Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
9 plans of 763 · longest tenure first
BigDeals.lk
up to 48 mo · 0%12 / 24 / 36 / 48 months· min Rs. 25,000· ndb
Verified at 1 source · 16 hr ago
“Offer valid period : Until 30th June 2026”
Full details
- Tenure
- 12 / 24 / 36 / 48 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- — → 2026-06-30
- Categories
- online_shopping
ConditionsOfficial plan page ↗12-Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 – Maximum LKR 1 mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 – Maximum LKR 2 mn. 48-Month Plan: Processing Fee LKR 4,800; Transaction Value Minimum LKR 100,000 – Maximum LKR 2 mn. Offer valid until 30th June 2026.
Takas.lk
up to 36 mo · 0%12 / 24 / 36 months· min Rs. 25,000· ndb
Verified at 1 source · 16 hr ago
“Up to 20% Savings on Selected items”
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- — → 2026-06-30
- Categories
- online_shopping
ConditionsOfficial plan page ↗12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 – Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 – Maximum LKR 2 Mn. Applicable on selected items at Takas.lk online store.
Wasi.lk
up to 36 mo · 0%12 / 24 / 36 months· min Rs. 25,000· ndb
Verified at 1 source · 16 hr ago
“Offer valid period : Until 30th June 2026”
Full details
- Tenure
- 12 / 24 / 36 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- — → 2026-06-30
- Categories
- online_shopping
ConditionsOfficial plan page ↗12 Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 – Maximum LKR 1,000,000. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher); Transaction Value Minimum LKR 50,000 – Maximum LKR 2,000,000. Valid until 30th June 2026.
BigDeals.lk
up to 24 mo · 0%3 / 6 / 12 / 24 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 16 hr ago
“0% + 03, 06, 12, & 24 months installment plan”
Full details
0% installment plan for 3, 6, 12, and 24 months on transactions between Rs. 10,000 and Rs. 1 million at Bigdeals.lk using any HNB Credit Card. Valid until 30th June 2026.
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-30 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- online_shopping
ConditionsOfficial plan page ↗Eligible for all HNB Credit Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within the available balance and authorized credit limit. Customer must contact HNB Call Centre at 0112 462 462 or visit the easy payment plans page within 5 calendar days of the transaction to convert to installment plan. Transactions made 5 days prior to billing cycle will be converted in the next billing period — cardholder must settle the full statement amount in that cycle. Transactions funded by depositing over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions.
Atlas Lanka
up to 12 mo · 0%· seylan
Verified at 1 source · 15 hr ago
“15% OFF ON TOTAL BILL FOR SEYLAN CARDS”
Full details
15% off on total bill for Seylan Cards at Atlas My Shop online store. Also eligible for 0% 12-month instalment plans on bills over Rs. 10,000.
- Tenure
- 12 months
- Interest
- 0%
- Valid
- — → 2026-06-30
- Categories
- online_shopping
ConditionsOfficial plan page ↗Shop via https://www.atlas.lk/myshop/. Offer is valid for online purchases only. Delivery charges will be applicable. 0% 12-month instalment plans available for bills over Rs. 10,000. No processing fee. Call 011 2008888 to convert.
BigDeals.lk
up to 12 mo · 0%· min Rs. 10,000· seylan
Verified at 1 source · 15 hr ago
“12 months, 0% installment plans available”
Full details
Seylan Credit Cardholders can convert purchases on buyabans.com and bigdeals.lk into 12-month 0% instalment plans. Minimum transaction Rs. 10,000; maximum Rs. 1,000,000. Call 011-2008888 within 7 working days of purchase to convert.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-25 → 2026-12-31
- Categories
- online_shopping
ConditionsOfficial plan page ↗Offer valid on www.buyabans.com and https://bigdeals.lk/. Minimum transaction Rs. 10,000 and maximum transaction Rs. 1,000,000/-. Customer has to call hotline 011-2008888 to convert transactions into a payment plan within 07 working days of purchase. General terms and conditions of the merchant apply. Installment plans valid until 31st December 2026.
Insureme.lk
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 16 hr ago
“0% + 03, 06 & 12 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mn.”
Full details
0% installment plans available for 3, 6 & 12 months for transactions between Rs. 10,000 to Rs. 1 Mn at Insureme.lk.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-25 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗Available for transactions between Rs. 10,000 to Rs. 1 Mn. All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Transaction must be within approved credit limit; transactions performed by depositing funds over the credit limit are not eligible. Cardholder must convert the transaction within 5 calendar days from the date of performing the transaction by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted only during the next billing period. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs or offers.
MyFees.lk
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Verified at 1 source · 16 hr ago
“0% 3, 6 & 12 months installment plans for transactions above Rs.10,000 to 1Mn”
Full details
HNB Credit Cardholders can enjoy 0% installment plans of 3, 6 and 12 months at MyFees.lk and Mybills.lk for transactions between Rs.10,000 and Rs.1,000,000. Valid until 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-29 → 2026-06-30
- Categories
- online_shopping
ConditionsOfficial plan page ↗For transactions above Rs.10,000 to Rs.1,000,000. Cardholder must convert transaction within 5 calendar days from date of transaction. Must call HNB Call Centre on 011 2462 462 or visit https://hnb.lk/personal/cards/value-added-services/easy-payment-plans to convert. Transaction must be within approved credit limit; transactions performed by depositing funds over credit limit are not eligible. Cannot be used in conjunction with any other promotional programs or offers. Eligible for HNB Credit Cardholders only.
Rooter.lk
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 2 sources · 16 hr ago
“0% + 03, 06 & 12 months installment plans”
“0% + 03 ,06 & 12 months installment plans”
Full details
0% installment plans for 3, 6 and 12 months on transactions above Rs. 10,000 up to Rs. 1 million at Luxury X - Rooter.lk using HNB Credit Cards.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- online_shopping
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000. Transaction must be within approved credit limit. Cardholder must contact HNB Call Centre (011 2462 462) or visit online portal within 5 calendar days of transaction to convert to easy payment plan. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or combined with other promotions.