Savings Account Rates · Sri Lanka
The AER you actually earn depends on how much you keep in the account. Each column is a balance band; the rate shown is the best a regular adult customer can get at that balance level on a freely-accessible savings product (minor/junior, senior-only, salary-gated, and time-locked products are excluded). Tap any column to sort.
5 banks · LKR · latest as of 2026-06-10
| Bank | < Rs 100k | Rs 100k – 1M | Rs 1M – 10M | > Rs 10M |
|---|---|---|---|---|
 HNB just now | 3.04% 0.00% | 6.70% 0.00% | 6.70% 0.00% | 6.70% 0.00% |
 DFCC just now | 5.64% +122.92% | 5.64% +85.53% | 5.64% +10.16% | 6.43% 0.00% |
 Seylan just now | 3.04% 0.00% | 5.38% 0.00% | 6.43% 0.00% | 7.23% 0.00% |
 NDB 2 days ago | 2.53%— | 3.56%— | 6.17%— | 6.17%— |
 Sampath just now | 2.02% 0.00% | 3.04% 0.00% | 7.50% 0.00% | 7.76% 0.00% |
AER (Annual Effective Rate) is compounding-normalised. Each cell shows the rate at the band's reference balance (< Rs 100k → Rs 50K; Rs 100k – 1M → Rs 500K; Rs 1M – 10M → Rs 5M; > Rs 10M → Rs 50M). Hover the cell to see which product backs the rate. Click a bank for the full picture.
Savings interest is subject to withholding tax and balances are covered by Sri Lanka's statutory deposit-insurance scheme — confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before opening.