Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
18 plans of 763 · longest tenure first
Auto care
up to 12 mo · 0%Automobile · any participating merchant6 / 12 months· setup Rs. 1,500· min Rs. 25,000· dfcc
Eligible: All credit cards (excl. Corporate & Business)
Verified at 1 source · 23 hr ago
“06 & 12 Months 0% Easy Payment Plans on Autocare payments over Rs. 25,000/- with DFCC Credit Cards.”
Full details
06 & 12 Months 0% Easy Payment Plans on Autocare payments over Rs. 25,000/- with DFCC Credit Cards.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Setup fee
- Rs. 1,500
- Min spend
- Rs. 25,000
- Valid
- 2026-04-01 → 2026-08-31
- Eligible cards
- All credit cards (excl. Corporate & Business)
- Categories
- automobile
ConditionsOfficial plan page ↗All DFCC Credit Cards eligible. Excluding Corporate & Business Credit Cards. Setup Fee: Rs. 1,500/- for 6-month tenure; Rs. 2,500/- for 12-month tenure. P.M. Processing Fee: 0% for both tenures. Minimum transaction amount Rs. 25,000/-.
Bara Stereos
up to 12 mo · 0%· min Rs. 25,000· ndb
Verified at 1 source · 23 hr ago
“10% Savings on Cool mate nano ceramic window film & Pioneer speakers”
Full details
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- — → 2026-06-30
- Categories
- automobile
ConditionsOfficial plan page ↗12 Month Plan. Processing Fee: LKR 2,000. Transaction Value: Minimum LKR 25,000 – Maximum LKR 1,000,000. Valid for Credit Cards. Hotline: 077 388 0880. Website: www.barastereos.lk.
Bodyshop by Access Motors
up to 12 mo · 0%· min Rs. 10,000· seylan
Eligible: Signature, World
Verified at 1 source · 22 hr ago
“Special Discounts up to LKR 50,000 on Full Body Paint Work for all JLR and European Luxury Vehicles at the Access Motors Bodyshop.”
Full details
Exclusive offers at Access Motors Bodyshop — special discounts with 0% instalment plans with Seylan Visa Signature & World Mastercard Cards.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-12-31
- Eligible tiers
- Signature, World
- Eligible networks
- Visa, Mastercard
- Eligible cards
- Signature, World
- Categories
- automobile
ConditionsOfficial plan page ↗Special Discounts up to LKR 50,000 on Full Body Paint Work for all JLR and European Luxury Vehicles at Access Motors Bodyshop. 0% instalment plans up to 12 months with Seylan Credit Cards; processing fee applies. Call 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1,000,000. Discounts applicable with Seylan Visa Signature & World Mastercard Cards. General terms and conditions apply.
CWORKS
up to 12 mo · 0%· min Rs. 10,000· seylan
Verified at 1 source · 22 hr ago
“0% Installment Plans up to 12 Months with your Seylan Credit Cards.”
Full details
0% Installment Plans up to 12 months with Seylan Credit Cards at CWORKS. Processing fee applies. Call 011 2008888 to convert.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-12-31
- Categories
- automobile
ConditionsOfficial plan page ↗EPP valid until 31 December 2026. Processing Fee applies. Call 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1 Million. General terms and conditions apply.
DIMO Tyre Mart
up to 12 mo · 0%· min Rs. 10,000· seylan
Verified at 1 source · 22 hr ago
“Special discounts upto 45% off with 0% Instalment plans for 6M with your Seylan Credit Cards”
Full details
Special discounts up to 45% off on selected tyre brands with 0% Instalment Plans up to 12 Months for Seylan Credit Cards at DIMO Tyre Mart.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-12-31
- Categories
- automobile
ConditionsOfficial plan page ↗Michelin 35% off · Sailun 45% off · Kumho 40% off. 0% Instalment Plans up to 12 Months (headline states 6M — details section states up to 12M; 12M used as authoritative). Processing fee applies. Minimum transaction Rs. 10,000; maximum Rs. 1,000,000. Call 011 2008888 to convert. General terms and conditions apply.
Erosha Traders
up to 12 mo · 0%· min Rs. 25,000· ndb
Verified at 1 source · 23 hr ago
“Up to 35% Savings on selected tyres”
Full details
Up to 35% Savings on selected tyres & 20% Savings on wheel alignment with 12 months 0% instalment plans at Erosha Traders (pvt) ltd, Kelaniya.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- — → 2026-06-30
- Categories
- automobile
ConditionsOfficial plan page ↗12-month 0% instalment plan. Processing Fee: LKR 2,000. Transaction Value: Minimum LKR 25,000 – Maximum LKR 1,000,000. Valid for NDB Credit Cards.
GS Lubricants
up to 12 mo · 0%· min Rs. 10,000· seylan
Verified at 1 source · 22 hr ago
“15% off on OEM/ Genuine”
Full details
Special Discounts + 0% Instalment Plans up to 12 Months with your Seylan Credit Cards. 15% off on OEM/Genuine products.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-12-31
- Categories
- automobile
ConditionsOfficial plan page ↗15% off on OEM/Genuine products. 0% Instalment Plans up to 12 months. Processing fee applies. Call 011 2008888 to convert. Minimum transaction Rs. 10,000; maximum Rs. 1,000,000. General terms and conditions apply.
MAK Lubricants
up to 12 mo · 0%· min Rs. 10,000· seylan
Verified at 1 source · 23 hr ago
“Offer : 15% off on MAK Lubricants”
Full details
Special discounts and instalment plans for Seylan Credit Cards at MAK Lubricants service centres.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-08-31
- Categories
- automobile
ConditionsOfficial plan page ↗Offer (15% discount) valid until 31 August 2026. EPP (0% instalment) valid until 31 December 2026. Processing fee applies for instalment conversion. Call 011 2008888 to convert. Minimum transaction Rs.10,000, maximum Rs.1 million. General terms and conditions apply.
Merc Stop
up to 12 mo · 0%6 / 12 months· dfcc
Eligible: All credit cards (excl. Corporate & Business)
Verified at 1 source · 23 hr ago
“Up to 12% Savings & 6 & 12 Months 0% Easy Payments Plans with Credit Cards.”
Full details
Up to 12% Savings & 6 & 12 Months 0% Easy Payment Plans with DFCC Credit Cards at Merc Stop Autocare, Kirulapone.
- Tenure
- 6 / 12 months
- Interest
- 0%
- Valid
- 2026-03-01 → 2026-06-30
- Eligible cards
- All credit cards (excl. Corporate & Business)
- Categories
- automobile
ConditionsOfficial plan page ↗Savings rates: 12% on Detailing; 10% on Accident repairs, Mechanical repairs, Genuine spare parts, Air-conditioning repairs, Electric Vehicle (EV) repairs, 24/7 Recovery services; 7% on Major services (Special Saturday offer: 10%). Savings component valid 01 March – 30 April 2026 only. 0% EPP component valid until 30 June 2026. EPP setup fees: 6-month plan Rs. 1,500; 12-month plan Rs. 2,500; monthly processing fee 0%. Eligible: All DFCC Credit Cardholders. Excluding Corporate & Business Credit Cards. Contact: 0773124411.
PIT & DRIVE
up to 12 mo · 0%· min Rs. 10,000· seylan
Verified at 1 source · 22 hr ago
“0% Instalment Plans up to 12 Months with your Seylan Credit Cards.”
Full details
0% Instalment Plans up to 12 months with Seylan Credit Cards at PIT & DRIVE. EPP valid until 31st December 2026.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-12-31
- Categories
- automobile
ConditionsOfficial plan page ↗Processing fee applies. Call 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1,000,000. General terms and conditions apply.
Stafford Motor Co.
up to 12 mo · 0%· min Rs. 25,000· ndb
Verified at 1 source · 23 hr ago
“12 Month Plan”
Full details
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- — → 2026-06-30
- Categories
- automobile
ConditionsOfficial plan page ↗Processing Fee: LKR 2,000. Transaction Value: Minimum LKR 25,000 – Maximum LKR 1,000,000. Valid for Credit Cards. Offer valid until 30th June 2026.
Stafford Motor Co.
up to 12 mo · 0%· min Rs. 25,000· sampath
Verified at 1 source · 22 hr ago
“12 months 0% Extended Settlement Plan on transactions made to Selected Auto Care Partner Payments”
Full details
12 months 0% Extended Settlement Plan on transactions made to Selected Auto Care Partner Payments for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-05-01 → 2026-06-30
- Eligible networks
- Mastercard, Visa, American Express
- Categories
- automobile
ConditionsOfficial plan page ↗Minimum transaction value LKR 25,000. Maximum 3 transactions per cardholder during promotion period; multiple transactions cannot be combined into a single instalment. Cardholder must contact Bank Customer Care (0112300604) within 30 days of transaction date to convert transaction to the 12-month plan. Any interest charged before conversion will not be reversed. Offer cannot be combined with any other existing offers. Instalment amounts are non-refundable; part acceleration not allowed.
Toyota Lanka
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 22 hr ago
“30% off on Pirelli tires”
Full details
30% off on Pirelli, Otani, and Yokohama tires. 0% installment plans available for 3, 6, and 12 months on transactions from Rs. 10,000 to Rs. 1 Million.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-06-01 → 2026-12-31
- Eligible cards
- All credit cards
- Categories
- automobile
ConditionsOfficial plan page ↗Offer valid for Pirelli, Otani, and Yokohama tires only. Installment period: till 30th June 2026. Installment applies to single/multiple purchases from Rs. 10,000 to Rs. 1,000,000 within available credit limit. Transaction must be converted to easy payment plan within 5 calendar days of purchase by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Cannot be combined with any other existing offers. All HNB Credit Cards eligible.
Toyota Lanka
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 2 sources · 22 hr ago
“15% off on selected Toyota Parts and Toyota Motor Oil in a Repair”
“0% + 3, 6 and 12 months installments are available for transaction above Rs. 10,000 to Rs. 1 Million”
Full details
0% installment plans of 3, 6, and 12 months are available at Toyota Lanka for transactions above Rs. 10,000 up to Rs. 1 Million using any HNB Credit Card.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-03-09 → 2026-06-30
- Eligible cards
- All credit cards
- Categories
- automobile
ConditionsOfficial plan page ↗Available for transactions above Rs. 10,000 to Rs. 1 Million. All HNB Credit Cards eligible. Must convert transaction within 5 calendar days from date of transaction. Transaction must be within approved Credit Limit; transactions performed by depositing funds over the credit limit are not eligible. Offers cannot be exchanged for cash or used in conjunction with any other promotional programs. Card member must settle total bill via HNB credit card. To convert, call 0112 462 462 or visit https://hnb.lk/personal/cards/value-added-services/easy-payment-plans.
Toyota Lanka
up to 12 mo · 0%· min Rs. 25,000· ndb
Verified at 1 source · 23 hr ago
“30% Savings on Pirelli, Yokohama, Otani Tyres”
Full details
30% savings on Pirelli, Yokohama, and Otani tyres purchased at Toyota Lanka with a 0% instalment plan for 12 months. Minimum transaction LKR 25,000, maximum LKR 1,000,000. Processing fee of LKR 2,000 applies.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- — → 2026-06-30
- Categories
- automobile
ConditionsOfficial plan page ↗12-month 0% instalment plan. Processing fee: LKR 2,000. Transaction value: minimum LKR 25,000 – maximum LKR 1,000,000. Applicable on Pirelli, Yokohama, and Otani tyres.
Toyotsu Lanka
up to 12 mo · 0%3 / 6 / 12 months· min Rs. 10,000· hnb
Eligible: All credit cards
Verified at 1 source · 22 hr ago
“Up to 40% on selected Tyres brands”
Full details
Up to 40% on selected Tyre brands; 15% off on CWORKS Spare parts; 15% off on MAK Lubricants; 10% off on Vehicle Services (Labour, Parts & Lubricants); Up to LKR 25,000 discount on ABS replacements; 0% installment plans for 3, 6 & 12 months on transactions above Rs.10,000.
- Tenure
- 3 / 6 / 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- 2026-05-20 → 2026-08-30
- Eligible cards
- All credit cards
- Categories
- automobile
ConditionsOfficial plan page ↗Discount rates vary by category: up to 40% on selected tyre brands; 15% off on selected CWORKS spare parts; 15% off on MAK lubricants; 10% off on vehicle services (labour, parts & lubricants); up to LKR 25,000 discount on ABS replacements. Installment plan valid only till 30th June 2026 (main discount offer valid till 30th August 2026). Installment available on transactions of Rs.10,000 to Rs.1,000,000; transaction must be converted to easy payment plan within 5 calendar days by calling 0112 462 462 or via hnb.lk. Offer cannot be combined with any other existing offers. Valid for selected items and services only. All HNB Credit Cards eligible. Transactions funded by depositing over credit limit are not eligible.
Toyotsu Lanka
up to 12 mo · 0%· min Rs. 10,000· seylan
Verified at 1 source · 22 hr ago
“Special Discounts upto 40% off on services”
Full details
Special Discounts upto 40% off on services with 0% Installment Plans for 12M with your Seylan Credit Cards. Includes Rs. 25,000 discount on Hybrid Battery and ABS replacements, and up to 40% off on selected tyre brands.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 10,000
- Valid
- — → 2026-08-31
- Categories
- automobile
ConditionsOfficial plan page ↗Hybrid Battery replacements – Rs. 25,000 discount. ABS replacements – Rs. 25,000 discount. Tyres – discounts up to 40% on selected brands. Special offer valid until 31st August 2026. 0% EPP valid until 31st December 2026. Processing fee applies. Call 011 2008888 to convert. Minimum transaction Rs. 10,000; maximum Rs. 1,000,000. General terms and conditions apply.
Union Car Care
up to 12 mo · 0%· min Rs. 25,000· ndb
Verified at 1 source · 23 hr ago
“Up to 12 months 0% instalment plans”
Full details
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- — → 2026-06-30
- Categories
- automobile
ConditionsOfficial plan page ↗12 Month Plan: Processing Fee LKR 2,000. Transaction Value: Minimum LKR 25,000 – Maximum LKR 1,000,000. Valid for Credit Cards only.