Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
10 plans of 763 · longest tenure first
Puwakaramba Building Solutions
up to 48 mo · 0%12 / 24 / 36 / 48 months· min Rs. 10,000· seylan
Verified at 1 source · 17 hr ago
“0 % Instalment for 12M, 24M , 36M & 48M with your Seylan Credit Card”
Full details
- Tenure
- 12 / 24 / 36 / 48 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-12-31
- Categories
- home_improvement
ConditionsOfficial plan page ↗Minimum transaction Rs. 10,000 and maximum Rs. 3,000,000. Contact merchant to convert to easy payment plans. General terms and conditions apply.
Ceylon Furniture
up to 24 mo · 0%· min Rs. 5,000· sampath
Verified at 1 source · 17 hr ago
“Up to 24 months 0% Instalment Plans at all Ceylon Furniture outlets for Sampath Mastercard & Visa Credit Cardholders.”
Full details
- Tenure
- 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- furniture
ConditionsOfficial plan page ↗Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other offer. Instalment amounts are non-refundable and tenure cannot be varied once approved. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points. Excludes Corporate & Business cards (offer specifies Mastercard & Visa Credit Cards only).
Sierra Construction
up to 24 mo · 0%3 / 6 / 12 / 24 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 17 hr ago
“0% + 3, 6 ,12 & 24 months installment plans”
Full details
0% installment plans for 3, 6, 12 & 24 months for every transaction above Rs.10,000 to Rs.2.5 million at Sierra Construction Ltd using any HNB Credit Card (except Corporate, Business & Fuel cards).
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-06-01 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be Rs.10,000 to Rs.2.5 million and within available balance and authorized credit limit. Must request conversion within 5 calendar days from transaction date by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotions or exchanged for cash. Contact: 0762100123, 0715931199, 0707921821.
Kalana Furniture
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· seylan
Verified at 1 source · 17 hr ago
“0% Instalment Plans for 3M,6M,12M with your Seylan Credit Card.”
Full details
0% Instalment Plans for 3M, 6M, 12M with your Seylan Credit Card.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-12-31
- Categories
- furniture
ConditionsOfficial plan page ↗Call 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1,000,000. General terms and conditions apply.
Arpico Super Centre
up to 6 mo · 0%3 / 6 months· seylan
Verified at 1 source · 17 hr ago
“0% ,3M & 6M Installment Plans with your Seylan Credit Cards”
Full details
0% Installment Plans for 3 months and 6 months with Seylan Credit Cards at Arpico Furniture outlets.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Valid
- — → 2026-12-31
- Categories
- furniture
ConditionsOfficial plan page ↗Applicable for Seylan Credit Cardholders only. Call 0112008888 to convert. Valid only at Arpico Furniture outlets. General terms and conditions apply.
Coolco
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 18 hr ago
“0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months for every transaction above Rs.10,000 to Rs.1 million at Coolco (Pvt) Ltd locations.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-16 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Transaction must be converted within 5 calendar days from date of transaction. Cannot be combined with any other promotions. Cannot be exchanged for cash or used with other promotional programs.
Imagine Interiors
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 18 hr ago
“0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 million”
Full details
0% + 03, 06 months installment plans for transactions above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-16 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- home
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be Rs.10,000 to Rs.1,000,000. Must convert within 5 calendar days of transaction by calling 0112 462 462 or via online EPP portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other offers or exchanged for cash. Transaction must be within approved credit limit.
Nugegoda Furniture House
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Verified at 1 source · 18 hr ago
“0% + 3 and 6 months installment plans for transactions above Rs.10,000 to Rs. 1 Mn”
Full details
0% installment plans for 3 and 6 months on transactions above Rs.10,000 up to Rs.1 Mn at Nugegoda Furniture House (Wimalasiri). Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 → 2026-06-30
- Categories
- furniture
ConditionsOfficial plan page ↗Single transaction must be Rs.10,000 to Rs.1,000,000 and within available credit limit. Cardholder must request conversion within 5 calendar days of transaction by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Excludes Corporate, Business, and Fuel Cards. Cannot be combined with other promotions or exchanged for cash.
Sleep Makers (Valentino)
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 2 sources · 18 hr ago
“0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 million”
“20% off on selected items”
Full details
20% off on selected items and 0% installment plans for 03 & 06 months for transactions above Rs.10,000 to Rs.1 million at Sleep Makers - Valentino.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-05 → 2026-07-31
- Eligible cards
- All credit cards
- Categories
- furniture
ConditionsOfficial plan page ↗Offer Period: Till 31st July 2026. Installment Period: Till 30th June 2026. All HNB Credit Cards eligible. Offer cannot be combined with any other existing offers. Minimum advance payment of 50% is required. Delivery must be completed within three months from the date of order confirmation. Installment eligible for single/multiple purchases; single transaction must be Rs.10,000 to Rs.1,000,000 within available credit limit. Cardholder must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over credit limit not eligible. Offers cannot be exchanged for cash or used with other promotional programs.
Uncommon Homes
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 2 sources · 17 hr ago
“0% + 03 & 06 months installment plans”
“15% off on selected items”
Full details
0% installment plans for 03 and 06 months for transactions above Rs.10,000 up to Rs.1 million at Uncommon Homes locations in Kandy, Nawala, Ratnapura, and Nugegoda.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-01 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- home
ConditionsOfficial plan page ↗For transactions above Rs.10,000 to Rs.1 million. All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Offer cannot be combined with any other offers. Purchases must be converted within 5 calendar days from transaction date by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period.