Sri Lanka

0% Instalment Plans

Split a big purchase into equal monthly payments at 0% interest (EPP). These are open-ended card benefits, not dated deals — what matters is where you can use them, for how long, the setup fee, and which cards qualify. Looking for discounts instead? →

Category

All Everyday Dining Shopping Travel & Leisure Health & Wellness Big purchases & services Other

Tenure

Any 3 mo 6 mo 12 mo 20 mo 24 mo 25 mo 36 mo 48 mo 60 mo

Bank

All dfcc hnb ndb sampath seylan

Network

All American express Mastercard Visa

When

Valid today

My Card

Active6 months DFCC Clear all

8 plans of 769 · longest tenure first

AC
Auto care
up to 12 mo · 0%
Automobile · any participating merchant6 / 12 months· setup Rs. 1,500· min Rs. 25,000· dfcc
Eligible: All credit cards (excl. Corporate & Business)
Verified at 1 source · 8 hr ago
- dfcc.lkbank's own page· 8 hr agoview ↗
  “06 & 12 Months 0% Easy Payment Plans on Autocare payments over Rs. 25,000/- with DFCC Credit Cards.”
Full details
06 & 12 Months 0% Easy Payment Plans on Autocare payments over Rs. 25,000/- with DFCC Credit Cards.
Tenure
6 / 12 months
Interest
0%
Setup fee
Rs. 1,500
Min spend
Rs. 25,000
Valid
2026-04-01 → 2026-08-31
Eligible cards
All credit cards (excl. Corporate & Business)
Categories
automobile
Conditions
All DFCC Credit Cards eligible. Excluding Corporate & Business Credit Cards. Setup Fee: Rs. 1,500/- for 6-month tenure; Rs. 2,500/- for 12-month tenure. P.M. Processing Fee: 0% for both tenures. Minimum transaction amount Rs. 25,000/-.
Official plan page ↗
ED
Education
up to 12 mo · 0%
Education · any participating merchant6 / 12 months· setup Rs. 1,500· min Rs. 25,000· dfcc
Eligible: All credit cards (excl. Corporate & Business)
Verified at 1 source · 8 hr ago
- dfcc.lkbank's own page· 8 hr agoview ↗
  “06 & 12 Months 0% Easy Payment Plans on Education payments over Rs. 25,000/- with DFCC Credit Cards.”
Full details
06 & 12 Months 0% Easy Payment Plans on Education payments over Rs. 25,000/- with DFCC Credit Cards.
Tenure
6 / 12 months
Interest
0%
Setup fee
Rs. 1,500
Min spend
Rs. 25,000
Valid
2026-04-01 → 2026-08-31
Eligible cards
All credit cards (excl. Corporate & Business)
Categories
education
Conditions
All DFCC Credit Cards eligible. Excluding Corporate & Business Credit Cards. Minimum transaction Rs. 25,000/-. Setup fee: Rs. 1,500/- for 6-month tenure; Rs. 2,500/- for 12-month tenure. Processing fee: 0% per month for both tenures.
Official plan page ↗
HE
health
up to 12 mo · 0%
Hospitals & healthcare · any participating merchant6 / 12 months· setup Rs. 1,500· min Rs. 25,000· dfcc
Eligible: All credit cards (excl. Corporate & Business)
Verified at 1 source · 8 hr ago
- dfcc.lkbank's own page· 8 hr agoview ↗
  “06 & 12 Months 0% Easy Payment Plans on Hospital payments over Rs. 25,000/- with DFCC Credit Cards.”
Full details
06 & 12 Months 0% Easy Payment Plans on Hospital payments over Rs. 25,000/- with DFCC Credit Cards.
Tenure
6 / 12 months
Interest
0%
Setup fee
Rs. 1,500
Min spend
Rs. 25,000
Valid
2026-04-01 → 2026-08-31
Eligible cards
All credit cards (excl. Corporate & Business)
Categories
health
Conditions
All DFCC Credit Cards eligible. Excluding Corporate & Business Credit Cards. Setup Fee: Rs. 1,500/- for 6-month tenure; Rs. 2,500/- for 12-month tenure. P.M. Processing Fee: 0% for both tenures. Minimum transaction amount: Rs. 25,000/-.
Official plan page ↗
IN
Insurance
up to 12 mo · 0%
Insurance · any participating merchant6 / 12 months· setup Rs. 1,500· min Rs. 25,000· dfcc
Verified at 1 source · 8 hr ago
- dfcc.lkbank's own page· 8 hr agoview ↗
  “06 & 12 Months 0% Easy Payment Plans on Insurance payments over Rs. 25,000/- with DFCC Credit Cards.”
Full details
06 & 12 Months 0% Easy Payment Plans on Insurance payments over Rs. 25,000/- with DFCC Credit Cards.
Tenure
6 / 12 months
Interest
0%
Setup fee
Rs. 1,500
Min spend
Rs. 25,000
Valid
2026-04-01 → 2026-08-31
Categories
insurance
Conditions
Available on insurance payments over Rs. 25,000/-. Setup fee: Rs. 1,500/- for 6-month tenure; Rs. 2,500/- for 12-month tenure. Processing fee: 0% per month. Excluding Corporate & Business Credit Cards.
Official plan page ↗
Merc Stop
up to 12 mo · 0%
6 / 12 months· dfcc
Eligible: All credit cards (excl. Corporate & Business)
Verified at 1 source · 8 hr ago
- dfcc.lkbank's own page· 8 hr agoview ↗
  “Up to 12% Savings & 6 & 12 Months 0% Easy Payments Plans with Credit Cards.”
Full details
Up to 12% Savings & 6 & 12 Months 0% Easy Payment Plans with DFCC Credit Cards at Merc Stop Autocare, Kirulapone.
Tenure
6 / 12 months
Interest
0%
Valid
2026-03-01 → 2026-06-30
Eligible cards
All credit cards (excl. Corporate & Business)
Categories
automobile
Conditions
Savings rates: 12% on Detailing; 10% on Accident repairs, Mechanical repairs, Genuine spare parts, Air-conditioning repairs, Electric Vehicle (EV) repairs, 24/7 Recovery services; 7% on Major services (Special Saturday offer: 10%). Savings component valid 01 March – 30 April 2026 only. 0% EPP component valid until 30 June 2026. EPP setup fees: 6-month plan Rs. 1,500; 12-month plan Rs. 2,500; monthly processing fee 0%. Eligible: All DFCC Credit Cardholders. Excluding Corporate & Business Credit Cards. Contact: 0773124411.
Official plan page ↗
Toyota Lanka
up to 12 mo · 0%
6 / 12 months· setup Rs. 1,500· dfcc
Verified at 1 source · 8 hr ago
- dfcc.lkbank's own page· 8 hr agoview ↗
  “Up to 40% Savings with 06 & 12 Months 0% Easy Payment Plans with DFCC Credit Cards.”
Full details
Up to 40% Savings with 06 & 12 Months 0% Easy Payment Plans with DFCC Credit Cards. Applicable on Accelera tires (40% off) and Pirelli, Yokohama, and Otani tires (30% off).
Tenure
6 / 12 months
Interest
0%
Setup fee
Rs. 1,500
Valid
— → 2026-12-31
Categories
automobile
Conditions
40% savings for Accelera tires; 30% savings for Pirelli, Yokohama, and Otani tires. EPP setup fee: Rs. 1,500/- for 6-month plan; Rs. 2,500/- for 12-month plan. Valid at Toyota Lanka and Tyre Zone branches island-wide.
Official plan page ↗
Toyotsu Lanka
up to 12 mo · 0%
6 / 12 months· dfcc
Verified at 1 source · 8 hr ago
- dfcc.lkbank's own page· 8 hr agoview ↗
  “Up to 40% Savings with 06 & 12 Months 0% Easy Payment Plans at Toyotsu Lanka with DFCC Credit Cards.”
Full details
Tenure
6 / 12 months
Interest
0%
Valid
— → 2026-08-30
Categories
automobile
Conditions
Up to 40% Savings on selected tyre brands. Up to 15% Savings on MAK Lubricants, CWORKS Spare parts (Shock absorbers, Brake pads/Shoes, Spark plugs, Drive Belts, Wiper blades, Suspension parts, Bearing & Filters). Up to 10% Savings for Vehicle Services (Labour, Parts & Lubricants). Rs. 25,000/- Discount for Hybrid Battery replacements & ABS replacement. 06-month EPP: 0% processing fee, Rs. 1,500/- setup fee. 12-month EPP: 0% processing fee, Rs. 2,500/- setup fee. Valid for DFCC Credit Cards.
Official plan page ↗
U & H Wheel Service
up to 12 mo · 0%
6 / 12 months· setup Rs. 1,500· dfcc
Verified at 1 source · 8 hr ago
- dfcc.lkbank's own page· 8 hr agoview ↗
  “Up to 50% Savings for Selected tyres.”
Full details
Up to 50% Savings and 06 & 12 Months 0% Easy Payment Plans with DFCC Credit Cards. Discount rates vary by product category: up to 50% for selected tyres (Michelin, Bridgestone, Dunlop, Infinity, Sunwide, Cooper, Nankang, Continental, Toyo, Kumho, Yokohama, CEAT, Ferentino, GT, Roadstone, Nexen, Maxxis, Good Year, Federal, Atlas, Falken & Pirelli); up to 35% for alloy wheels; up to 25% for wheel alignment (on purchase of 2 or 4 units); up to 25% for batteries (Amaron, Exide, Emtrac, Global, Yuasa, Panasonic).
Tenure
6 / 12 months
Interest
0%
Setup fee
Rs. 1,500
Valid
— → 2026-07-31
Categories
automobile
Conditions
Discount rates by category: up to 50% for selected tyres, up to 35% for alloy wheels, up to 25% for wheel alignment (purchasing 2 or 4 units), up to 25% for batteries. 0% Easy Payment Plan setup fees: Rs. 1,500/- for 6-month tenure; Rs. 2,500/- for 12-month tenure. Monthly processing fee: 0% for both tenures. Valid with DFCC Credit Cards. Valid until 31st July 2026.
Official plan page ↗