Sri Lanka
0% Instalment Plans
Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →
13 plans of 763 · longest tenure first
Abans
up to 60 mo · 0%6 / 12 / 20 / 60 months· min Rs. 5,000· sampath
Verified at 1 source · 8 hr ago
“06, 12, 20 & 60 months 0% interest instalment plans at all Abans outlets for all Sampath Mastercard & Visa Credit Cardholders.”
Full details
06, 12, 20 & 60 months 0% interest instalment plans at all Abans outlets for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 6 / 12 / 20 / 60 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page ↗Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. All instalment amounts are non-refundable and instalment period may not be varied once approved. Part acceleration is not allowed. Spending does not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and Abans PLC apply. Bank's decision is final in event of dispute.
Abans
up to 60 mo · 0%6 / 12 / 20 / 60 months· min Rs. 5,000· sampath
Verified at 1 source · 8 hr ago
“06, 12, 20 & 60 months 0% interest instalment plans at all Abans outlets for all Sampath Mastercard & Visa Credit Cardholders.”
Full details
06, 12, 20 & 60 months 0% interest instalment plans at all Abans outlets for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 6 / 12 / 20 / 60 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- electronics
ConditionsOfficial plan page ↗Valid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for purchasing Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. All instalment amounts paid are non-refundable; instalment period as approved by the Bank may not be varied. Once submitted, instalment plan details cannot be changed and part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and Abans PLC apply. Cardholder must inform merchant of preferred instalment tenure at time of payment; transaction conversion must be completed at the merchant outlet at point of payment.
Eser Marketing International
up to 24 mo · 0%12 / 24 months· min Rs. 5,000· sampath
Verified at 1 source · 8 hr ago
“12 & 24 months 0% interest Instalment Plans at all Eser Marketing Fitness outlets for Sampath Mastercard & Visa Credit Cardholders”
Full details
12 & 24 months 0% interest Instalment Plans at all Eser Marketing Fitness outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- health
ConditionsOfficial plan page ↗Valid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. Instalment amounts are non-refundable and instalment period may not be varied once approved. Details of the instalment plan cannot be changed once submitted; part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. Cardholder must inform the merchant of the preferred instalment tenure at time of payment; transaction conversion must be completed at the merchant outlet at point of payment.
Rocell
up to 24 mo · 0%12 / 24 months· min Rs. 5,000· sampath
Verified at 1 source · 8 hr ago
“12 & 24 months 0% instalment plans at all Rocell Showrooms exclusively for Sampath Mastercard & Visa Credit Cardholders”
Full details
12 & 24 months 0% instalment plans at all Rocell Showrooms exclusively for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 12 / 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page ↗Minimum bill value must exceed Rs. 5,000/-. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at merchant outlet at point of payment. Not valid for Gift Vouchers or non-discountable items. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; instalment period may not be varied once approved. Part acceleration not allowed. Spending does not qualify for Ultra Rewards Loyalty points accumulation. General Terms & Conditions of Sampath Bank PLC and Royal Ceramics apply.
Singer Sri Lanka
up to 24 mo · 0%6 / 12 / 20 / 24 months· min Rs. 5,000· sampath
Verified at 1 source · 8 hr ago
“06,12, 20 & 24 months 0% instalment plans at www.singer.lk for Sampath Mastercard & Visa Credit Cardholders”
Full details
06, 12, 20 & 24 months 0% instalment plans at www.singer.lk for Sampath Mastercard & Visa Credit Cardholders
- Tenure
- 6 / 12 / 20 / 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- electronics
ConditionsOfficial plan page ↗Valid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. Instalment amounts are non-refundable and instalment period may not be varied once approved. Details of the instalment plan cannot be changed once submitted; part acceleration is not allowed. Spending will not qualify for Ultra Rewards Loyalty points accumulation.
Singer Sri Lanka
up to 24 mo · 0%6 / 12 / 20 / 24 months· min Rs. 5,000· sampath
Verified at 1 source · 8 hr ago
“06,12, 20 & 24 months 0% instalment plans at SINGER, Singer mega Outlets & www.singer.lk for all Sampath Mastercard & Visa Credit Cardholders”
Full details
06, 12, 20 & 24 months 0% instalment plans at SINGER, Singer Mega Outlets & www.singer.lk for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 6 / 12 / 20 / 24 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- electronics
ConditionsOfficial plan page ↗Valid only for Sampath Mastercard & Visa Credit Cardholders. Minimum bill value must exceed Rs. 5,000/-. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for purchasing Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at the merchant outlet at point of payment. Instalment amounts are non-refundable and instalment period may not be varied once approved. Part acceleration not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation.
Vision Care
up to 24 mo · 0%3 / 6 / 12 / 20 / 24 months· min Rs. 25,000· sampath
Verified at 1 source · 8 hr ago
“3, 6, 12, 20 and 24 months 0% Instalment plans on Spectacles, Sunglasses and hearing aids at Vision Care Outlets for all Sampath Mastercard & Visa Credit Cardholders.”
Full details
3, 6, 12, 20 and 24 months 0% Instalment plans on Spectacles, Sunglasses and hearing aids at Vision Care Outlets for all Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 3 / 6 / 12 / 20 / 24 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
- Categories
- health
ConditionsOfficial plan page ↗Minimum bill value must exceed Rs. 25,000/-. Applicable only on Spectacles, Sunglasses and hearing aids. Cardholder must inform merchant of preferred instalment tenure at time of payment; conversion must be completed at the merchant outlet at point of payment. Cannot be combined with any other existing offers. Not valid for Gift Vouchers or non-discountable items. Instalment amounts are non-refundable and tenure cannot be varied once approved. Part acceleration not allowed. Spending under this promotion does not qualify for Ultra Rewards Loyalty points accumulation.
Education
up to 12 mo · 0%Education · any participating merchant· min Rs. 25,000· sampath
Verified at 1 source · 8 hr ago
“12 Months 0% Interest Extended Settlement Plan on Educational Institute Payments”
Full details
12 Months 0% Interest Extended Settlement Plan on Educational Institute Payments for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-05-01 → 2026-06-30
- Eligible networks
- Visa, Mastercard, American Express
- Categories
- education
ConditionsOfficial plan page ↗Applicable only for education institute fees, exam fees, and school fees payments. Not applicable for books and stationery purchases. Minimum transaction value LKR 25,000. Maximum 3 transactions per cardholder during the promotion period; multiple transactions cannot be combined into one instalment plan. Cardholder must contact Bank Customer Care (0112300604) within 30 days of the transaction date to convert to 12-month plan. Interest already charged will not be reversed until conversion is processed. Cannot be combined with any other offer. Instalments are non-refundable; part acceleration not allowed.
Hayleys Fentons
up to 12 mo · 0%· min Rs. 5,000· sampath
Verified at 1 source · 8 hr ago
“12 months 0% Instalment Plans at Hayleys Fentons Solar Outlets for Sampath Mastercard & Visa Credit Cardholders.”
Full details
12 months 0% Instalment Plans at Hayleys Fentons Solar Outlets for Sampath Mastercard & Visa Credit Cardholders.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 5,000
- Valid
- — → 2026-06-30
- Eligible networks
- Mastercard, Visa
ConditionsOfficial plan page ↗Valid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with eligible card. Not valid for Gift Vouchers and non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. Instalment amounts are non-refundable and tenure cannot be varied once approved. Instalment plan details cannot be changed once submitted; part acceleration not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. Bank accepts no responsibility for goods or services purchased.
health
up to 12 mo · 0%Hospitals & healthcare · any participating merchant· min Rs. 25,000· sampath
Verified at 1 source · 8 hr ago
“12 months 0% Extended Settlement Plan on transactions made to any Hospital for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.”
Full details
12 months 0% Extended Settlement Plan on transactions made to any Hospital for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-01-01 → 2026-12-31
- Eligible networks
- Mastercard, Visa, American Express
- Categories
- health
ConditionsOfficial plan page ↗Minimum transaction value LKR 25,000. Maximum 3 transactions per cardholder during the promotion period; multiple transactions cannot be combined. Cardholder must contact Customer Care (0112300604) within 30 days from transaction date to convert to instalment plan. Interest already charged before conversion will not be reversed. Cannot be combined with any other offers. Instalment amounts are non-refundable and instalment period may not be varied once approved. Part acceleration not allowed.
Insurance
up to 12 mo · 0%Insurance · any participating merchant· min Rs. 25,000· sampath
Verified at 1 source · 8 hr ago
“12 months 0% Extended Settlement Plan on transactions made to any local Insurance Company for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.”
Full details
12 months 0% Extended Settlement Plan on transactions made to any local Insurance Company for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-05-01 → 2026-06-30
- Eligible networks
- Mastercard, Visa, American Express
- Categories
- insurance
ConditionsOfficial plan page ↗Minimum transaction value LKR 25,000/-. Maximum of 3 transactions per cardholder during promotion period; multiple transactions cannot be combined. Cardholder must contact Bank Customer Care (0112300604) within 30 days from transaction date to convert to instalment plan. Interest charged before conversion will not be reversed. Cannot be combined with any other existing offers. Instalment amounts are non-refundable; instalment period cannot be varied. Part acceleration is not allowed.
Mackinnons Travels
up to 12 mo · 0%· min Rs. 25,000· sampath
Verified at 1 source · 8 hr ago
“12 months 0% Extended Settlement Plan on transactions made to Selected Travel Agency and Airline Payments”
Full details
12 months 0% Extended Settlement Plan on transactions made to selected travel agencies and airline payments for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Card members.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-06-01 → 2026-08-31
- Eligible networks
- Mastercard, Visa, American Express
- Categories
- travel
ConditionsOfficial plan page ↗Valid for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers. Full payment must be settled with a Sampath Mastercard, Visa or American Express® Credit Card. Minimum transaction value LKR 25,000. Maximum 3 transactions per cardholder during the promotion period; multiple transactions cannot be combined when converting to instalments. Cardholder must contact Bank Customer Care (0112300604) within 30 days from the transaction date to convert to 12-month ESP after making the payment at the partner location. Interest already charged will not be reversed until conversion is processed. Cannot be combined with any other existing offer. Instalment amounts are non-refundable; instalment period cannot be varied once approved. Part acceleration not allowed. Bank reserves the right to modify or change Terms & Conditions.
Stafford Motor Co.
up to 12 mo · 0%· min Rs. 25,000· sampath
Verified at 1 source · 8 hr ago
“12 months 0% Extended Settlement Plan on transactions made to Selected Auto Care Partner Payments”
Full details
12 months 0% Extended Settlement Plan on transactions made to Selected Auto Care Partner Payments for all Sampath Mastercard, Visa Credit Cardholders and Sampath Bank American Express® Credit Cardmembers.
- Tenure
- 12 months
- Interest
- 0%
- Min spend
- Rs. 25,000
- Valid
- 2026-05-01 → 2026-06-30
- Eligible networks
- Mastercard, Visa, American Express
- Categories
- automobile
ConditionsOfficial plan page ↗Minimum transaction value LKR 25,000. Maximum 3 transactions per cardholder during promotion period; multiple transactions cannot be combined into a single instalment. Cardholder must contact Bank Customer Care (0112300604) within 30 days of transaction date to convert transaction to the 12-month plan. Any interest charged before conversion will not be reversed. Offer cannot be combined with any other existing offers. Instalment amounts are non-refundable; part acceleration not allowed.