Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals β what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? β
6 plans of 763 Β· longest tenure first

BigDeals.lk
up to 48 mo Β· 0%12 / 24 / 36 / 48 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 / 48 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- online_shopping
ConditionsOfficial plan page β12-Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 mn. 48-Month Plan: Processing Fee LKR 4,800; Transaction Value Minimum LKR 100,000 β Maximum LKR 2 mn. Offer valid until 30th June 2026.

Takas.lk
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βUp to 20% Savings on Selected itemsβ
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- online_shopping
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 β Maximum LKR 2 Mn. Applicable on selected items at Takas.lk online store.

Wasi.lk
up to 36 mo Β· 0%12 / 24 / 36 monthsΒ· min Rs. 25,000Β· ndb
Verified at 1 source Β· 16 hr ago
βOffer valid period : Until 30th June 2026β
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- β β 2026-06-30
- Categories
- online_shopping
ConditionsOfficial plan page β12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 β Maximum LKR 1,000,000. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher); Transaction Value Minimum LKR 50,000 β Maximum LKR 2,000,000. Valid until 30th June 2026.

BigDeals.lk
up to 24 mo Β· 0%3 / 6 / 12 / 24 monthsΒ· min Rs. 10,000Β· hnb
Eligible: All credit cards
Verified at 1 source Β· 16 hr ago
β0% + 03, 06, 12, & 24 months installment planβ
Full details
0% installment plan for 3, 6, 12, and 24 months on transactions between Rs. 10,000 and Rs. 1 million at Bigdeals.lk using any HNB Credit Card. Valid until 30th June 2026.
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-30 β 2026-06-30
- Eligible cards
- All credit cards
- Categories
- online_shopping
ConditionsOfficial plan page βEligible for all HNB Credit Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within the available balance and authorized credit limit. Customer must contact HNB Call Centre at 0112 462 462 or visit the easy payment plans page within 5 calendar days of the transaction to convert to installment plan. Transactions made 5 days prior to billing cycle will be converted in the next billing period β cardholder must settle the full statement amount in that cycle. Transactions funded by depositing over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions.

Cosmetics.lk
up to 24 mo Β· 0%Β· min Rs. 10,000Β· seylan
Verified at 1 source Β· 15 hr ago
β0%, Up to 24M Instalment Plans Available for Credit Cardsβ
Full details
0% instalment plans available for up to 24 months for Seylan Credit Cards at Cosmetics.lk, valid until 31st December 2026.
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-12-31
ConditionsOfficial plan page βValid in store & online. Call 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1,000,000. General terms and conditions apply.
Supplement Vault.LK
up to 24 mo Β· 0%Β· min Rs. 10,000Β· seylan
Verified at 1 source Β· 15 hr ago
β0%, Up to 24M Instalment Plans Available for Credit Cardsβ
Full details
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- β β 2026-12-31
- Categories
- online_shopping
ConditionsOfficial plan page βValid in store & online. Call 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1 million. General terms and conditions apply.