Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals β what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β
100 plans of 763 Β· longest tenure first

Damro
up to 36 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 15 hr ago
βUp to 36 months 0% instalment plans at Damro showrooms for all Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 36 months 0% instalment plans at Damro showrooms for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 36 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βValid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for purchasing Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. All instalment amounts paid are non-refundable; instalment period may not be varied. Once submitted, instalment plan details cannot be changed and part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and D R Industries (Pvt) Ltd apply.

Multilac
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 Mn. Applicable for Solar, Housing & Construction category at Multilac Showrooms.

Damro
up to 24 mo Β· 0%3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 2 sources Β· 16 hr ago
β0% + 3 ,6 ,12 & 24 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
β0% + 3 ,6 ,12 & 24 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6, 12 & 24 months for every transaction above Rs.10,000 to Rs.1 million at Damro
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during the promotional period and customer must call 0112 462 462 or visit HNB Easy Payment Plans page to convert. Transaction must be converted within 5 calendar days from date of transaction (e.g. transaction on 25th June 2026 must be informed by 30th June 2026). Transactions made 5 days prior to billing cycle will be converted only in the next billing period β cardholder must settle the statement amount and instalment plan takes effect from next billing cycle. Offer cannot be exchanged for cash or used with other promotional programs.

Dinapala Group
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
βUp to 24 months 0% Instalment Plans at Dinapala outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 24 months 0% Instalment Plans at Dinapala outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
- Eligible cards
- All credit cards
- Categories
- retail
ConditionsOfficial plan page βValid for all Sampath Mastercard & Visa Credit Cards. Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at the merchant outlet at point of payment. Not valid for purchasing Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. All instalment amounts paid are non-refundable; instalment period may not be varied once approved. Part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and Dinapala Group apply.

McBay
up to 24 mo Β· 0%3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β03, 06 ,12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mnβ
Full details
03, 06, 12 & 24 months 0% installment plans available for transactions between Rs. 10,000 to Rs. 2.5 Mn at McBay (Pvt) Ltd.
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business & Fuel cards. Transaction value must be between Rs. 10,000 and Rs. 2.5 Mn. Offer cannot be combined with any other offer. Transaction must be converted within 5 calendar days from date of purchase by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; deposits over credit limit are not eligible.

Nisaco Mall
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 15 hr ago
βUp to 24 months 0% Instalment Plans at Nisaco outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 24 months 0% Instalment Plans at Nisaco outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment. Not valid for Gift Vouchers, non-discountable items, or Gold Coin and Biscuit purchases. Cannot be combined with any other existing offers. Instalment amounts are non-refundable and the instalment period cannot be varied once submitted; part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. Not valid for Corporate & Business cards (implicit β offer is for Mastercard & Visa Credit Cardholders only).

Rocell
up to 24 mo Β· 0%12 / 24 monthsΒ· min Rs. 5,000Β· sampath
Verified at 1 source Β· 15 hr ago
β12 & 24 months 0% instalment plans at all Rocell Showrooms exclusively for Sampath Mastercard & Visa Credit Cardholdersβ
Full details
12 & 24 months 0% instalment plans at all Rocell Showrooms exclusively for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at merchant outlet at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; instalment period may not be varied once approved. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points accumulation. General Terms & Conditions of Sampath Bank PLC and Royal Ceramics apply.

Seetha Holdings
up to 24 mo Β· 0%Β· min Rs. 5,000Β· sampath
Verified at 1 source Β· 15 hr ago
βUp to 24 months 0% interest Instalment Plan at all Seetha Holdings outlets for Sampath Mastercard & Visa Credit Cardholders.β
Full details
Up to 24 months 0% interest Instalment Plan at all Seetha Holdings outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- β β 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page βMinimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; plan tenure cannot be changed once submitted; part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points. Excludes Corporate & Business cards (only Mastercard & Visa Credit Cards eligible).

St. Anthony's Hardware
up to 24 mo Β· 0%3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β03, 06, 12 & 24 months 0% installment plans are availableβ
Full details
03, 06, 12 & 24 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 2.5 Mn at St. Anthony's Hardware (St. Anthony's Solar and St. Anthony's Hydro Products).
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be between Rs. 10,000 and Rs. 2.5 Mn and within available balance and authorized credit limit. Offer cannot be combined with any other offer. Transaction must be converted to Easy Payment Plan within 5 calendar days from date of transaction by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be exchanged for cash or used with other promotional programs.

Apuru
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans of 3, 6 and 12 months for every transaction above Rs.10,000 to Rs.1 million at Apuru (Pvt) Ltd using HNB Credit Cards.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-27 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βValid for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000. Transaction must be within approved Credit Limit. Cardholder must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.

Atlas Lanka
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 & 12 months for every transaction above Rs.10,000 to Rs.1 million at Atlas Lanka (Pvt) Ltd.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during the promotional period and converted within 5 calendar days from the date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotions.

Browns & Company
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3, 6 and 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6, and 12 months on every transaction above Rs.10,000 up to Rs.1 million at Browns & Company, Colombo 10. Valid for all HNB Credit Cards except Corporate, Business and Fuel Cards.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2023-03-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βTransaction must be between Rs.10,000 and Rs.1,000,000. All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Transaction must be converted within 5 calendar days from the date of transaction by calling 0112 462 462 or via HNB easy payment plans portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; deposits over credit limit are not eligible. Offer cannot be exchanged for cash or used in conjunction with other promotions.

Browns & Company
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 03, 06 & 12 months installment planβ
Full details
0% installment plan for 3, 6 & 12 months for transactions above Rs.10,000 to Rs.1 million at Browns & Company stores and www.brownsdeals.com.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-09-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000. Transaction must be within approved credit limit. Must convert to installment plan within 5 calendar days from transaction date by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be combined with other promotions or exchanged for cash.

Ceylon Furniture
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· seylan
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β3M, 6M & 12M, 0% Installment Plans available for Credit Cardsβ
Full details
Installment Plans available for Seylan Credit Cards
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-12-31
- Eligible cards
- All credit cards
ConditionsOfficial plan page βMinimum transaction Rs. 10,000 and maximum Rs. 1 Million. Call 011 2008888 to convert. Valid for Seylan Credit Cards.

China Duty Free
up to 12 mo Β· 0%Β· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
βUp to 12 months 0% installment plans are availableβ
Full details
Up to 12 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1.0 Mn
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-29 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βTransaction must be between Rs. 10,000 and Rs. 1.0 Mn (single transaction within available balance and authorized limit). Purchases must be performed during the Promotional Period and converted within 5 calendar days from the date of transaction by calling 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; funds deposited over the credit limit are not eligible. Offer cannot be exchanged for cash or used in conjunction with other promotions. All HNB Credit Cards eligible.

Erosha Traders
up to 12 mo Β· 0%Β· min Rs. 10,000Β· seylan
Verified at 1 source Β· 15 hr ago
β0% Instalment Plans up to 12 Months for Seylan Credit Cards.β
Full details
0% Instalment Plans up to 12 Months for Seylan Credit Cards at Erosha Traders, Kelaniya.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-12-31
ConditionsOfficial plan page βProcessing Fee Apply. Call 011 2008888 to convert. Minimum Transaction Rs.10,000 and maximum Rs.1 Million. General terms and conditions apply.

Global Vinyl
up to 12 mo Β· 0%Β· min Rs. 10,000Β· seylan
Verified at 1 source Β· 15 hr ago
β0% Instalment Plans Available up to 12 Month with your Seylan Credit Card.β
Full details
0% Instalment Plans Available up to 12 Month with your Seylan Credit Card.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-12-31
ConditionsOfficial plan page βCall 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1 Million. General terms and conditions apply.

Kavichchiya Furniture
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· seylan
Verified at 1 source Β· 15 hr ago
β0% Instalment Plans for 3M,6M,12M with your Seylan Credit Card.β
Full details
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-12-31
- Categories
- lifestyle
ConditionsOfficial plan page βCall 011 2008888 to convert. Minimum transaction Rs.10,000 and maximum Rs.1 Million. General terms and conditions apply.

Luxury X
up to 12 mo Β· 0%6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 & 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans of 3 & 6 months for purchases Rs.10,000βRs.1M, and 3, 6 & 12 months for purchases Rs.100,000βRs.1M at Luxury X Experience Showroom using any HNB Credit Card.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible. Transactions must be Rs.10,000 to Rs.1,000,000 for 3 & 6 month plans; Rs.100,000 to Rs.1,000,000 for 12 month plans. Transaction must be within approved credit limit. Deposits over credit limit not eligible. Must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be exchanged for cash or used with other promotions. Contact: 0750710000.

Macktiles Lanka
up to 12 mo Β· 0%Β· min Rs. 10,000Β· seylan
Verified at 1 source Β· 15 hr ago
β0%, 12 Months Installment Plansβ
Full details
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-06-30
ConditionsOfficial plan page βCall 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1 Million. Processing fee applies. General terms and conditions apply.

Miniature Works Of Art (MWOA)
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 & 12 months on every transaction above Rs.10,000 to Rs.1 million at Miniature Works Of Art - MWOA.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotions or exchanged for cash.

N-Connection
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 & 12 months for every transaction above Rs.10,000 to Rs.1 million at N-Connection (PVT) Ltd.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available credit limit. Must convert transaction to easy payment plan within 5 calendar days of purchase by calling 0112 462 462 or via HNB online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions funded by depositing over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions.

OKI International
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 & 12 months for every transaction above Rs.10,000 to Rs.1 million at OKI International (Pvt) Ltd.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1 million and within available balance and authorized limit. Purchases must be performed during the promotional period and cardholder must contact HNB Call Centre (011 2462 462) or visit HNB website within 5 calendar days of the transaction to convert to easy payment plan. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs.

Ranga Shopping Centre
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 & 12 months installment plansβ
Full details
0% installment plans for 3, 6 and 12 months for transactions above Rs.10,000 to Rs.1 million at Ranga Shopping Centre, Panadura.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; funds deposited over credit limit are not eligible. Cannot be combined with other promotional programs or offers.

Sarathchandra Tools & Machinery
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 03 ,06 & 12 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3, 6 and 12 months on transactions above Rs.10,000 to Rs.1 million at Sarathchandra Tools And Machinery - Sarathchandra & Company, Embilipitiya.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-02-16 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Transactions must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via HNB easy payment plan portal. Transactions within approved credit limit only; deposits over credit limit not eligible. Cannot be combined with other offers or exchanged for cash. Transactions made 5 days prior to billing cycle converted in next billing period.

VINCO Furniture
up to 12 mo Β· 0%3 / 6 / 12 monthsΒ· min Rs. 10,000Β· seylan
Verified at 1 source Β· 15 hr ago
β0% Instalment Plans for 3M,6M,12M with your Seylan Credit Cardsβ
Full details
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-12-31
ConditionsOfficial plan page βCall 011 2008888 to convert. Min transaction Rs. 10,000 and maximum Rs. 1,000,000. General terms and conditions apply.

Araliya Enterprises
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months for every transaction above Rs. 10,000 to Rs. 1 million at Araliya Enterprises.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business, and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000. Transaction must be within approved credit limit. Cardholder must convert the transaction within 5 calendar days from the date of performing the transaction by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be exchanged for cash or combined with other promotions.

Blink International
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 2 sources Β· 15 hr ago
β0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
β03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mnβ
Full details
03 & 06 months 0% installment plans available for transactions between Rs. 10,000 to Rs. 1 Mn at Blink International (Pvt) Ltd. Valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-11 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βTransaction value must be between Rs. 10,000 and Rs. 1,000,000. All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Cardholder must convert the transaction within 5 calendar days from the date of transaction. Call HNB Call Centre on 011 2462 462 or visit hnb.lk to convert. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.

BW Bath & Kitchen Solutions
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 million at B W Bath & Kitchen Solutions (Pvt) Ltd
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-16 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchase must be performed during promotional period and cardholder must inform HNB Call Centre at 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans within 5 calendar days of transaction. Transaction must be within approved credit limit; deposits over credit limit not eligible. Offers cannot be exchanged for cash or used with other promotions.

Centrepoint Homes
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plansβ
Full details
0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-16 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Transaction must be converted within 5 calendar days from date of transaction by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with other promotions.

Ceramic Lanka
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on every transaction above Rs.10,000 up to Rs.1 million at Ceramic Lanka, Hettipola.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotions.

CeyaCon Supreme Floors
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3 and 6 installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on every transaction above Rs. 10,000 up to Rs. 1 million at CeyaCon (Pvt) Ltd - Supreme Floors, Colombo 03.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-13 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βTransaction must be Rs. 10,000 to Rs. 1,000,000 per single transaction and within available credit limit. Customer must request conversion within 5 calendar days of transaction by calling 0112 462 462 or via HNB easy payment plans portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Funds deposited over credit limit are not eligible. Cannot be combined with other promotions or exchanged for cash. All HNB Credit Cards eligible.

Ceylon Furniture
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 03 and 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 03 and 06 months on transactions above Rs. 10,000 to Rs. 1 million at Ceylon Furniture (Star Ceylon Consumer). Available at Moratuwa, Ja-Ela, Battaramulla, and Negombo branches.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-01-09 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βFor transactions above Rs. 10,000 to Rs. 1 million. All HNB Credit Cards eligible. Transaction must be within approved credit limit; depositing funds over the limit is not eligible. Cardholder must convert the transaction within 5 calendar days from the date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be exchanged for cash or combined with other promotions.

Chamara Hardware
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 million. Purchases must be converted within 5 calendar days via HNB Call Centre (011 2462 462) or online.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available credit limit. Transaction must be converted within 5 calendar days from date of transaction. Transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotions.

Comfort World International
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans of 3 or 6 months for transactions above Rs.10,000 up to Rs.1 million at Comfort World International. Valid until 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-16 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via online portal. Cannot be combined with other promotions or exchanged for cash. Transactions must be within approved credit limit.

Cycletech
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on transactions between Rs.10,000 and Rs.1 million at Cycletech, available to all HNB Credit Cards except Corporate, Business and Fuel Cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000. Transaction must be within approved Credit Limit. Must convert to Easy Payment Plan within 5 calendar days of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be exchanged for cash or combined with other promotions.

Dankotuwa Porcelain
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on transactions above Rs. 10,000 up to Rs. 1 million at Dankotuwa Porcelain using HNB Credit Cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βValid for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000. Transaction must be within approved credit limit. Must convert to Easy Payment Plan within 5 calendar days of transaction by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or combined with other promotions.

Desigle International
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Verified at 1 source Β· 16 hr ago
β0% + 03 and 06 months installment plansβ
Full details
0% installment plans of 3 and 6 months for transactions above Rs.10,000 to Rs.1 million at Desigle International, Nugegoda.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 β 2026-06-30
ConditionsOfficial plan page βApplicable on single transactions of Rs.10,000 to Rs.1,000,000. Must be within available credit limit. Cardholder must convert transaction within 5 calendar days via HNB Call Centre (011 2462 462) or online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Excluding Corporate, Business and Fuel Cards. Cannot be used in conjunction with other offers or exchanged for cash.

Dinapala Group
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 03 and 06 months on transactions above Rs.10,000 up to Rs.1 million at Dinapala Group.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000. Transaction must be within approved credit limit. Must call HNB Call Centre on 0112 462 462 or visit HNB website within 5 calendar days of transaction to convert to installment plan. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be combined with other promotions or exchanged for cash.

Dream Bikes
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on every transaction above Rs.10,000 up to Rs.1 million at Dream Bikes.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2019-07-08 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be Rs.10,000 to Rs.1,000,000. Transaction must be within approved credit limit. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other offers or exchanged for cash.

Erosha Traders
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3, 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million.β
Full details
0% installment plans for 3 or 6 months on every transaction above Rs.10,000 to Rs.1 million at Erosha Traders (PVT) Ltd, Kelaniya.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-09 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be Rs.10,000 to Rs.1,000,000. Must convert to installment plan within 5 calendar days of transaction by calling 0112 462 462 or via online portal. Offer cannot be combined with any other offer. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; transactions performed by depositing funds over the credit limit are not eligible.

Eser Marketing International
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 and 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on transactions between Rs. 10,000 and Rs. 1,000,000 at Eser Marketing International using any HNB Credit Card (except Corporate, Business and Fuel Cards). Valid until 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within available balance and authorized credit limit. Cardholder must convert the transaction within 5 calendar days from the date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or combined with other promotions.

Furnhouse
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via online. Cannot be combined with other offers or exchanged for cash. Transactions within approved credit limit only.

Globe Glass
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 03 and 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on transactions from Rs. 10,000 to Rs. 1 million at Globe Glass (Pvt) Ltd, Colombo 13.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βTransactions must be between Rs. 10,000 and Rs. 1,000,000. Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via HNB easy payment plans portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; depositing funds over the credit limit is not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotions.

Greenware Premium
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mnβ
Full details
03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mn at Greenware Premium. Valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-11 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βTransactions must be between Rs. 10,000 and Rs. 1,000,000. Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Offer cannot be combined with any other offer. Transaction must be converted within 5 calendar days from transaction date by calling 0112 462 462 or via HNB website. Transaction must be within approved credit limit; deposits over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.

Gunasekara's Home Styles
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-03 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000. Transaction must be within approved Credit Limit. Must convert within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be exchanged for cash or used in conjunction with other promotions.

HΓ€fele
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on transactions from Rs. 10,000 to Rs. 1 million at Hafele India (Pvt) Ltd, valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-16 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βTransactions must be between Rs. 10,000 and Rs. 1,000,000. Transaction must be within the customer's approved credit limit. Must convert to installment plan within 5 calendar days of transaction by calling 0112 462 462 or via HNB online portal. If transaction is made 5 days prior to billing cycle, conversion happens in next billing period. Eligible for all HNB Credit Cards except Corporate, Business, and Fuel Cards. Offers cannot be exchanged for cash or combined with other promotions.

Hewage & Sons Industries
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 and 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000. Must be within available balance and authorized credit limit. Transaction must be converted within 5 calendar days from the date of performing the transaction by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be combined with any other offer. Offers cannot be exchanged for cash.

Indra Traders
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3 and 6 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on transactions above Rs. 10,000 up to Rs. 1 million at Indra Traders branches in Kelaniya, Kandy, Matara, Anuradapura, and Tissamaharama. Valid until 30th June 2026 for all HNB Credit Cards (except Corporate, Business & Fuel cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2022-02-08 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within available balance and authorized credit limit. Customer must convert the transaction within 5 calendar days from the date of the transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions.

JAT Holdings
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 03 and 06 months for transactions above Rs.10,000 up to Rs.1 million at JAT Holdings.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-03 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Must convert transaction within 5 calendar days from date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in next billing period. Transaction must be within approved Credit Limit; transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.

Kingwon
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 and 06 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on every transaction between Rs.10,000 and Rs.1 million at Kingwon, available to all HNB Credit Cards except Corporate, Business & Fuel cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2024-02-06 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be Rs.10,000 to Rs.1 million and within available balance and authorized credit limit. Purchases must be performed during the promotional period. Customer must convert the transaction within 5 calendar days from the date of transaction by calling HNB Call Centre on 011 2462 462 or via online. Transactions made 5 days prior to billing cycle will be converted only in the next billing period. Cannot be used in conjunction with any other promotional programs or offers.

Koala
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 2 sources Β· 15 hr ago
β03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1.0 Mnβ
β0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
03 & 06 months 0% installment plans are available at Koala (Pvt) Ltd for transactions between Rs. 10,000 to Rs. 1.0 Mn using HNB Credit Cards (except Corporate, Business and Fuel Cards). Valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-20 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAvailable for transactions between Rs. 10,000 to Rs. 1.0 Mn. All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Customers must convert the transaction within 5 calendar days from the date of performing the transaction by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted only during the next billing period. Transaction must be within the customer's approved credit limit; transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs.

L.H. Warnapala & Brothers
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-03 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within the available balance and authorized limit. Purchases must be performed during the Promotional Period and informed to HNB Call Centre (011 2462 462) or via online within 5 calendar days from the date of transaction. Transactions made 5 days prior to billing cycle will be converted only during the next billing period. Transaction must be within the customer's approved Credit Limit. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.

Laksela Trade Centre
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plansβ
Full details
0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 million at Laksela Trade Centre
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via HNB easy payment plans portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; funds deposited over the credit limit are not eligible. Offer cannot be exchanged for cash or used in conjunction with other promotions.

Lalan Bedding (Dunlopillo)
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3, 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on every transaction above Rs.10,000 up to Rs.1 million at Lalan Bedding (PVT) LTD - Dunlopillo, Colombo 05.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000. Must be within available balance and authorized credit limit. Cardholder must convert transaction within 5 calendar days of purchase by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotions or exchanged for cash.

Lalanka
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 03 and 06 months installment plansβ
Full details
0% + 03 and 06 months installment plans for transactions above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available credit limit. Customer must request conversion within 5 calendar days of transaction by calling 0112 462 462 or via online portal. Transactions deposited over credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotional programs.

Lanka Tiles
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3 and 6 months installment plans for transactions above Rs.10,000 to Rs. 1 Mnβ
Full details
0% installment plans for 3 and 6 months on transactions above Rs.10,000 up to Rs.1 Mn at Lanka Tiles using HNB Credit Cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during promotional period and cardholder must call 0112 462 462 or visit HNB Easy Payment Plans page to convert. Conversion must be requested within 5 calendar days from transaction date. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; transactions funded by depositing over the credit limit are not eligible. Offers cannot be exchanged for cash or combined with other promotions.

Leema Creations
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on every transaction above Rs.10,000 to Rs.1 million at Leema Creations (Pvt) Ltd and Leema Interiors (Pvt) Ltd.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000, within available credit limit. Customer must convert the transaction within 5 calendar days from the date of transaction by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotions or exchanged for cash. Reservations: 0114722875.

Lifezone Trading
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on every transaction above Rs. 10,000 up to Rs. 1 million at Lifezone Trading, Dehiwala.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within available balance and authorized credit limit. To convert, cardholder must call 0112 462 462 or visit the HNB easy payment plans portal within 5 calendar days of the transaction. Transactions made 5 days prior to billing cycle will be converted only in the next billing period. Cannot be combined with other promotional programs or exchanged for cash.

Light & Shade
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 03 & 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on transactions from Rs. 10,000 to Rs. 1,000,000 at L&S Engineering (Pvt) Ltd - Light & Shade. Contact: 0117770999.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-12-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible. Transactions must be between Rs. 10,000 and Rs. 1,000,000. Customer must convert transaction within 5 calendar days from transaction date by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; deposits over credit limit are not eligible. Offer cannot be exchanged for cash or used with other promotions.

London Sleep
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on transactions between Rs.10,000 and Rs.1 million at London Sleep, valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-03 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available balance and authorized credit limit. Must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in next billing period. Cannot be exchanged for cash or used with other promotional programs.

Lumala
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on single or multiple purchases between Rs.10,000 and Rs.1 million at Lumala (Ride Life Pvt Ltd). Valid until 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2023-02-07 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be Rs.10,000 to Rs.1 million. Transaction must be within available credit limit; deposits over the credit limit are not eligible. Must convert to installment plan within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotions or exchanged for cash.

Macktiles Lanka
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on transactions above Rs.10,000 up to Rs.1 million at Macktiles Lanka.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Customers must convert transaction within 5 calendar days from date of transaction by calling 0112 462 462 or via HNB easy payment plans portal. Transactions 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be combined with any other offer. Transaction must be within approved credit limit; funds deposited over credit limit are not eligible.

Mag City
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1.0 millionβ
Full details
0% installment plans for 3 and 6 months on every transaction above Rs.10,000 to Rs.1.0 million at Mag City (Pvt) Ltd.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-09 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days of transaction by calling 011 2462 462 or via online portal. Transactions must be within approved credit limit. Cannot be combined with other promotions or exchanged for cash.

Mahajana Homes
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans of 3 or 6 months for purchases at Mahajana Homes using HNB Credit Cards, for transactions between Rs.10,000 and Rs.1,000,000.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-03 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βValid for single transactions of Rs.10,000 to Rs.1,000,000. All HNB Credit Cards except Corporate, Business and Fuel Cards. Card member must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via online portal. Transaction must be within approved credit limit. Cannot be used in conjunction with any other promotional programs or offers.

MAHK Premium Store
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 and 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on transactions above Rs. 10,000 up to Rs. 1 million at MAHK Premium Store, Colombo 03.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within available credit limit. Cardholder must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via HNB easy payment plans portal. Transactions funded by depositing over credit limit are not eligible. Offers cannot be exchanged for cash or combined with other promotions.

MKM Holdings Lanka
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 03 and 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 03 and 06 months for transactions above Rs.10,000 to Rs.1 million at MKM Holdings Lanka (Pvt) Ltd.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000. Must be within available balance and authorized credit limit. Must convert to installment plan within 5 calendar days of transaction by calling 0112 462 462 or online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotions.

Nadeesh Furniture
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 and 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on transactions above Rs.10,000 up to Rs.1 million at Nadeesh Furniture, Moratuwa.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during the Promotional Period. Cardholder must convert the transaction within 5 calendar days from date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit; transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotions.

Nelsons Trading Company
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3, 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million.β
Full details
0% + 3, 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million at Nelsons Trading Company.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available credit limit. Transaction must be converted within 5 calendar days by calling 0112 462 462 or via HNB online portal. Transactions performed 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with other promotions.

New Ananda Traders
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months at New Ananda Traders for transactions above Rs. 10,000 up to Rs. 1 million.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-16 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βTransactions must be between Rs. 10,000 and Rs. 1,000,000. Must be within approved credit limit. Cardholder must request conversion within 5 calendar days of the transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Cannot be used in conjunction with other promotions.

New Kadawatha City Center
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1.0 Mnβ
Full details
03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1.0 Mn at New Kadawatha City Center. Contact: 0706398838.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAvailable for transactions between Rs. 10,000 to Rs. 1.0 Mn. All HNB Credit Cards eligible. Customer must contact HNB Call Centre (011 2462 462) or visit the EPP portal within 5 calendar days of the transaction to convert to easy payment plan. Transactions within 5 days prior to billing cycle converted in next billing period β cardholder must settle that statement amount first. Transaction must be within approved credit limit; deposits over credit limit not eligible. Offer cannot be exchanged for cash or used in conjunction with other promotional programs.

Nimalie
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3, 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million.β
Full details
0% installment plans for 3 or 6 months on every transaction between Rs.10,000 and Rs.1,000,000 at Nimalie (PVT) Ltd locations in Kandy and Kiribathgoda.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days from transaction date by calling 0112 462 462 or via online. Offer cannot be combined with any other offer. Transaction must be within approved credit limit.

Nimo & Company
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 million at Nimo & Company (Pvt) Ltd
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Must convert transaction within 5 calendar days from date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle converted in next billing period. Transactions must be within approved credit limit; depositing funds over credit limit not eligible. Cannot be exchanged for cash or used with other promotions.

Nisaco Mall
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 03 and 06 months for transactions above Rs.10,000 to Rs.1 million at Nisaco Mall. Valid till 30th June 2026 for all HNB Credit Cards (except Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-03 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βTransactions above Rs.10,000 to Rs.1 million eligible. All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be within available balance and authorized limit. Customer must convert transaction within 5 calendar days from date of transaction. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.

Nishans Cycle Base
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 & 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on transactions above Rs.10,000 to Rs.1 million at Nishans Cycle Base (Nishans International), Maharagama. Valid until 30th June 2026 for all HNB Credit Cards (excluding Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business, and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within available credit limit. Cardholder must convert transaction within 5 calendar days from purchase date by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Funds deposited over credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions. Contact: 0777696944.

Paramount Traders
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3 and 6 installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
Enjoy 0% installment plans for 3 or 6 months on every transaction above Rs.10,000 up to Rs.1 million at Paramount Traders, valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-09 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page β0% installment plans for 3 or 6 months on single transactions of Rs.10,000 to Rs.1,000,000. All HNB Credit Cards eligible. Transaction must be within approved credit limit; transactions funded by depositing over the credit limit are not eligible. Customer must convert within 5 calendar days of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or combined with other promotions.

Pro Golf
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 & 6 months installment plans for selected items transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on selected items at Pro Golf outlets in Colombo (OGF), Kandy, and Nuwara Eliya for transactions above Rs. 10,000 up to Rs. 1 million.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-02 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- sports, retail
ConditionsOfficial plan page βValid for single/multiple purchases of Rs. 10,000 to Rs. 1,000,000 per transaction. Transaction must be within available credit limit. Must convert to installment plan within 5 calendar days from transaction date by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Cannot be used in conjunction with other promotions.

Rainbow Furniture & Electricals
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 and 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 03 and 06 months for transactions above Rs.10,000 to Rs.1 million at Rainbow Furniture & Electricals.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βTransaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via HNB online portal. Transaction must be within approved credit limit. Eligible for All HNB Credit Cards except Corporate, Business and Fuel Cards. Cannot be combined with other offers or exchanged for cash.

Raux Brothers
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-03 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available credit limit. Must convert to Easy Payment Plan within 5 calendar days from date of transaction by calling 011 2462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with other promotions.

Robbialac
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on transactions above Rs.10,000 up to Rs.1 million at Robbialac.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available credit limit. Customer must request conversion within 5 calendar days of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotional offers or exchanged for cash.

Rohana Furniture
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on every transaction above Rs.10,000 to Rs.1 million at Rohana Furniture, Welimada.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Cardholder must convert the transaction within 5 calendar days from the date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.

Royal Sofas
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on every transaction above Rs. 10,000 up to Rs. 1 million at Royal Sofas, Kinniya.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within the available credit limit. Customer must convert transaction within 5 calendar days from the date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be exchanged for cash or used with other promotional offers.

Samson Rajarata Tiles
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on transactions between Rs.10,000 and Rs.1,000,000 at Samson Rajarata Tiles using any HNB Credit Card (except Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-16 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle converted in next billing period. Cannot be used in conjunction with other promotions or exchanged for cash.

Seetha Holdings
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 & 6 months installments are available for transaction above Rs. 10,000 to Rs. 1 Millionβ
Full details
0% + 3 & 6 months installments are available for transactions above Rs. 10,000 to Rs. 1 Million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-21 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible. Single transaction must be Rs. 10,000 to Rs. 1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via HNB easy payment plans portal. Transactions made 5 days prior to billing cycle converted in next billing period. Transaction must be within approved credit limit. Cannot be used in conjunction with other promotions.

Siyane City
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1.0 Mnβ
Full details
03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1.0 Mn at Siyane City (Gampaha and Yakkala branches).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βApplicable for transactions between Rs. 10,000 to Rs. 1,000,000. All HNB Credit Cards eligible. Transaction must be within approved credit limit. Must convert to Easy Payment Plan within 5 calendar days of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or combined with other promotions.

SPK Outdoor Furniture
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 and 06 months installment plansβ
Full details
0% installment plans for 03 and 06 months on transactions above Rs.10,000 to Rs.1 million at S P K Outdoor Furniture (Pvt) Ltd using HNB Credit Cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βValid for transactions above Rs.10,000 to Rs.1,000,000. Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be within approved credit limit. Card member must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted only during the next billing period. Offers cannot be exchanged for cash or used in conjunction with other promotions.

St. Anthony's Hardware
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 15 hr ago
β0% + 03 and 06 months installment plansβ
Full details
0% + 03 and 06 months installment plans for transactions above Rs.10,000 to Rs.1 million at St. Anthony's Hardware (St. Anthony's Solar and St. Anthony's Hydro Products)
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-02-02 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- hardware
ConditionsOfficial plan page βEligible for all HNB Credit Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within the available balance and authorized credit limit. Customer must convert the transaction within 5 calendar days from the date of transaction by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Total bill must be settled via HNB credit card. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs.

STC Sri Lanka
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3, 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million.β
Full details
0% + 3, 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-09 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available balance and authorized credit limit. Cardholder must request conversion within 5 calendar days of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period β cardholder must settle the statement amount and installment plan takes effect from the next billing cycle. Transactions funded by depositing funds over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions.

Suriyage Bike Shop
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 or 6 months on transactions above Rs.10,000 up to Rs.1 million at Suriyage Bike Shop using HNB Credit Cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Transaction must be converted within 5 calendar days from the date of transaction. Customers must contact HNB Call Centre on 011 2462 462 or visit https://hnb.lk/personal/cards/value-added-services/easy-payment-plans to convert. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with other promotions.

The Chance Sports
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 03 and 06 months on transactions above Rs. 10,000 up to Rs. 1 million at The Chance Sports using any HNB Credit Card (except Corporate, Business & Fuel cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2024-02-07 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business & Fuel cards. Single or multiple purchases eligible; single transaction must be Rs. 10,000 to Rs. 1,000,000 and within available credit limit. Cardholder must request conversion within 5 calendar days of the transaction by calling 0112 462 462 or via the HNB easy payment plans portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions funded by depositing funds over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions.

The Concept Store
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 2 sources Β· 15 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
β0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 03 or 06 months for transactions above Rs.10,000 to Rs.1 million at The Concept Store.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-11 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000. Must convert transaction within 5 calendar days from date of transaction. Transactions must be within approved credit limit. Cannot be combined with other offers or exchanged for cash.

TMN Hardware
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on every transaction above Rs. 10,000 up to Rs. 1 million at T M N Hardware, Hettipola.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-16 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000. Must be within available balance and authorized credit limit. Customer must convert transaction within 5 calendar days from transaction date by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotions or exchanged for cash.

Tomahawk Bicycle Mall
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 , 6 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% + 3, 6 months installment plans for transactions above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during promotional period. Customer must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; deposits over credit limit not eligible. Offers cannot be exchanged for cash or used with other promotions.

W. A. De Silva & Co
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Verified at 1 source Β· 16 hr ago
β03 & 06 months 0% installment plans for transactions between Rs. 10,000 to Rs. 1 Mnβ
Full details
03 & 06 months 0% installment plans for transactions between Rs. 10,000 to Rs. 1 Mn at W. A. De Silva & Co locations in Colombo 06, Colombo 03, Nugegoda, Colombo 11, and Kandy.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-11 β 2026-06-30
ConditionsOfficial plan page βSingle or multiple purchases eligible; single transaction must be Rs. 10,000 to Rs. 1,000,000 and within available credit limit. Must convert within 5 calendar days from transaction date by calling 0112 462 462 or via HNB easy payment portal. Transactions made 5 days prior to billing cycle converted in next billing period. Transactions funded by depositing over credit limit not eligible. Cannot be combined with other offers or exchanged for cash. HNB Credit Cards only.

William Penn
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 03 or 06 months for transactions above Rs.10,000 to Rs.1 million at William Penn.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Must convert transaction within 5 calendar days from purchase date by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be used with any other promotional programs or offers.

Wimaladharma & Sons
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 2 sources Β· 15 hr ago
β0% + 03 and 06 months installment plans for transactions above Rs.10,000 to Rs.1 millionβ
β0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% installment plans for 3 and 6 months on transactions above Rs.10,000 to Rs.1 million at Wimaladharma & Sons.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-11 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βValid for all HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Cardholder must convert the transaction within 5 calendar days from the date of performing the transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transaction must be within the customer's approved credit limit; transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs. Transactions made 5 days prior to billing cycle will be converted only during the next billing period.

Wimaladharma Brothers
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 & 6 months installments are available for transaction above Rs. 10,000 to Rs. 1 Millionβ
Full details
0% installment plans for 3 and 6 months available at Wimaladharma Brothers (Pvt) Ltd for transactions between Rs. 10,000 and Rs. 1 Million using HNB Credit Cards (excluding Corporate, Business and Fuel Cards).
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-03 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAvailable for transactions above Rs. 10,000 to Rs. 1 Million. All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Single or multiple purchases eligible for easy payment plans up to 6 months. Transaction must be within approved credit limit. Must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be exchanged for cash or used in conjunction with other promotional offers. Contact: 0112325613 / 0112325614.

World Of Outdoor
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03 and 06 months installment plansβ
Full details
0% installment plans for 3 and 6 months on transactions above Rs.10,000 to Rs.1 million at World Of Outdoor (Pvt) Ltd, valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βAll HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Transaction must be between Rs.10,000 and Rs.1,000,000. Cardholder must convert transaction within 5 calendar days from date of purchase by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; deposits over credit limit not eligible. Offers cannot be exchanged for cash or used with other promotions.

Yamaha Music Centre
up to 6 mo Β· 0%3 / 6 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million at M.L.C. Caderamanpulle (Pvt) Ltd - Yamaha Music Centre
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 β 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page βEligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000. Transaction must be within available credit limit. Must convert to installment plan within 5 calendar days of transaction by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be used in conjunction with other promotions or exchanged for cash.

Stars Sports
up to 3 mo Β· 0%Β· min Rs. 10,000Β· hnb
Verified at 1 source Β· 16 hr ago
β0% + 03 months installment plans for every transaction above Rs.10,000 to Rs.1 millionβ
Full details
HNB Credit Cardholders can enjoy 0% installment plans for 3 months on every transaction above Rs.10,000 up to Rs.1 million at Stars Sports, Wattala. Valid till 30th June 2026.
- Tenure
- 3 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-29 β 2026-06-30
ConditionsOfficial plan page βApplicable for single/multiple purchases where the single transaction is Rs.10,000 to Rs.1,000,000 and within the available credit limit. Must convert transaction within 5 calendar days from transaction date. To convert, call HNB Call Centre on 011 2462 462 or visit https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Cannot be combined with other promotions or exchanged for cash.