within 5 calendar days of the transaction to convert to easy payment plan. Cannot be used in conjunction with any other promotional programs or offers. Transactions made 5 days prior to billing cycle will be converted in the next billing period.
Keells Super
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 16 hr ago
“0% + 03 & 06 months 0% installment for Hamper value above LKR 10,000 to 1 Mn”
Full details
0% installment plan for 03 and 06 months on hamper purchases of LKR 10,000 to LKR 1,000,000 at all Keells outlets using any HNB Credit Card. Valid until 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-21 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards eligible. Single or multiple purchases eligible for easy payment plans up to 06 months, provided single transaction is Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during the promotional period and converted within 5 calendar days by calling HNB Call Centre on 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; depositing funds over the credit limit not eligible. Total bill must be settled via HNB credit card. Offers cannot be exchanged for cash or combined with other promotional programs.