Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
8 plans of 763 · longest tenure first
Multilac
up to 36 mo · 0%12 / 24 / 36 months· min Rs. 25,000· ndb
Verified at 1 source · 16 hr ago
“Offer valid period : Until 30th June 2026”
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- — → 2026-06-30
ConditionsOfficial plan page ↗12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 – Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 – Maximum LKR 2 Mn. Applicable for Solar, Housing & Construction category at Multilac Showrooms.
Damro
up to 24 mo · 0%3 / 6 / 12 / 24 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 2 sources · 16 hr ago
“0% + 3 ,6 ,12 & 24 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
“0% + 3 ,6 ,12 & 24 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3, 6, 12 & 24 months for every transaction above Rs.10,000 to Rs.1 million at Damro
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during the promotional period and customer must call 0112 462 462 or visit HNB Easy Payment Plans page to convert. Transaction must be converted within 5 calendar days from date of transaction (e.g. transaction on 25th June 2026 must be informed by 30th June 2026). Transactions made 5 days prior to billing cycle will be converted only in the next billing period — cardholder must settle the statement amount and instalment plan takes effect from next billing cycle. Offer cannot be exchanged for cash or used with other promotional programs.
Dinapala Group
up to 24 mo · 0%· min Rs. 5,000· sampath
Eligible: All credit cards
Verified at 1 source · 15 hr ago
“Up to 24 months 0% Instalment Plans at Dinapala outlets for Sampath Mastercard & Visa Credit Cardholders.”
Full details
Up to 24 months 0% Instalment Plans at Dinapala outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
- Eligible cards
- All credit cards
- Categories
- retail
ConditionsOfficial plan page ↗Valid for all Sampath Mastercard & Visa Credit Cards. Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at the merchant outlet at point of payment. Not valid for purchasing Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. All instalment amounts paid are non-refundable; instalment period may not be varied once approved. Part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and Dinapala Group apply.
McBay
up to 24 mo · 0%3 / 6 / 12 / 24 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 16 hr ago
“03, 06 ,12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn”
Full details
03, 06, 12 & 24 months 0% installment plans available for transactions between Rs. 10,000 to Rs. 2.5 Mn at McBay (Pvt) Ltd.
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards eligible except Corporate, Business & Fuel cards. Transaction value must be between Rs. 10,000 and Rs. 2.5 Mn. Offer cannot be combined with any other offer. Transaction must be converted within 5 calendar days from date of purchase by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; deposits over credit limit are not eligible.
Nisaco Mall
up to 24 mo · 0%· min Rs. 5,000· sampath
Verified at 1 source · 15 hr ago
“Up to 24 months 0% Instalment Plans at Nisaco outlets for Sampath Mastercard & Visa Credit Cardholders.”
Full details
Up to 24 months 0% Instalment Plans at Nisaco outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page ↗Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment. Not valid for Gift Vouchers, non-discountable items, or Gold Coin and Biscuit purchases. Cannot be combined with any other existing offers. Instalment amounts are non-refundable and the instalment period cannot be varied once submitted; part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. Not valid for Corporate & Business cards (implicit — offer is for Mastercard & Visa Credit Cardholders only).
Rocell
up to 24 mo · 0%12 / 24 months· min Rs. 5,000· sampath
Verified at 1 source · 15 hr ago
“12 & 24 months 0% instalment plans at all Rocell Showrooms exclusively for Sampath Mastercard & Visa Credit Cardholders”
Full details
12 & 24 months 0% instalment plans at all Rocell Showrooms exclusively for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page ↗Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at merchant outlet at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; instalment period may not be varied once approved. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points accumulation. General Terms & Conditions of Sampath Bank PLC and Royal Ceramics apply.
Seetha Holdings
up to 24 mo · 0%· min Rs. 5,000· sampath
Verified at 1 source · 15 hr ago
“Up to 24 months 0% interest Instalment Plan at all Seetha Holdings outlets for Sampath Mastercard & Visa Credit Cardholders.”
Full details
Up to 24 months 0% interest Instalment Plan at all Seetha Holdings outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page ↗Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; plan tenure cannot be changed once submitted; part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points. Excludes Corporate & Business cards (only Mastercard & Visa Credit Cards eligible).
St. Anthony's Hardware
up to 24 mo · 0%3 / 6 / 12 / 24 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 16 hr ago
“03, 06, 12 & 24 months 0% installment plans are available”
Full details
03, 06, 12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn at St. Anthony's Hardware (St. Anthony's Solar and St. Anthony's Hydro Products).
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be between Rs. 10,000 and Rs. 2.5 Mn and within available balance and authorized credit limit. Offer cannot be combined with any other offer. Transaction must be converted to Easy Payment Plan within 5 calendar days from date of transaction by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be exchanged for cash or used with other promotional programs.