Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
15 plans of 763 · longest tenure first
AIA Insurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3, 6 and 12 months on every transaction above Rs.10,000 to Rs.1 million at AIA Insurance, valid till 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-28 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗Transaction must be Rs.10,000 to Rs.1,000,000. Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Card member must convert transaction within 5 calendar days from the date of purchase by calling 0112 462 462 or via HNB easy payment plans portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; deposits over credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotions.
Allianz Insurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3, 6 & 12 months for every transaction above Rs.10,000 to Rs.1 million at Allianz Insurance using HNB Credit Cards.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-28 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available credit limit. Transaction must be converted to Easy Payment Plan within 5 calendar days of purchase by calling 0112 462 462 or via the HNB website. Offers cannot be exchanged for cash or used in conjunction with other promotions. Transactions made 5 days prior to billing cycle will be converted in the next billing period.
Amana Takaful Insurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· seylan
Verified at 1 source · 11 hr ago
“0%, 3M,6M & 12M Instalment plans Available with your Seylan Credit Cards”
Full details
0%, 3M, 6M & 12M Instalment plans available with your Seylan Credit Cards
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-06-30
- Categories
- insurance
ConditionsOfficial plan page ↗Call 0112008888 to convert. Minimum transaction Rs. 10,000 & maximum Rs. 1 Million. No Processing / Handling Fee. General terms & conditions apply.
Assetline Insurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3, 6 and 12 months on every transaction above Rs. 10,000 up to Rs. 1 million at Assetline Insurance using any HNB Credit Card (except Corporate, Business and Fuel Cards). Valid till 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-28 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within available balance and authorized credit limit. Card member must convert transaction within 5 calendar days from date of transaction by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period — cardholder must settle the amount in that statement and the installment plan takes effect from the next billing cycle. Transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.
Continental Insurance Lanka
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3, 6 and 12 months for every transaction above Rs.10,000 to Rs.1 million at Continental Insurance Lanka Limited.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-28 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000. Purchases must be performed during the promotional period and converted within 5 calendar days from the date of transaction by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit. Cannot be exchanged for cash or used in conjunction with other promotions.
HNB Assurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 3 ,6 & 12 months installment plans”
Full details
0% installment plans for 3, 6 and 12 months on every transaction above Rs. 10,000 up to Rs. 1 million at HNB Assurance. Valid till 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-28 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- insurance
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000. Transaction must be within approved credit limit. Transactions funded by depositing over the credit limit are not eligible. Must convert within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be exchanged for cash or combined with other promotions.
HNB General Insurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 3 sources · 11 hr ago
“0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
“0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
“0% + 3 ,6 & 12 months installment plans”
Full details
0% + 3, 6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-28 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- insurance
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available credit limit. Transaction must be converted within 5 calendar days from date of transaction. To convert, call 0112 462 462 or visit https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotions.
LOLC Life Assurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Verified at 1 source · 11 hr ago
“0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3, 6 and 12 months for every transaction above Rs. 10,000 to Rs. 1 million at LOLC Life Assurance.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-28 → 2026-06-30
- Categories
- insurance
ConditionsOfficial plan page ↗Available on single or multiple purchases where the single transaction is between Rs. 10,000 and Rs. 1,000,000. Transaction must be within approved credit limit. Cardholder must request conversion within 5 calendar days of the transaction by calling 0112 462 462 or via online portal. Purchases must be settled via HNB credit card. Offer cannot be exchanged for cash or combined with other promotions. Excluding Corporate, Business and Fuel Cards. Transactions made 5 days prior to billing cycle will be converted in the next billing period.
MBSL Insurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· seylan
Verified at 1 source · 11 hr ago
“0%, 3M,6M & 12M Instalment plans Available with your Seylan Credit Cards”
Full details
0%, 3M, 6M & 12M Instalment plans available with your Seylan Credit Cards at MBSL Insurance Co Ltd.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-06-30
- Categories
- insurance
ConditionsOfficial plan page ↗Call 0112008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1 Million. No Processing / Handling Fee. General terms & conditions apply.
Sanasa General Insurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· seylan
Verified at 1 source · 11 hr ago
“0%, 3M,6M & 12M Instalment plans Available with your Seylan Credit Cards”
Full details
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-06-30
- Categories
- insurance
ConditionsOfficial plan page ↗Call 0112008888 to convert. Minimum transaction Rs.10,000 & maximum Rs.1 Million. No Processing / Handling Fee. General terms & conditions apply.
SLIC Insurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans of 3, 6 and 12 months on every transaction above Rs.10,000 up to Rs.1 million at SLIC insurance using HNB Credit Cards (except Corporate, Business and Fuel Cards). Valid until 30th June 2026.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-28 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- insurance
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be between Rs.10,000 and Rs.1,000,000. Purchases must be converted within 5 calendar days from the date of transaction by calling 0112 462 462 or visiting the EPP online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; funds deposited over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions.
Softlogic Life Insurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 3 ,6 & 12 months installment plans”
Full details
0% installment plans of 3, 6 and 12 months for every transaction above Rs.10,000 to Rs.1 million at Softlogic Life Insurance PLC.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-28 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000. Transaction must be within approved credit limit. Must convert to installment plan within 5 calendar days of transaction by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offer cannot be exchanged for cash or used in conjunction with other promotions.
Union Assurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3, 6 & 12 months for every transaction above Rs.10,000 to Rs.1 million at Union Assurance using HNB Credit Cards.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-04-28 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during the promotional period and converted within 5 calendar days by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.
Union Assurance
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· seylan
Verified at 1 source · 11 hr ago
“0%, 3M, 6M & 12M Instalment Plans Available”
Full details
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-06-30
- Categories
- insurance
ConditionsOfficial plan page ↗Call 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1,000,000. No processing fees. General terms and conditions of the Insurance Co & Bank apply.
Suren Cooke Agencies
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 11 hr ago
“0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2024-02-06 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized credit limit. Purchases must be performed during the promotional period and conversion requested within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions funded by depositing over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions.