Before You Pick
AlertsπŸ‡±πŸ‡°

Sri Lanka

0% Instalment Plans

Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals β€” what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β†’

22 plans of 763 Β· longest tenure first

  • Multilac

    up to 36 mo Β· 0%

    12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb

    Verified at 1 source Β· 16 hr ago
    • ndbbank.combank's own pageΒ· 16 hr agoview β†—

      β€œOffer valid period : Until 30th June 2026”

    Full details
    Tenure
    12 / 24 / 36 months
    Interest
    0%
    Min spend
    Rs. 25,000
    Valid
    β€” β†’ 2026-06-30
    Conditions

    12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 – Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 – Maximum LKR 2 Mn. Applicable for Solar, Housing & Construction category at Multilac Showrooms.

    Official plan page β†—
  • Damro

    up to 24 mo Β· 0%

    3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 2 sources Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ0% + 3 ,6 ,12 & 24 months installment plans for every transaction above Rs.10,000 to Rs.1 million”

    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ0% + 3 ,6 ,12 & 24 months installment plans for every transaction above Rs.10,000 to Rs.1 million”

    Full details

    0% installment plans for 3, 6, 12 & 24 months for every transaction above Rs.10,000 to Rs.1 million at Damro

    Tenure
    3 / 6 / 12 / 24 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-05-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during the promotional period and customer must call 0112 462 462 or visit HNB Easy Payment Plans page to convert. Transaction must be converted within 5 calendar days from date of transaction (e.g. transaction on 25th June 2026 must be informed by 30th June 2026). Transactions made 5 days prior to billing cycle will be converted only in the next billing period β€” cardholder must settle the statement amount and instalment plan takes effect from next billing cycle. Offer cannot be exchanged for cash or used with other promotional programs.

    Official plan page β†—
  • McBay

    up to 24 mo Β· 0%

    3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ03, 06 ,12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn”

    Full details

    03, 06, 12 & 24 months 0% installment plans available for transactions between Rs. 10,000 to Rs. 2.5 Mn at McBay (Pvt) Ltd.

    Tenure
    3 / 6 / 12 / 24 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2025-06-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards eligible except Corporate, Business & Fuel cards. Transaction value must be between Rs. 10,000 and Rs. 2.5 Mn. Offer cannot be combined with any other offer. Transaction must be converted within 5 calendar days from date of purchase by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; deposits over credit limit are not eligible.

    Official plan page β†—
  • Rocell

    up to 24 mo Β· 0%

    12 / 24 monthsΒ· min Rs. 5,000Β· sampath

    Verified at 1 source Β· 15 hr ago
    • sampath.lkbank's own pageΒ· 15 hr agoview β†—

      β€œ12 & 24 months 0% instalment plans at all Rocell Showrooms exclusively for Sampath Mastercard & Visa Credit Cardholders”

    Full details

    12 & 24 months 0% instalment plans at all Rocell Showrooms exclusively for Sampath Mastercard & Visa Credit Cardholders.

    Tenure
    12 / 24 months
    Interest
    0%
    Min spend
    Rs. 5,000
    Valid
    β€” β†’ 2026-06-30
    Eligible networks
    Mastercard, Visa
    Conditions

    Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at merchant outlet at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; instalment period may not be varied once approved. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points accumulation. General Terms & Conditions of Sampath Bank PLC and Royal Ceramics apply.

    Official plan page β†—
  • St. Anthony's Hardware

    up to 24 mo Β· 0%

    3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ03, 06, 12 & 24 months 0% installment plans are available”

    Full details

    03, 06, 12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn at St. Anthony's Hardware (St. Anthony's Solar and St. Anthony's Hydro Products).

    Tenure
    3 / 6 / 12 / 24 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2025-06-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be between Rs. 10,000 and Rs. 2.5 Mn and within available balance and authorized credit limit. Offer cannot be combined with any other offer. Transaction must be converted to Easy Payment Plan within 5 calendar days from date of transaction by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be exchanged for cash or used with other promotional programs.

    Official plan page β†—
  • Apuru

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”

    Full details

    0% installment plans of 3, 6 and 12 months for every transaction above Rs.10,000 to Rs.1 million at Apuru (Pvt) Ltd using HNB Credit Cards.

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-04-27 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    Valid for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000. Transaction must be within approved Credit Limit. Cardholder must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.

    Official plan page β†—
  • Atlas Lanka

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”

    Full details

    0% installment plans for 3, 6 & 12 months for every transaction above Rs.10,000 to Rs.1 million at Atlas Lanka (Pvt) Ltd.

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-05-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during the promotional period and converted within 5 calendar days from the date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotions.

    Official plan page β†—
  • Browns & Company

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ0% + 3, 6 and 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”

    Full details

    0% installment plans for 3, 6, and 12 months on every transaction above Rs.10,000 up to Rs.1 million at Browns & Company, Colombo 10. Valid for all HNB Credit Cards except Corporate, Business and Fuel Cards.

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2023-03-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    Transaction must be between Rs.10,000 and Rs.1,000,000. All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Transaction must be converted within 5 calendar days from the date of transaction by calling 0112 462 462 or via HNB easy payment plans portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; deposits over credit limit are not eligible. Offer cannot be exchanged for cash or used in conjunction with other promotions.

    Official plan page β†—
  • Browns & Company

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ0% + 03, 06 & 12 months installment plan”

    Full details

    0% installment plan for 3, 6 & 12 months for transactions above Rs.10,000 to Rs.1 million at Browns & Company stores and www.brownsdeals.com.

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2025-09-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000. Transaction must be within approved credit limit. Must convert to installment plan within 5 calendar days from transaction date by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be combined with other promotions or exchanged for cash.

    Official plan page β†—
  • Ceylon Furniture

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· seylan

    Eligible: All credit cards

    Verified at 1 source Β· 15 hr ago
    • seylan.lkbank's own pageΒ· 15 hr agoview β†—

      β€œ3M, 6M & 12M, 0% Installment Plans available for Credit Cards”

    Full details

    Installment Plans available for Seylan Credit Cards

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    β€” β†’ 2026-12-31
    Eligible cards
    All credit cards
    Conditions

    Minimum transaction Rs. 10,000 and maximum Rs. 1 Million. Call 011 2008888 to convert. Valid for Seylan Credit Cards.

    Official plan page β†—
  • China Duty Free

    up to 12 mo Β· 0%

    Β· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œUp to 12 months 0% installment plans are available”

    Full details

    Up to 12 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1.0 Mn

    Tenure
    12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-04-29 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    Transaction must be between Rs. 10,000 and Rs. 1.0 Mn (single transaction within available balance and authorized limit). Purchases must be performed during the Promotional Period and converted within 5 calendar days from the date of transaction by calling 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; funds deposited over the credit limit are not eligible. Offer cannot be exchanged for cash or used in conjunction with other promotions. All HNB Credit Cards eligible.

    Official plan page β†—
  • Erosha Traders

    up to 12 mo Β· 0%

    Β· min Rs. 10,000Β· seylan

    Verified at 1 source Β· 15 hr ago
    • seylan.lkbank's own pageΒ· 15 hr agoview β†—

      β€œ0% Instalment Plans up to 12 Months for Seylan Credit Cards.”

    Full details

    0% Instalment Plans up to 12 Months for Seylan Credit Cards at Erosha Traders, Kelaniya.

    Tenure
    12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    β€” β†’ 2026-12-31
    Conditions

    Processing Fee Apply. Call 011 2008888 to convert. Minimum Transaction Rs.10,000 and maximum Rs.1 Million. General terms and conditions apply.

    Official plan page β†—
  • Global Vinyl

    up to 12 mo Β· 0%

    Β· min Rs. 10,000Β· seylan

    Verified at 1 source Β· 15 hr ago
    • seylan.lkbank's own pageΒ· 15 hr agoview β†—

      β€œ0% Instalment Plans Available up to 12 Month with your Seylan Credit Card.”

    Full details

    0% Instalment Plans Available up to 12 Month with your Seylan Credit Card.

    Tenure
    12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    β€” β†’ 2026-12-31
    Conditions

    Call 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1 Million. General terms and conditions apply.

    Official plan page β†—
  • Kavichchiya Furniture

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· seylan

    Verified at 1 source Β· 15 hr ago
    • seylan.lkbank's own pageΒ· 15 hr agoview β†—

      β€œ0% Instalment Plans for 3M,6M,12M with your Seylan Credit Card.”

    Full details
    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    β€” β†’ 2026-12-31
    Categories
    lifestyle
    Conditions

    Call 011 2008888 to convert. Minimum transaction Rs.10,000 and maximum Rs.1 Million. General terms and conditions apply.

    Official plan page β†—
  • Luxury X

    up to 12 mo Β· 0%

    6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ0% + 03 & 06 months installment plans for transactions above Rs.10,000 to Rs.1 million”

    Full details

    0% installment plans of 3 & 6 months for purchases Rs.10,000–Rs.1M, and 3, 6 & 12 months for purchases Rs.100,000–Rs.1M at Luxury X Experience Showroom using any HNB Credit Card.

    Tenure
    6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-05-12 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards eligible. Transactions must be Rs.10,000 to Rs.1,000,000 for 3 & 6 month plans; Rs.100,000 to Rs.1,000,000 for 12 month plans. Transaction must be within approved credit limit. Deposits over credit limit not eligible. Must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be exchanged for cash or used with other promotions. Contact: 0750710000.

    Official plan page β†—
  • Macktiles Lanka

    up to 12 mo Β· 0%

    Β· min Rs. 10,000Β· seylan

    Verified at 1 source Β· 15 hr ago
    • seylan.lkbank's own pageΒ· 15 hr agoview β†—

      β€œ0%, 12 Months Installment Plans”

    Full details
    Tenure
    12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    β€” β†’ 2026-06-30
    Conditions

    Call 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1 Million. Processing fee applies. General terms and conditions apply.

    Official plan page β†—
  • 3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”

    Full details

    0% installment plans for 3, 6 & 12 months on every transaction above Rs.10,000 to Rs.1 million at Miniature Works Of Art - MWOA.

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-05-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotions or exchanged for cash.

    Official plan page β†—
  • N-Connection

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”

    Full details

    0% installment plans for 3, 6 & 12 months for every transaction above Rs.10,000 to Rs.1 million at N-Connection (PVT) Ltd.

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-05-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available credit limit. Must convert transaction to easy payment plan within 5 calendar days of purchase by calling 0112 462 462 or via HNB online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions funded by depositing over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions.

    Official plan page β†—
  • OKI International

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”

    Full details

    0% installment plans for 3, 6 & 12 months for every transaction above Rs.10,000 to Rs.1 million at OKI International (Pvt) Ltd.

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-05-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1 million and within available balance and authorized limit. Purchases must be performed during the promotional period and cardholder must contact HNB Call Centre (011 2462 462) or visit HNB website within 5 calendar days of the transaction to convert to easy payment plan. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs.

    Official plan page β†—
  • Ranga Shopping Centre

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ0% + 03 ,06 & 12 months installment plans”

    Full details

    0% installment plans for 3, 6 and 12 months for transactions above Rs.10,000 to Rs.1 million at Ranga Shopping Centre, Panadura.

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-06-01 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; funds deposited over credit limit are not eligible. Cannot be combined with other promotional programs or offers.

    Official plan page β†—
  • 3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb

    Eligible: All credit cards

    Verified at 1 source Β· 16 hr ago
    • venus.hnb.lkΒ· 16 hr agoview β†—

      β€œ0% + 03 ,06 & 12 months installment plans for transactions above Rs.10,000 to Rs.1 million”

    Full details

    0% installment plans for 3, 6 and 12 months on transactions above Rs.10,000 to Rs.1 million at Sarathchandra Tools And Machinery - Sarathchandra & Company, Embilipitiya.

    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    2026-02-16 β†’ 2026-06-30
    Eligible cards
    All credit cards
    Conditions

    All HNB Credit Cards except Corporate, Business and Fuel Cards. Transactions must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via HNB easy payment plan portal. Transactions within approved credit limit only; deposits over credit limit not eligible. Cannot be combined with other offers or exchanged for cash. Transactions made 5 days prior to billing cycle converted in next billing period.

    Official plan page β†—
  • VINCO Furniture

    up to 12 mo Β· 0%

    3 / 6 / 12 monthsΒ· min Rs. 10,000Β· seylan

    Verified at 1 source Β· 15 hr ago
    • seylan.lkbank's own pageΒ· 15 hr agoview β†—

      β€œ0% Instalment Plans for 3M,6M,12M with your Seylan Credit Cards”

    Full details
    Tenure
    3 / 6 / 12 months
    Interest
    0%
    Min spend
    Rs. 10,000
    Valid
    β€” β†’ 2026-12-31
    Conditions

    Call 011 2008888 to convert. Min transaction Rs. 10,000 and maximum Rs. 1,000,000. General terms and conditions apply.

    Official plan page β†—