Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
16 plans of 763 · longest tenure first
Softlogic MAX
up to 24 mo · 0%3 / 6 / 12 / 24 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 2 sources · 10 hr ago
“Up to 6 months with 0% installments for Odel, Cotton Collection & Softlogic Brands”
“0% + 3 ,6 ,12 & 24 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3, 6, 12 & 24 months for every transaction above Rs.10,000 to Rs.1 million at Softlogic
- Tenure
- 3 / 6 / 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- electronics, apparel
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000. Transaction must be within approved credit limit. Must convert to installment plan within 5 calendar days from transaction date by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or used in conjunction with other promotional programs.
Singhagiri
up to 20 mo · 0%· min Rs. 5,000· sampath
Verified at 1 source · 10 hr ago
“Up to 20 months 0% interest instalment plans at all Singhagiri Plaza Outlets for all Sampath Mastercard & Visa Credit Cardholders.”
Full details
Up to 20 months 0% interest instalment plans at all Singhagiri Plaza Outlets for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 20 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- apparel, electronics
ConditionsOfficial plan page ↗Minimum bill value must exceed Rs. 5,000/-. Not valid for Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Full payment must be settled with Sampath Mastercard or Visa Credit Card. Instalment tenure must be selected at point of payment. Instalment amounts are non-refundable and instalment period cannot be varied once submitted. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points accumulation. Excludes Corporate & Business cards (implied by Mastercard & Visa Credit Cards scope).
Gitano Collection
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 10 hr ago
“0% + 3 ,6 & 12 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3, 6 & 12 months for every transaction above Rs.10,000 to Rs.1 million at Gitano Collection.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-01 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1 million and within available balance and authorized limit. Purchases must be performed during promotional period and conversion requested within 5 calendar days by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in next billing period. Cannot be used in conjunction with other promotional programs or offers.
Valentino Italy
up to 12 mo · 0%· seylan
Verified at 1 source · 11 hr ago
“Up to 20% Discount Available for Selected Products”
Full details
Up to 20% Discount Available for Selected Products with 0%, 12M Installment Plans Available
- Tenure
- 12 months
- Interest
- 0%
- Valid
- — → 2026-07-31
- Categories
- apparel
ConditionsOfficial plan page ↗Applicable for Seylan Credit Cardholders only. Call 0112008888 to convert. General terms and conditions apply.
Access Lifestyle
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 10 hr ago
“0% + 3, 6, months installment plans for every transaction above Rs.10,000 to Rs.1 million.”
Full details
0% + 3, 6, months installment plans for every transaction above Rs.10,000 to Rs.1 million.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- apparel
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available credit limit. Purchases must be converted within 5 calendar days from transaction date by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be used in conjunction with other offers or exchanged for cash.
Bollywood Boutique
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 10 hr ago
“0% + 3 and 06 months installment plans for selected items above Rs.10,000 to Rs.1 million”
Full details
0% + 3 and 06 months installment plans for selected items above Rs.10,000 to Rs.1 million
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2023-02-07 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- apparel
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available credit limit. Must convert transaction within 5 calendar days from purchase date by calling 011 2462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with any other offer. Offer cannot be exchanged for cash.
Ceylon City Mart
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Verified at 1 source · 10 hr ago
“03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mn”
Full details
03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mn. Valid until 30th June 2026. Eligible for all HNB Credit Cards at Galle location.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-06-30
- Categories
- apparel
ConditionsOfficial plan page ↗Available for transactions between Rs. 10,000 to Rs. 1,000,000. Transaction must be converted within 5 calendar days from the date of transaction. Customers must call 0112 462 462 or visit HNB easy payment plans portal to convert. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs.
Dilshan Drapers
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 10 hr ago
“0% + 03 ,06 months installment plans for transactions above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 or 6 months on transactions between Rs.10,000 and Rs.1 million at Dilshan Drapers, valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-16 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- apparel
ConditionsOfficial plan page ↗Transactions must be between Rs.10,000 and Rs.1,000,000. All HNB Credit Cards eligible except Corporate, Business and Fuel Cards. Cardholder must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved credit limit; deposits over credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with other promotions.
Fits Retail
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 10 hr ago
“0% + 3 & 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months on every transaction above Rs. 10,000 up to Rs. 1 million at Fits Retail. Valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-02 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- apparel
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000 and within available credit limit. Customer must convert transaction within 5 calendar days from transaction date by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Funds deposited over credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions.
Hameedia
up to 6 mo · 0%3 / 6 months· min Rs. 25,000· hnb
Eligible: All credit cards
Verified at 1 source · 10 hr ago
“03, 06 months 0% installment plans options for selected grooms wedding packages above LKR 25,000”
Full details
03 or 06 months 0% installment plan options available for selected grooms wedding packages above LKR 25,000 at Hameedia, Envoy Mansion, and Hameedia.com.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2023-02-14 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- apparel
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business & Fuel cards. Minimum bill value LKR 25,000. Offer cannot be combined with any other offer. Single transaction must be Rs.10,000 to Rs.1 Mn and within available credit limit. Must convert transaction within 5 calendar days from purchase date by calling 011 2462 462 or via HNB easy payment plan portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period.
Leema Creations
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 10 hr ago
“0% + 3 and 6 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months on every transaction above Rs.10,000 to Rs.1 million at Leema Creations (Pvt) Ltd and Leema Interiors (Pvt) Ltd.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-12 → 2026-06-30
- Eligible cards
- All credit cards
ConditionsOfficial plan page ↗Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000, within available credit limit. Customer must convert the transaction within 5 calendar days from the date of transaction by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotions or exchanged for cash. Reservations: 0114722875.
Namal Balachandra
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 10 hr ago
“0% + 03 & 06 months installment plans”
Full details
0% + 03 & 06 months installment plans for transactions above Rs.10,000 to Rs.1 million at Namal Balachandra. Valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-07 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- apparel
ConditionsOfficial plan page ↗Transactions above Rs. 10,000 up to Rs. 1 million eligible. All HNB Credit Cards except Corporate, Business and Fuel Cards. Transaction must be converted within 5 calendar days from date of transaction by calling 0112 462 462 or via online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within approved Credit Limit. Cannot be used in conjunction with other promotions.
Queen Kuweni
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 10 hr ago
“0% + 03 & 06 months installment plans for transactions above Rs.10,000 to Rs.1 million”
Full details
0% installment plans for 3 and 6 months on transactions above Rs. 10,000 up to Rs. 1 million at NB Artisan Heritage (Pvt) Ltd - Queen Kuweni, valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-10-07 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- apparel
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be above Rs. 10,000 and up to Rs. 1 million. Transaction must be within approved credit limit. Must convert within 5 calendar days from transaction date by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Offers cannot be exchanged for cash or combined with other promotions.
S S Studio
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 10 hr ago
“03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mn”
Full details
03 & 06 months 0% installment plans are available for transactions between Rs. 10,000 to Rs. 1 Mn at S S Studio. Valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2024-02-06 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- apparel
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be between Rs. 10,000 and Rs. 1,000,000. Transaction must be within approved credit limit. Must be converted within 5 calendar days from transaction date by calling 0112 462 462 or via online portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be exchanged for cash or used in conjunction with other offers.
USPA Hub
up to 6 mo · 0%3 / 6 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 10 hr ago
“0% + 03 ,06 months installment plans”
Full details
0% installment plans for 3 or 6 months on transactions from Rs.10,000 to Rs.1 million at USPA Hub, valid till 30th June 2026.
- Tenure
- 3 / 6 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2023-02-07 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- apparel
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be Rs.10,000 to Rs.1,000,000 and within available balance and authorized limit. Must convert transaction within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be used in conjunction with other promotions.
DSI
up to 3 mo · 0%· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 10 hr ago
“0% + 03 months installment plans for every transaction above Rs.10,000 to Rs.1 million”
Full details
Enjoy 0% interest installment plans over 3 months on purchases of Rs. 10,000 to Rs. 1 million at DSI - Premier, dsifootcandy.lk, DSI - International Brands, DSI Showrooms, and avi.lk using any HNB Credit Card (except Corporate, Business and Fuel Cards).
- Tenure
- 3 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2025-07-03 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- apparel
ConditionsOfficial plan page ↗All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs. 10,000 to Rs. 1,000,000 and within available balance and authorized credit limit. Cardholder must request conversion within 5 calendar days of transaction by calling 0112 462 462 or via HNB easy payment plan portal. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offer cannot be exchanged for cash or combined with other promotions.